Cathay General BancorpCATY +0.13%71 FCF Yield % is 8.74 as of Jun. 27, 2026, which is 18% below its 10-year median of 10.71. GuruFocus rates CATY with a GF Score™ of 71/100 and a GF Value™ of $52.47 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,505 Banks companies, Cathay General Bancorp ranks better than 52.89% on this metric.
FCF Yield % is calculated as Free Cash Flow divided by Market Capitalization. It is a financial solvency ratio that compares the free cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, FCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high free cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Cathay General Bancorp FCF Yield % Related Terms
Cathay General Bancorp FCF Yield % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Cathay General Bancorp's FCF Yield %, along with its competitors' market caps and FCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cathay General Bancorp FCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Cathay General Bancorp's FCF Yield % distribution charts can be found below:
* The bar in red indicates where Cathay General Bancorp's FCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Cathay General Bancorp (CATY) has a FCF Yield % of 8.74 as of Jun. 27, 2026. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Cathay General Bancorp and its competitors. This is 18% below median its historical median of 10.71. Over the past decade, Cathay General Bancorp's FCF Yield % has ranged from 5.25 to 27.87. According to the industry distribution chart, Cathay General Bancorp ranks #709 out of 1505 companies in the Banks industry, placing it in the top 47.1%.
Is Cathay General Bancorp's FCF Yield % too high?
Cathay General Bancorp's current FCF Yield % of 8.74 is 18% below median its 10-year median of 10.71. Over the past 10 years, this metric has ranged from a low of 5.25 to a high of 27.87. The Banks industry median FCF Yield % is 8.20. Cathay General Bancorp's value of 8.74 is 6.6% above this industry median. Based on the distribution chart, Cathay General Bancorp ranks #709 out of 1505 companies in the Banks industry, which is above the industry midpoint. Overall, Cathay General Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cathay General Bancorp's FCF Yield % compare to INDB and UCB?
According to the Banks industry distribution chart, Cathay General Bancorp ranks #709 out of 1505 companies for FCF Yield %. This puts Cathay General Bancorp in the upper half of its industry. The industry median FCF Yield % is 8.20. Cathay General Bancorp's value of 8.74 is 6.6% above this benchmark. Historically, Cathay General Bancorp's own FCF Yield % has ranged from 5.25 to 27.87 over the past decade. While the company's 10-year median is 10.71 vs. the industry median of 8.20, Cathay General Bancorp has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Yield % for a Banks company?
The median FCF Yield % among Banks companies is 8.20, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, FCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cathay General Bancorp's current FCF Yield % of 8.74 is 6.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Yield % mean?
A high FCF Yield % can signal that a stock is expensive relative to its fundamentals. FCF Yield is calculated as Free Cash Flow divided by Market Capitalization. View historical data on Cathay General Bancorp and its competitors. For the Banks industry, the median FCF Yield % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cathay General Bancorp's current FCF Yield % is 8.74, which is 18% below median its own 10-year median of 10.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cathay General Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Cathay General Bancorp (CATY) is currently considered Modestly Overvalued. The stock's GF Value™ is $52.47, compared to a current price of $62.05 — trading 18.3% above its estimated fair value. The current FCF Yield % is 8.74, which is 18% below median its 10-year median of 10.71 and 6.6% above the Banks industry median of 8.20. Cathay General Bancorp's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Yield % calculated?
FCF Yield % is calculated from a company's financial statements. For Cathay General Bancorp (CATY), the current FCF Yield % is 8.74 as of Jun. 27, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cathay General Bancorp (CATY) Overvalued in 2026?
Based on GuruFocus' analysis, Cathay General Bancorp stock appears to be overvalued.
The current stock price of $62.05 is trading 18.3% above its estimated GF Value™ of $52.47.
GuruFocus considers Cathay General Bancorp to be Modestly Overvalued.
Key valuation signals for CATY:
FCF Yield %: 8.74 (18% below median its 10-year median of 10.71)
GF Value™: $52.47 vs. price of $62.05 (18.3% above fair value)
Industry Position: 6.6% above the Banks median (#709 of 1505)
No single metric tells the full story. See the CATY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cathay General Bancorp is a regional bank predominantly serving the Chinese-American community. The company's policy is to reach out and actively offer services to low-to-moderate income groups in the delineated branch service areas. It predominantly provides services such as checking and deposit, lines of credit, commercial and commercial real estate loans, merchant services and payment processing, treasury management services, international banking and financing services, and other customary banking services to individuals, professionals, and small to medium-sized businesses. Through its Wealth Management unit, the company also offers investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services.
71GF Score
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