Cathay General BancorpCATY -0.35%71 PEG Ratio is 1.68 as of Jun. 30, 2026, which is 10% above its 10-year median of 1.53. GuruFocus rates CATY with a GF Score™ of 71/100 and a GF Value™ of $52.47 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,231 Banks companies, Cathay General Bancorp ranks worse than 54.43% on this metric.
PE Ratio without NRI / 5-Year Book Value Growth Rate*
* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
The historical rank and industry rank for Cathay General Bancorp's PEG Ratio or its related term are showing as below:
CATY'
s PEG Ratio Range Over the Past 10 Years
Min: 0.77 Med: 1.53 Max: 2.8
Current: 1.68
During the past 13 years, Cathay General Bancorp's highest PEG Ratio was 2.80. The lowest was 0.77. And the median was 1.53.
CATY's PEG Ratio is ranked worse than 54.43% of 1231
companies
in the Banks industry
Industry Median: 1.52
vs CATY: 1.68
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Cathay General Bancorp (NAS:CATY) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Cathay General Bancorp's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cathay General Bancorp PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Cathay General Bancorp's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Cathay General Bancorp's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Cathay General Bancorp (CATY) has a PEG Ratio of 1.68 as of Jun. 30, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Cathay General Bancorp and its competitors. This is 10% above median its historical median of 1.53. Over the past decade, Cathay General Bancorp's PEG Ratio has ranged from 0.77 to 2.80. According to the industry distribution chart, Cathay General Bancorp ranks #670 out of 1231 companies in the Banks industry, placing it in the top 54.4%.
Is Cathay General Bancorp's PEG Ratio too high?
Cathay General Bancorp's current PEG Ratio of 1.68 is 10% above median its 10-year median of 1.53. Over the past 10 years, this metric has ranged from a low of 0.77 to a high of 2.80. The Banks industry median PEG Ratio is 1.52. Cathay General Bancorp's value of 1.68 is 10.5% above this industry median. Based on the distribution chart, Cathay General Bancorp ranks #670 out of 1231 companies in the Banks industry, which is below the industry midpoint. Overall, Cathay General Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cathay General Bancorp's PEG Ratio compare to INDB and FBP?
According to the Banks industry distribution chart, Cathay General Bancorp ranks #670 out of 1231 companies for PEG Ratio. This places Cathay General Bancorp in the lower half of its industry. The industry median PEG Ratio is 1.52. Cathay General Bancorp's value of 1.68 is 10.5% above this benchmark. Historically, Cathay General Bancorp's own PEG Ratio has ranged from 0.77 to 2.80 over the past decade. While the company's 10-year median is 1.53 vs. the industry median of 1.52, Cathay General Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cathay General Bancorp's current PEG Ratio of 1.68 is 10.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Cathay General Bancorp and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cathay General Bancorp's current PEG Ratio is 1.68, which is 10% above median its own 10-year median of 1.53. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cathay General Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Cathay General Bancorp (CATY) is currently considered Modestly Overvalued. The stock's GF Value™ is $52.47, compared to a current price of $61.83 — trading 17.8% above its estimated fair value. The current PEG Ratio is 1.68, which is 10% above median its 10-year median of 1.53 and 10.5% above the Banks industry median of 1.52. Cathay General Bancorp's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Cathay General Bancorp (CATY), the current PEG Ratio is 1.68 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cathay General Bancorp (CATY) Overvalued in 2026?
Based on GuruFocus' analysis, Cathay General Bancorp stock appears to be overvalued.
The current stock price of $61.83 is trading 17.8% above its estimated GF Value™ of $52.47.
GuruFocus considers Cathay General Bancorp to be Modestly Overvalued.
Key valuation signals for CATY:
PEG Ratio: 1.68 (10% above median its 10-year median of 1.53)
GF Value™: $52.47 vs. price of $61.83 (17.8% above fair value)
Industry Position: 10.5% above the Banks median (#670 of 1231)
No single metric tells the full story. See the CATY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cathay General Bancorp is a regional bank predominantly serving the Chinese-American community. The company's policy is to reach out and actively offer services to low-to-moderate income groups in the delineated branch service areas. It predominantly provides services such as checking and deposit, lines of credit, commercial and commercial real estate loans, merchant services and payment processing, treasury management services, international banking and financing services, and other customary banking services to individuals, professionals, and small to medium-sized businesses. Through its Wealth Management unit, the company also offers investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services.
71GF Score
Get the complete analysis for CATY
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