Cathay General BancorpCATY +0.13%71 Dividend Payout Ratio is 0.30 as of Mar. 2026, which is 12% below its 10-year median of 0.34. GuruFocus rates CATY with a GF Score™ of 71/100 and a GF Value™ of $52.47 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,172 Banks companies, Cathay General Bancorp ranks better than 57.42% on this metric.
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Cathay General Bancorp's Dividend Payout Ratio for the
months ended in Mar. 2026 was 0.30.
The historical rank and industry rank for Cathay General Bancorp's Dividend Payout Ratio or its related term are showing as below:
CATY'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.28 Med: 0.34 Max: 0.43
Current: 0.29
During the past 13 years, the highest Dividend Payout Ratio of Cathay General Bancorp was 0.43. The lowest was 0.28. And the median was 0.34.
CATY's Dividend Payout Ratio is ranked better than 57.42% of 1172
companies
in the Banks industry
Industry Median: 0.32
vs CATY: 0.29
During the past 13 years, the highest Trailing Annual Dividend Yield of Cathay General Bancorp was 6.46%. The lowest was 1.88%. And the median was 3.01%.
During the past 12 months, Cathay General Bancorp's average Dividends Per Share Growth Rate was 2.90% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 1.90% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 8.30% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Cathay General Bancorp was 141.00% per year. The lowest was -54.30% per year. And the median was 8.70% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Cathay General Bancorp (NAS:CATY) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Cathay General Bancorp Dividend Payout Ratio Related Terms
Cathay General Bancorp Dividend Payout Ratio Historical Data
* Premium members only.
The historical data trend for Cathay General Bancorp's Dividend Payout Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cathay General Bancorp Dividend Payout Ratio Chart
CATY vs INDB, UCB, RNST: Dividend Payout Ratio Comparison
For the Banks - Regional subindustry, Cathay General Bancorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cathay General Bancorp Dividend Payout Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Cathay General Bancorp's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where Cathay General Bancorp's Dividend Payout Ratio falls into.
Cathay General Bancorp Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
Cathay General Bancorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cathay General Bancorp (CATY) has a Dividend Payout Ratio of 0.30 as of Mar. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Cathay General Bancorp and its competitors. This is 12% below median its historical median of 0.34. Over the past decade, Cathay General Bancorp's Dividend Payout Ratio has ranged from 0.28 to 0.43. According to the industry distribution chart, Cathay General Bancorp ranks #499 out of 1172 companies in the Banks industry, placing it in the top 42.6%.
Is Cathay General Bancorp's Dividend Payout Ratio too high?
Cathay General Bancorp's current Dividend Payout Ratio of 0.30 is 12% below median its 10-year median of 0.34. Over the past 10 years, this metric has ranged from a low of 0.28 to a high of 0.43. The Banks industry median Dividend Payout Ratio is 0.32. Cathay General Bancorp's value of 0.30 is 6.3% below this industry median. Based on the distribution chart, Cathay General Bancorp ranks #499 out of 1172 companies in the Banks industry, which is above the industry midpoint. Overall, Cathay General Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cathay General Bancorp's Dividend Payout Ratio compare to INDB and UCB?
According to the Banks industry distribution chart, Cathay General Bancorp ranks #499 out of 1172 companies for Dividend Payout Ratio. This puts Cathay General Bancorp in the upper half of its industry. The industry median Dividend Payout Ratio is 0.32. Cathay General Bancorp's value of 0.30 is 6.3% below this benchmark. Historically, Cathay General Bancorp's own Dividend Payout Ratio has ranged from 0.28 to 0.43 over the past decade. While the company's 10-year median is 0.34 vs. the industry median of 0.32, Cathay General Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,172 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cathay General Bancorp's current Dividend Payout Ratio of 0.30 is 6.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Cathay General Bancorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cathay General Bancorp's current Dividend Payout Ratio is 0.30, which is 12% below median its own 10-year median of 0.34. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cathay General Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Cathay General Bancorp (CATY) is currently considered Modestly Overvalued. The stock's GF Value™ is $52.47, compared to a current price of $62.05 — trading 18.3% above its estimated fair value. The current Dividend Payout Ratio is 0.30, which is 12% below median its 10-year median of 0.34 and 6.3% below the Banks industry median of 0.32. Cathay General Bancorp's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Cathay General Bancorp (CATY), the current Dividend Payout Ratio is 0.30 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cathay General Bancorp (CATY) Overvalued in 2026?
Based on GuruFocus' analysis, Cathay General Bancorp stock appears to be overvalued.
The current stock price of $62.05 is trading 18.3% above its estimated GF Value™ of $52.47.
GuruFocus considers Cathay General Bancorp to be Modestly Overvalued.
Key valuation signals for CATY:
Dividend Payout Ratio: 0.30 (12% below median its 10-year median of 0.34)
GF Value™: $52.47 vs. price of $62.05 (18.3% above fair value)
Industry Position: 6.3% below the Banks median (#499 of 1172)
No single metric tells the full story. See the CATY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cathay General Bancorp is a regional bank predominantly serving the Chinese-American community. The company's policy is to reach out and actively offer services to low-to-moderate income groups in the delineated branch service areas. It predominantly provides services such as checking and deposit, lines of credit, commercial and commercial real estate loans, merchant services and payment processing, treasury management services, international banking and financing services, and other customary banking services to individuals, professionals, and small to medium-sized businesses. Through its Wealth Management unit, the company also offers investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services.
71GF Score
Get the complete analysis for CATY
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CATY has been successfully added to your 
