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Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Commencement Bancorp's accounts receivables for the quarter that ended in Jun. 2026 was $2.40 Mil.
Accounts receivable can be measured by Days Sales Outstanding.
Commencement Bancorp's Days Sales Outstanding for the quarter that ended in Jun. 2026 was 28.91.
In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Commencement Bancorp's Net-Net Working Capital per share for the quarter that ended in Jun. 2026 was $-150.13.
1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.
Commencement Bancorp's Days Sales Outstanding for the quarter that ended in Jun. 2026 is calculated as:
2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Commencement Bancorp's accounts receivable are only considered to be worth 75% of book value:
Commencement Bancorp's Net-Net Working Capital Per Share for the quarter that ended in Jun. 2026 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Be Aware
Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.
If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.
Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.
Commencement Bancorp Accounts Receivable Related Terms
Commencement Bancorp Accounts Receivable Historical Data
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The historical data trend for Commencement Bancorp's Accounts Receivable can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Accounts Receivable of $2.40 Mil mean?
Commencement Bancorp (CBWA) has a Accounts Receivable of $2.40 Mil as of Jun. 2026. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Commencement Bancorp and its competitors.
Is Commencement Bancorp's Accounts Receivable too high?
Commencement Bancorp's current Accounts Receivable is $2.40 Mil. Overall, Commencement Bancorp has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commencement Bancorp's Accounts Receivable compare to DWNX and LFGP?
Commencement Bancorp's Accounts Receivable of $2.40 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Commencement Bancorp and its competitors. Commencement Bancorp's current Accounts Receivable is $2.40 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commencement Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Commencement Bancorp (CBWA) is currently considered Fairly Valued. The stock's GF Value™ is $17.48, compared to a current price of $19.15 — trading 9.6% above its estimated fair value. The current Accounts Receivable is $2.40 Mil. Commencement Bancorp's overall GF Score™ is 66/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Commencement Bancorp (CBWA), the current Accounts Receivable is $2.40 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Commencement Bancorp (CBWA) Overvalued in 2026?
Based on GuruFocus' analysis, Commencement Bancorp stock appears to be overvalued.
The current stock price of $19.15 is trading 9.6% above its estimated GF Value™ of $17.48.
GuruFocus considers Commencement Bancorp to be Fairly Valued.
Key valuation signals for CBWA:
Accounts Receivable: $2.40 Mil
GF Value™: $17.48 vs. price of $19.15 (9.6% above fair value)
No single metric tells the full story. See the CBWA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commencement Bancorp Inc is a holding company that operates through its subsidiary. It provides loan and deposit services to customers, who are predominately individuals and small and midsized businesses in western Washington. The company offers banking products and services such as Personal Banking which includes Personal Checking, Personal Loans & Credit, Savings & Money markets, Business Banking which includes Business Loans, Checking & Savings, Business Services, and Merchant Services.
66GF Score
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Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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