The historical rank and industry rank for Commencement Bancorp's FCF Margin % or its related term are showing as below:
CBWA'
s FCF Margin % Range Over the Past 10 Years
Min: 1.07 Med: 23.81 Max: 40.71
Current: 1.07
During the past 13 years, the highest FCF Margin % of Commencement Bancorp was 40.71%. The lowest was 1.07%. And the median was 23.81%.
CBWA's FCF Margin % is ranked worse than 73.44% of 1506
companies
in the Banks industry
Industry Median: 26.435
vs CBWA: 1.07
Commencement Bancorp FCF Margin % Related Terms
Commencement Bancorp FCF Margin % Historical Data
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The historical data trend for Commencement Bancorp's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Commencement Bancorp's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commencement Bancorp FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Commencement Bancorp's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Commencement Bancorp's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Commencement Bancorp (CBWA) has a FCF Margin % of 0.00% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Commencement Bancorp and its competitors. Over the past decade, Commencement Bancorp's FCF Margin % has ranged from 1.07 to 40.71. According to the industry distribution chart, Commencement Bancorp ranks #1106 out of 1506 companies in the Banks industry, placing it in the top 73.4%.
Is Commencement Bancorp's FCF Margin % too high?
Commencement Bancorp's current FCF Margin % is 0.00%. Over the past 10 years, this metric has ranged from a low of 1.07 to a high of 40.71. Based on the distribution chart, Commencement Bancorp ranks #1106 out of 1506 companies in the Banks industry, which is below the industry midpoint. Overall, Commencement Bancorp has a GF Score™ of 63/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commencement Bancorp's FCF Margin % compare to ASRV and MVLY?
According to the Banks industry distribution chart, Commencement Bancorp ranks #1106 out of 1506 companies for FCF Margin %. This places Commencement Bancorp in the lower half of its industry. The industry median FCF Margin % is 26.44. Historically, Commencement Bancorp's own FCF Margin % has ranged from 1.07 to 40.71 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.44, based on 1,506 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Commencement Bancorp and its competitors. For the Banks industry, the median FCF Margin % is 26.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commencement Bancorp's current FCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commencement Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Commencement Bancorp (CBWA) is currently considered Fairly Valued. The stock's GF Value™ is $17.11, compared to a current price of $17.64 — trading 3.1% above its estimated fair value. The current FCF Margin % is 0.00%. Commencement Bancorp's overall GF Score™ is 63/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Commencement Bancorp (CBWA), the current FCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Commencement Bancorp (CBWA) Overvalued in 2026?
Based on GuruFocus' analysis, Commencement Bancorp stock appears to be overvalued.
The current stock price of $17.64 is trading 3.1% above its estimated GF Value™ of $17.11.
GuruFocus considers Commencement Bancorp to be Fairly Valued.
Key valuation signals for CBWA:
FCF Margin %: 0.00%
GF Value™: $17.11 vs. price of $17.64 (3.1% above fair value)
No single metric tells the full story. See the CBWA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commencement Bancorp Inc is a holding company that operates through its subsidiary. It provides loan and deposit services to customers, who are predominately individuals and small and midsized businesses in western Washington. The company offers banking products and services such as Personal Banking which includes Personal Checking, Personal Loans & Credit, Savings & Money markets, Business Banking which includes Business Loans, Checking & Savings, Business Services, and Merchant Services.
63GF Score
Get the complete analysis for CBWA
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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