Bendigo and Adelaide BankBXRBF +5.33%55 5-Year Yield-on-Cost % is 7.51 as of Jul. 07, 2026, which is 9% below its 10-year median of 8.23. GuruFocus rates BXRBF with a GF Score™ of 55/100 and a GF Value™ of $8.16 (Fairly Valued). The stock has 6 warning signs investors should review. Among 1,255 Banks companies, Bendigo and Adelaide Bank ranks better than 83.51% on this metric.
The historical rank and industry rank for Bendigo and Adelaide Bank's 5-Year Yield-on-Cost % or its related term are showing as below:
BXRBF'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 3.45 Med: 8.23 Max: 17.22
Current: 7.51
During the past 13 years, Bendigo and Adelaide Bank's highest Yield on Cost was 17.22. The lowest was 3.45. And the median was 8.23.
BXRBF's 5-Year Yield-on-Cost % is ranked better than 83.51% of 1255
companies
in the Banks industry
Industry Median: 3.9
vs BXRBF: 7.51
Bendigo and Adelaide Bank (OTCPK:BXRBF) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Bendigo and Adelaide Bank 5-Year Yield-on-Cost % Related Terms
BXRBF vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Bendigo and Adelaide Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bendigo and Adelaide Bank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Bendigo and Adelaide Bank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Bendigo and Adelaide Bank's 5-Year Yield-on-Cost % falls into.
Bendigo and Adelaide Bank 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Bendigo and Adelaide Bank (BXRBF) has a 5-Year Yield-on-Cost % of 7.51 as of Jul. 07, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bendigo and Adelaide Bank and its competitors. This is near median its historical median of 8.23. Over the past decade, Bendigo and Adelaide Bank's 5-Year Yield-on-Cost % has ranged from 3.45 to 17.22. According to the industry distribution chart, Bendigo and Adelaide Bank ranks #207 out of 1255 companies in the Banks industry, placing it in the top 16.5%.
Is Bendigo and Adelaide Bank's 5-Year Yield-on-Cost % too high?
Bendigo and Adelaide Bank's current 5-Year Yield-on-Cost % of 7.51 is near median its 10-year median of 8.23. Over the past 10 years, this metric has ranged from a low of 3.45 to a high of 17.22. The Banks industry median 5-Year Yield-on-Cost % is 3.90. Bendigo and Adelaide Bank's value of 7.51 is 92.6% above this industry median. Based on the distribution chart, Bendigo and Adelaide Bank ranks #207 out of 1255 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bendigo and Adelaide Bank has a GF Score™ of 55/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bendigo and Adelaide Bank's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Bendigo and Adelaide Bank ranks #207 out of 1255 companies for 5-Year Yield-on-Cost %. This places Bendigo and Adelaide Bank in the top 17% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.90. Bendigo and Adelaide Bank's value of 7.51 is 92.6% above this benchmark. Historically, Bendigo and Adelaide Bank's own 5-Year Yield-on-Cost % has ranged from 3.45 to 17.22 over the past decade. While the company's 10-year median is 8.23 vs. the industry median of 3.90, Bendigo and Adelaide Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.90, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bendigo and Adelaide Bank's current 5-Year Yield-on-Cost % of 7.51 is 92.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bendigo and Adelaide Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.90 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bendigo and Adelaide Bank's current 5-Year Yield-on-Cost % is 7.51, which is near median its own 10-year median of 8.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bendigo and Adelaide Bank stock overvalued right now?
Based on GuruFocus' analysis, Bendigo and Adelaide Bank (BXRBF) is currently considered Fairly Valued. The stock's GF Value™ is $8.16, compared to a current price of $7.71 — trading 5.5% below its estimated fair value. The current 5-Year Yield-on-Cost % is 7.51, which is near median its 10-year median of 8.23 and 92.6% above the Banks industry median of 3.90. Bendigo and Adelaide Bank's overall GF Score™ is 55/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bendigo and Adelaide Bank (BXRBF), the current 5-Year Yield-on-Cost % is 7.51 as of Jul. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bendigo and Adelaide Bank (BXRBF) Overvalued in 2026?
Based on GuruFocus' analysis, Bendigo and Adelaide Bank stock appears to be undervalued.
The current stock price of $7.71 is trading 5.5% below its estimated GF Value™ of $8.16.
GuruFocus considers Bendigo and Adelaide Bank to be Fairly Valued.
Key valuation signals for BXRBF:
5-Year Yield-on-Cost %: 7.51 (near median its 10-year median of 8.23)
GF Value™: $8.16 vs. price of $7.71 (5.5% below fair value)
Industry Position: 92.6% above the Banks median (#207 of 1255)
No single metric tells the full story. See the BXRBF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Founded in 1858 as the Bendigo Building Society as a leading regional bank operating in the consumer, small-business, and rural banking sectors, Bendigo gained public goodwill after rolling out branches in locations deserted by major banks in the late 1990s and early 2000s. The Adelaide Bank merger in 2007 diversified the bank into wholesale banking, while expanding the geographical footprint. It is a conservatively managed retail bank with a long history, a well-regarded retail franchise, and high levels of customer and shareholder loyalty.
55GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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