CATY (Cathay General Bancorp) Net Loan: $19,958.5 Mil (As of Mar. 2026)

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CATY Cathay General Bancorp CATY
71 GF Score
Price $62.52
GF Value $52.80
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Cathay General Bancorp Net Loan?

Cathay General Bancorp CATY +1.97% 71 Net Loan is $19,958.5 Mil as of Mar. 2026. GuruFocus rates CATY with a GF Score™ of 71/100 and a GF Value™ of $52.80 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Cathay General Bancorp's quarterly net loan increased from Sep. 2025 ($19,903.1 Mil) to Dec. 2025 ($19,936.4 Mil) and increased from Dec. 2025 ($19,936.4 Mil) to Mar. 2026 ($19,958.5 Mil).

Cathay General Bancorp's annual net loan declined from Dec. 2023 ($19,382.9 Mil) to Dec. 2024 ($19,936.4 Mil) but then increased from Dec. 2024 ($19,936.4 Mil) to Dec. 2025 ($19,958.5 Mil).

Cathay General Bancorp Net Loan Historical Data

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The historical data trend for Cathay General Bancorp's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Cathay General Bancorp Net Loan Chart

Cathay General Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16,202.00 18,100.32 19,382.86 19,203.65 19,936.39

Cathay General Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19,610.68 19,903.08 19,936.39 19,958.54 20,387.83
CATY
71GF Score
Cathay General Bancorp CATY
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Cathay General Bancorp Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $19,958.5 Mil mean?
Cathay General Bancorp (CATY) has a Net Loan of $19,958.5 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Cathay General Bancorp and its competitors.
Is Cathay General Bancorp's Net Loan too high?
Cathay General Bancorp's current Net Loan is $19,958.5 Mil. Overall, Cathay General Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cathay General Bancorp's Net Loan compare to INDB and FBP?
Cathay General Bancorp's Net Loan of $19,958.5 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Cathay General Bancorp and its competitors. Cathay General Bancorp's current Net Loan is $19,958.5 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cathay General Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Cathay General Bancorp (CATY) is currently considered Modestly Overvalued. The stock's GF Value™ is $52.80, compared to a current price of $62.52 — trading 18.4% above its estimated fair value. The current Net Loan is $19,958.5 Mil. Cathay General Bancorp's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Cathay General Bancorp (CATY), the current Net Loan is $19,958.5 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Cathay General Bancorp (CATY) Overvalued in 2026?

Based on GuruFocus' analysis, Cathay General Bancorp stock appears to be overvalued. The current stock price of $62.52 is trading 18.4% above its estimated GF Value™ of $52.80. GuruFocus considers Cathay General Bancorp to be Modestly Overvalued.

Key valuation signals for CATY:

  • Net Loan: $19,958.5 Mil
  • GF Value™: $52.80 vs. price of $62.52 (18.4% above fair value)
  • GF Score™: 71/100 with 6 warning signs

No single metric tells the full story. See the CATY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Cathay General Bancorp Business Description

Other Exchanges CN7:Germany
Address 777 North Broadway, Los Angeles, CA, USA, 90012
Cathay General Bancorp is a regional bank predominantly serving the Chinese-American community. The company's policy is to reach out and actively offer services to low-to-moderate income groups in the delineated branch service areas. It predominantly provides services such as checking and deposit, lines of credit, commercial and commercial real estate loans, merchant services and payment processing, treasury management services, international banking and financing services, and other customary banking services to individuals, professionals, and small to medium-sized businesses. Through its Wealth Management unit, the company also offers investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services.
71GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.52
Price
$52.80
GF Value