CATY (Cathay General Bancorp) Change In Receivables: $-1.9 Mil (TTM As of Mar. 2026)

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CATY Cathay General Bancorp CATY
71 GF Score
Price $64.35
GF Value $53.19
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Cathay General Bancorp Change In Receivables?

Cathay General Bancorp CATY +0.70% 71 Change In Receivables is $-1.9 Mil as of Mar. 2026. GuruFocus rates CATY with a GF Score™ of 71/100 and a GF Value™ of $53.19 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Cathay General Bancorp's change in receivables for the quarter that ended in Mar. 2026 was $11.4 Mil. It means Cathay General Bancorp's Accounts Receivable declined by $11.4 Mil from Dec. 2025 to Mar. 2026 .

Cathay General Bancorp's change in receivables for the fiscal year that ended in Dec. 2025 was $26.7 Mil. It means Cathay General Bancorp's Accounts Receivable declined by $26.7 Mil from Dec. 2024 to Dec. 2025 .

Cathay General Bancorp's Accounts Receivable for the quarter that ended in Mar. 2026 was $94.6 Mil.

Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed. Cathay General Bancorp's Days Sales Outstanding for the three months ended in Mar. 2026 was 40.17.

In Ben Graham's calculation of liquidation value, Apple Inc's Accounts Receivable are only considered to be worth 75% of book value. Cathay General Bancorp's liquidation value for the three months ended in Mar. 2026 was $-18,107.4 Mil.


Cathay General Bancorp  (NAS:CATY) Change In Receivables Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's Accounts Receivable are being managed.

Cathay General Bancorp's Days Sales Outstanding for the quarter that ended in Mar. 2026 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=94.57/214.827*91
=40.17

2. In Ben Graham's calculation of liquidation value, Cathay General Bancorp's accounts receivable are only considered to be worth 75% of book value:

Cathay General Bancorp's liquidation value for the quarter that ended in Mar. 2026 is calculated as:

Liquidation Value
=Cash, Cash Equivalents, Marketable Securities-Total Liabilities+(0.75 * Accounts Receivable)+(0.5 * Total Inventories)
=2883.623-21061.982+0.75 * 94.57+0.5 * 0
=-18,107.4

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Cathay General Bancorp Change In Receivables Related Terms


Cathay General Bancorp Change In Receivables Historical Data

* Premium members only.

The historical data trend for Cathay General Bancorp's Change In Receivables can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cathay General Bancorp Change In Receivables Chart

Cathay General Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Change In Receivables
Get a 7-Day Free Trial Premium Member Only Premium Member Only -34.20 -80.41 -54.37 -10.05 26.72

Cathay General Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Change In Receivables Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -19.65 2.41 3.89 11.42 0.00
CATY
71GF Score
Cathay General Bancorp CATY
Change In Receivables is just one metric. See GF Score™, valuation, warning signs, and more.
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Cathay General Bancorp Change In Receivables Calculation

Change In Accounts Receivable relative to the previous period. It is any increase or decrease in the cash a company is owed by its customers.

Change In Receivables for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $-1.9 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Change In Receivables →
What does a Change In Receivables of $-1.9 Mil mean?
Cathay General Bancorp (CATY) has a Change In Receivables of $-1.9 Mil as of Mar. 2026. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Cathay General Bancorp and its competitors.
Is Cathay General Bancorp's Change In Receivables too high?
Cathay General Bancorp's current Change In Receivables is $-1.9 Mil. Overall, Cathay General Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cathay General Bancorp's Change In Receivables compare to UCB and WSFS?
Cathay General Bancorp's Change In Receivables of $-1.9 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Change In Receivables for a Banks company?
A good Change In Receivables depends on the Banks industry context. However, Change In Receivables should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Change In Receivables mean?
A high Change In Receivables can signal that a stock is expensive relative to its fundamentals. Change in Receivables is the difference between current-period receivables and past-period receivables. View historical data for Cathay General Bancorp and its competitors. Cathay General Bancorp's current Change In Receivables is $-1.9 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cathay General Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Cathay General Bancorp (CATY) is currently considered Modestly Overvalued. The stock's GF Value™ is $53.19, compared to a current price of $64.35 — trading 21% above its estimated fair value. The current Change In Receivables is $-1.9 Mil. Cathay General Bancorp's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Change In Receivables calculated?
Change In Receivables is calculated from a company's financial statements. For Cathay General Bancorp (CATY), the current Change In Receivables is $-1.9 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cathay General Bancorp (CATY) Overvalued in 2026?

Based on GuruFocus' analysis, Cathay General Bancorp stock appears to be overvalued. The current stock price of $64.35 is trading 21% above its estimated GF Value™ of $53.19. GuruFocus considers Cathay General Bancorp to be Modestly Overvalued.

Key valuation signals for CATY:

  • Change In Receivables: $-1.9 Mil
  • GF Value™: $53.19 vs. price of $64.35 (21% above fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the CATY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Cathay General Bancorp Business Description

Other Exchanges CN7:Germany
Address 777 North Broadway, Los Angeles, CA, USA, 90012
Cathay General Bancorp is a regional bank predominantly serving the Chinese-American community. The company's policy is to reach out and actively offer services to low-to-moderate income groups in the delineated branch service areas. It predominantly provides services such as checking and deposit, lines of credit, commercial and commercial real estate loans, merchant services and payment processing, treasury management services, international banking and financing services, and other customary banking services to individuals, professionals, and small to medium-sized businesses. Through its Wealth Management unit, the company also offers investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services.
71GF Score

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Change In Receivables is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$64.35
Price
$53.19
GF Value