CATY (Cathay General Bancorp) Cyclically Adjusted PS Ratio: 5.93 (As of Jul. 14, 2026) — Near Median

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CATY Cathay General Bancorp CATY
71 GF Score
Price $61.36
GF Value $52.69
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Cathay General Bancorp Cyclically Adjusted PS Ratio?

Cathay General Bancorp CATY -0.50% 71 Cyclically Adjusted PS Ratio is 5.93 as of Jul. 14, 2026, which is 7% above its 10-year median of 5.56. GuruFocus rates CATY with a GF Scoreâ„¢ of 71/100 and a GF Valueâ„¢ of $52.69 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,306 Banks companies, Cathay General Bancorp ranks worse than 85.68% on this metric.

As of today (2026-07-14), Cathay General Bancorp's current share price is $61.36. Cathay General Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was $10.35. Cathay General Bancorp's Cyclically Adjusted PS Ratio for today is 5.93.

The historical rank and industry rank for Cathay General Bancorp's Cyclically Adjusted PS Ratio or its related term are showing as below:

CATY' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 3.21   Med: 5.56   Max: 7.73
Current: 5.96

During the past years, Cathay General Bancorp's highest Cyclically Adjusted PS Ratio was 7.73. The lowest was 3.21. And the median was 5.56.

CATY's Cyclically Adjusted PS Ratio is ranked worse than
85.68% of 1306 companies
in the Banks industry
Industry Median: 3.345 vs CATY: 5.96

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Cathay General Bancorp's adjusted revenue per share data for the three months ended in Mar. 2026 was $3.188. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $10.35 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Cathay General Bancorp  (NAS:CATY) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Cathay General Bancorp Cyclically Adjusted PS Ratio Related Terms


Cathay General Bancorp Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Cathay General Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cathay General Bancorp Cyclically Adjusted PS Ratio Chart

Cathay General Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.14 5.15 5.14 5.13 4.83

Cathay General Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.52 4.69 4.85 4.83 4.82

CATY vs INDB, FBP, UCB: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Cathay General Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Cathay General Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Cathay General Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Cathay General Bancorp's Cyclically Adjusted PS Ratio falls into.


CATY
71GF Score
Cathay General Bancorp CATY
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Cathay General Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Cathay General Bancorp's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=61.36/10.35
=5.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cathay General Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Cathay General Bancorp's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=3.188/330.2130*330.2130
=3.188

Current CPI (Mar. 2026) = 330.2130.

Cathay General Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 1.392 241.018 1.907
201609 1.413 241.428 1.933
201612 1.473 241.432 2.015
201703 1.478 243.801 2.002
201706 1.533 244.955 2.067
201709 1.729 246.819 2.313
201712 1.756 246.524 2.352
201803 1.718 249.554 2.273
201806 1.807 251.989 2.368
201809 1.868 252.439 2.444
201812 1.926 251.233 2.531
201903 1.936 254.202 2.515
201906 1.945 256.143 2.507
201909 1.967 256.759 2.530
201912 1.873 256.974 2.407
202003 1.830 258.115 2.341
202006 1.883 257.797 2.412
202009 1.849 260.280 2.346
202012 1.895 260.474 2.402
202103 1.902 264.877 2.371
202106 2.022 271.696 2.457
202109 2.107 274.310 2.536
202112 2.279 278.802 2.699
202203 2.370 287.504 2.722
202206 2.521 296.311 2.809
202209 2.794 296.808 3.108
202212 2.912 296.797 3.240
202303 2.835 301.836 3.102
202306 2.813 305.109 3.044
202309 2.654 307.789 2.847
202312 2.815 306.746 3.030
202403 2.401 312.332 2.538
202406 2.452 314.175 2.577
202409 2.631 315.301 2.755
202412 2.609 315.605 2.730
202503 2.658 319.799 2.745
202506 2.801 322.561 2.867
202509 3.053 324.800 3.104
202512 3.279 324.054 3.341
202603 3.188 330.213 3.188

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 5.93 mean?
Cathay General Bancorp (CATY) has a Cyclically Adjusted PS Ratio of 5.93 as of Jul. 14, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Cathay General Bancorp and its competitors. This is near median its historical median of 5.56. Over the past decade, Cathay General Bancorp's Cyclically Adjusted PS Ratio has ranged from 3.21 to 7.73. According to the industry distribution chart, Cathay General Bancorp ranks #1119 out of 1306 companies in the Banks industry, placing it in the top 85.7%.
Is Cathay General Bancorp's Cyclically Adjusted PS Ratio too high?
Cathay General Bancorp's current Cyclically Adjusted PS Ratio of 5.93 is near median its 10-year median of 5.56. Over the past 10 years, this metric has ranged from a low of 3.21 to a high of 7.73. The Banks industry median Cyclically Adjusted PS Ratio is 3.35. Cathay General Bancorp's value of 5.93 is 77.3% above this industry median. Based on the distribution chart, Cathay General Bancorp ranks #1119 out of 1306 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Cathay General Bancorp has a GF Scoreâ„¢ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cathay General Bancorp's Cyclically Adjusted PS Ratio compare to INDB and FBP?
According to the Banks industry distribution chart, Cathay General Bancorp ranks #1119 out of 1306 companies for Cyclically Adjusted PS Ratio. This places Cathay General Bancorp in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.35. Cathay General Bancorp's value of 5.93 is 77.3% above this benchmark. Historically, Cathay General Bancorp's own Cyclically Adjusted PS Ratio has ranged from 3.21 to 7.73 over the past decade. While the company's 10-year median is 5.56 vs. the industry median of 3.35, Cathay General Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.35, based on 1,306 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cathay General Bancorp's current Cyclically Adjusted PS Ratio of 5.93 is 77.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Cathay General Bancorp and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cathay General Bancorp's current Cyclically Adjusted PS Ratio is 5.93, which is near median its own 10-year median of 5.56. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cathay General Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Cathay General Bancorp (CATY) is currently considered Modestly Overvalued. The stock's GF Value™ is $52.69, compared to a current price of $61.36 — trading 16.5% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 5.93, which is near median its 10-year median of 5.56 and 77.3% above the Banks industry median of 3.35. Cathay General Bancorp's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Cathay General Bancorp (CATY), the current Cyclically Adjusted PS Ratio is 5.93 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cathay General Bancorp (CATY) Overvalued in 2026?

Based on GuruFocus' analysis, Cathay General Bancorp stock appears to be overvalued. The current stock price of $61.36 is trading 16.5% above its estimated GF Value™ of $52.69. GuruFocus considers Cathay General Bancorp to be Modestly Overvalued.

Key valuation signals for CATY:

  • Cyclically Adjusted PS Ratio: 5.93 (near median its 10-year median of 5.56)
  • GF Value™: $52.69 vs. price of $61.36 (16.5% above fair value)
  • GF Score™: 71/100 with 6 warning signs
  • Industry Position: 77.3% above the Banks median (#1119 of 1306)

No single metric tells the full story. See the CATY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cathay General Bancorp Business Description

Other Exchanges CN7:Germany
Address 777 North Broadway, Los Angeles, CA, USA, 90012
Cathay General Bancorp is a regional bank predominantly serving the Chinese-American community. The company's policy is to reach out and actively offer services to low-to-moderate income groups in the delineated branch service areas. It predominantly provides services such as checking and deposit, lines of credit, commercial and commercial real estate loans, merchant services and payment processing, treasury management services, international banking and financing services, and other customary banking services to individuals, professionals, and small to medium-sized businesses. Through its Wealth Management unit, the company also offers investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services.
71GF Score

Get the complete analysis for CATY

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$61.36
Price
$52.69
GF Value