CBWA (Commencement Bancorp) Book Value per Share: $16.35 (As of Mar. 2026)


CBWA Commencement Bancorp Inc CBWA
62 GF Score
Price $17.79
GF Value $17.12
Valuation Fairly Valued
! 2 Warning Signs
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What is Commencement Bancorp Book Value per Share?

Commencement Bancorp CBWA 62 Book Value per Share is $16.35 as of Mar. 2026. GuruFocus rates CBWA with a GF Score™ of 62/100 and a GF Value™ of $17.12 (Fairly Valued). The stock has 2 warning signs investors should review.

Commencement Bancorp's book value per share for the quarter that ended in Mar. 2026 was $16.35.

During the past 12 months, Commencement Bancorp's average Book Value Per Share Growth Rate was 15.60% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 11.20% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 4.30% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 6.20% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the book value growth rate using book value per share data.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Commencement Bancorp was 11.40% per year. The lowest was 0.60% per year. And the median was 5.20% per year.

Commencement Bancorp's current price is $17.79. Its book value per share for the quarter that ended in Mar. 2026 was $16.35. Hence, today's PB Ratio of Commencement Bancorp is 1.09.

During the past 13 years, the highest P/B Ratio of Commencement Bancorp was 1.80. The lowest was 0.73. And the median was 1.02.

Warning Sign:

Commencement Bancorp Inc stock PB Ratio (=1.08) is close to 5-year high of 1.08.


Commencement Bancorp  (OTCPK:CBWA) Book Value per Share Explanation

Usually a company's book value and Tangible Book per Share may not reflect its true value. The assets may be carried on the balance sheets at the original cost minus depreciation. This may underestimate the true economic values of the assets. It also may over-estimate their true economic value because the assets can become obsolete.

For financial companies such as banks and insurance companies, their assets may be reported in current market value of the assets owned. Book values of financial companies are more accurate indicator of the economic value of the company.


Commencement Bancorp Book Value per Share Related Terms


Commencement Bancorp Book Value per Share Historical Data

* Premium members only.

The historical data trend for Commencement Bancorp's Book Value per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commencement Bancorp Book Value per Share Chart

Commencement Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Book Value per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 13.13 11.74 12.61 13.48 16.15

Commencement Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Book Value per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.15 14.53 15.50 16.15 16.35

CBWA vs ASRV, MVLY, HFBK: Book Value per Share Comparison

For the Banks - Regional subindustry, Commencement Bancorp's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commencement Bancorp PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Commencement Bancorp's PB Ratio distribution charts can be found below:

* The bar in red indicates where Commencement Bancorp's PB Ratio falls into.


CBWA
62GF Score
Commencement Bancorp Inc CBWA
Book Value per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Commencement Bancorp Book Value per Share Calculation

Commencement Bancorp's Book Value Per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(60.20-0.00)/3.73
=16.15

Commencement Bancorp's Book Value Per Share for the quarter that ended in Mar. 2026 is calculated as:

Book Value Per Share=(Total Stockholders Equity-Preferred Stock)/Shares Outstanding (EOP)
=(61.59-0.00)/3.77
=16.35

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Theoretically it is what the shareholders will receive if the company is liquidated. Total Stockholders Equity is a balance sheet item and equal to Total Assets less Total Liabilities of the company.

Book value may include intangible items which may come from the company's past acquisitions. Book value less intangibles is called Tangible Book.

Frequently Asked Questions Learn more about Book Value per Share →
What does a Book Value per Share of $16.35 mean?
Commencement Bancorp (CBWA) has a Book Value per Share of $16.35 as of Mar. 2026. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Commencement Bancorp and its competitors.
Is Commencement Bancorp's Book Value per Share too high?
Commencement Bancorp's current Book Value per Share is $16.35. Overall, Commencement Bancorp has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commencement Bancorp's Book Value per Share compare to ASRV and MVLY?
Commencement Bancorp's Book Value per Share of $16.35 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Book Value per Share for a Banks company?
A good Book Value per Share depends on the Banks industry context. However, Book Value per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Book Value per Share mean?
A high Book Value per Share can signal that a stock is expensive relative to its fundamentals. Book value per share gives the per-share value of a company's stockholder equity. View historical data on Commencement Bancorp and its competitors. Commencement Bancorp's current Book Value per Share is $16.35. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commencement Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Commencement Bancorp (CBWA) is currently considered Fairly Valued. The stock's GF Value™ is $17.12, compared to a current price of $17.79 — trading 3.9% above its estimated fair value. The current Book Value per Share is $16.35. Commencement Bancorp's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Book Value per Share calculated?
Book Value per Share is calculated from a company's financial statements. For Commencement Bancorp (CBWA), the current Book Value per Share is $16.35 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commencement Bancorp (CBWA) Overvalued in 2026?

Based on GuruFocus' analysis, Commencement Bancorp stock appears to be overvalued. The current stock price of $17.79 is trading 3.9% above its estimated GF Value™ of $17.12. GuruFocus considers Commencement Bancorp to be Fairly Valued.

Key valuation signals for CBWA:

  • Book Value per Share: $16.35
  • GF Value™: $17.12 vs. price of $17.79 (3.9% above fair value)
  • GF Score™: 62/100 with 2 warning signs

No single metric tells the full story. See the CBWA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commencement Bancorp Business Description

Address 1313 Broadway, Suite 400, Tacoma, WA, USA, 98402
Commencement Bancorp Inc is a holding company that operates through its subsidiary. It provides loan and deposit services to customers, who are predominately individuals and small and midsized businesses in western Washington. The company offers banking products and services such as Personal Banking which includes Personal Checking, Personal Loans & Credit, Savings & Money markets, Business Banking which includes Business Loans, Checking & Savings, Business Services, and Merchant Services.
62GF Score

Get the complete analysis for CBWA

Book Value per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.79
Price
$17.12
GF Value