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Cathay General BancorpCATY +1.25%71 5-Year Yield-on-Cost % is 2.55 as of Jul. 15, 2026, which is 23% below its 10-year median of 3.31. GuruFocus rates CATY with a GF Score™ of 71/100 and a GF Value™ of $52.70 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 1,256 Banks companies, Cathay General Bancorp ranks worse than 72.21% on this metric.
Cathay General Bancorp's yield on cost for the quarter that ended in Mar. 2026 was 2.55.
The historical rank and industry rank for Cathay General Bancorp's 5-Year Yield-on-Cost % or its related term are showing as below:
CATY'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.07 Med: 3.31 Max: 7.1
Current: 2.55
During the past 13 years, Cathay General Bancorp's highest Yield on Cost was 7.10. The lowest was 2.07. And the median was 3.31.
CATY's 5-Year Yield-on-Cost % is ranked worse than 72.21% of 1256
companies
in the Banks industry
Industry Median: 3.885
vs CATY: 2.55
Cathay General Bancorp (NAS:CATY) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Cathay General Bancorp 5-Year Yield-on-Cost % Related Terms
CATY vs INDB, FBP, UCB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Cathay General Bancorp's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Cathay General Bancorp 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Cathay General Bancorp's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Cathay General Bancorp's 5-Year Yield-on-Cost % falls into.
Cathay General Bancorp 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Cathay General Bancorp (CATY) has a 5-Year Yield-on-Cost % of 2.55 as of Jul. 15, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Cathay General Bancorp and its competitors. This is 23% below median its historical median of 3.31. Over the past decade, Cathay General Bancorp's 5-Year Yield-on-Cost % has ranged from 2.07 to 7.10. According to the industry distribution chart, Cathay General Bancorp ranks #907 out of 1256 companies in the Banks industry, placing it in the top 72.2%.
Is Cathay General Bancorp's 5-Year Yield-on-Cost % too high?
Cathay General Bancorp's current 5-Year Yield-on-Cost % of 2.55 is 23% below median its 10-year median of 3.31. Over the past 10 years, this metric has ranged from a low of 2.07 to a high of 7.10. The Banks industry median 5-Year Yield-on-Cost % is 3.89. Cathay General Bancorp's value of 2.55 is 34.4% below this industry median. Based on the distribution chart, Cathay General Bancorp ranks #907 out of 1256 companies in the Banks industry, which is below the industry midpoint. Overall, Cathay General Bancorp has a GF Score™ of 71/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Cathay General Bancorp's 5-Year Yield-on-Cost % compare to INDB and FBP?
According to the Banks industry distribution chart, Cathay General Bancorp ranks #907 out of 1256 companies for 5-Year Yield-on-Cost %. This places Cathay General Bancorp in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.89. Cathay General Bancorp's value of 2.55 is 34.4% below this benchmark. Historically, Cathay General Bancorp's own 5-Year Yield-on-Cost % has ranged from 2.07 to 7.10 over the past decade. While the company's 10-year median is 3.31 vs. the industry median of 3.89, Cathay General Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.89, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Cathay General Bancorp's current 5-Year Yield-on-Cost % of 2.55 is 34.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Cathay General Bancorp and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Cathay General Bancorp's current 5-Year Yield-on-Cost % is 2.55, which is 23% below median its own 10-year median of 3.31. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Cathay General Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Cathay General Bancorp (CATY) is currently considered Modestly Overvalued. The stock's GF Value™ is $52.70, compared to a current price of $62.17 — trading 18% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.55, which is 23% below median its 10-year median of 3.31 and 34.4% below the Banks industry median of 3.89. Cathay General Bancorp's overall GF Score™ is 71/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Cathay General Bancorp (CATY), the current 5-Year Yield-on-Cost % is 2.55 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Cathay General Bancorp (CATY) Overvalued in 2026?
Based on GuruFocus' analysis, Cathay General Bancorp stock appears to be overvalued.
The current stock price of $62.17 is trading 18% above its estimated GF Value™ of $52.70.
GuruFocus considers Cathay General Bancorp to be Modestly Overvalued.
Key valuation signals for CATY:
5-Year Yield-on-Cost %: 2.55 (23% below median its 10-year median of 3.31)
GF Value™: $52.70 vs. price of $62.17 (18% above fair value)
Industry Position: 34.4% below the Banks median (#907 of 1256)
No single metric tells the full story. See the CATY stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Cathay General Bancorp is a regional bank predominantly serving the Chinese-American community. The company's policy is to reach out and actively offer services to low-to-moderate income groups in the delineated branch service areas. It predominantly provides services such as checking and deposit, lines of credit, commercial and commercial real estate loans, merchant services and payment processing, treasury management services, international banking and financing services, and other customary banking services to individuals, professionals, and small to medium-sized businesses. Through its Wealth Management unit, the company also offers investment products and services, such as stocks, bonds, mutual funds, insurance, annuities, and advisory services.
71GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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