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Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Cathay General Bancorp's accounts receivables for the quarter that ended in Jun. 2026 was $94.7 Mil.
Accounts receivable can be measured by Days Sales Outstanding.
Cathay General Bancorp's Days Sales Outstanding for the quarter that ended in Jun. 2026 was 38.86.
In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Cathay General Bancorp's Net-Net Working Capital per share for the quarter that ended in Jun. 2026 was $-287.57.
Cathay General Bancorp Accounts Receivable Explanation
1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.
Cathay General Bancorp's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:
2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Cathay General Bancorp's accounts receivable are only considered to be worth 75% of book value:
Cathay General Bancorp's Net-Net Working Capital Per Share for the quarter that ended in Jun. 2026 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.
If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.
Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.
Cathay General Bancorp Accounts Receivable Related Terms
Cathay General Bancorp Accounts Receivable Historical Data
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The historical data trend for Cathay General Bancorp's Accounts Receivable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Accounts Receivable of $94.7 Mil mean?
Cathay General Bancorp (CATY) has a Accounts Receivable of $94.7 Mil as of Jun. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Cathay General Bancorp and its competitors.
Is Cathay General Bancorp's Accounts Receivable too high?
Cathay General Bancorp's current Accounts Receivable is $94.7 Mil. Overall, Cathay General Bancorp has a GF Score™ of 72/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cathay General Bancorp's Accounts Receivable compare to UCB and WSFS?
Cathay General Bancorp's Accounts Receivable of $94.7 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Cathay General Bancorp and its competitors. Cathay General Bancorp's current Accounts Receivable is $94.7 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cathay General Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Cathay General Bancorp (CATY) is currently considered Modestly Overvalued. The stock's GF Value™ is $55.38, compared to a current price of $61.86 — trading 11.7% above its estimated fair value. The current Accounts Receivable is $94.7 Mil. Cathay General Bancorp's overall GF Score™ is 72/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Cathay General Bancorp (CATY), the current Accounts Receivable is $94.7 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cathay General Bancorp (CATY) Overvalued in 2026?
Based on GuruFocus' analysis, Cathay General Bancorp stock appears to be overvalued.
The current stock price of $61.86 is trading 11.7% above its estimated GF Value™ of $55.38.
GuruFocus considers Cathay General Bancorp to be Modestly Overvalued.
Key valuation signals for CATY:
Accounts Receivable: $94.7 Mil
GF Value™: $55.38 vs. price of $61.86 (11.7% above fair value)
No single metric tells the full story. See the CATY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cathay General Bancorp is a regional bank predominantly serving the Chinese-American community. The company's policy is to reach out and actively offer services to low-to-moderate income groups in the delineated branch service areas. It predominantly provides services such as checking and deposit, lines of credit, commercial and commercial real estate loans, merchant services and payment processing, treasury management services, international banking and financing services, and other customary banking services to individuals, professionals, and small to medium-sized businesses. Through its Wealth Management unit, the company also offers investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services.
72GF Score
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Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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