CBWA (Commencement Bancorp) Net Loan: $533.42 Mil (As of Mar. 2026)

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CBWA Commencement Bancorp Inc CBWA
62 GF Score
Price $18.15
GF Value $17.17
Valuation Fairly Valued
! 2 Warning Signs
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What is Commencement Bancorp Net Loan?

Commencement Bancorp CBWA +0.83% 62 Net Loan is $533.42 Mil as of Mar. 2026. GuruFocus rates CBWA with a GF Score™ of 62/100 and a GF Value™ of $17.17 (Fairly Valued). The stock has 2 warning signs investors should review.

Commencement Bancorp's quarterly net loan increased from Sep. 2025 ($505.99 Mil) to Dec. 2025 ($518.06 Mil) and increased from Dec. 2025 ($518.06 Mil) to Mar. 2026 ($533.42 Mil).

Commencement Bancorp's annual net loan increased from Dec. 2023 ($437.40 Mil) to Dec. 2024 ($518.06 Mil) and increased from Dec. 2024 ($518.06 Mil) to Dec. 2025 ($533.42 Mil).

Commencement Bancorp Net Loan Historical Data

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The historical data trend for Commencement Bancorp's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Commencement Bancorp Net Loan Chart

Commencement Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 341.58 424.49 437.40 461.73 518.06

Commencement Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 468.31 505.80 505.99 518.06 533.42
CBWA
62GF Score
Commencement Bancorp Inc CBWA
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Commencement Bancorp Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $533.42 Mil mean?
Commencement Bancorp (CBWA) has a Net Loan of $533.42 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Commencement Bancorp and its competitors.
Is Commencement Bancorp's Net Loan too high?
Commencement Bancorp's current Net Loan is $533.42 Mil. Overall, Commencement Bancorp has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commencement Bancorp's Net Loan compare to ASRV and MVLY?
Commencement Bancorp's Net Loan of $533.42 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Commencement Bancorp and its competitors. Commencement Bancorp's current Net Loan is $533.42 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commencement Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Commencement Bancorp (CBWA) is currently considered Fairly Valued. The stock's GF Value™ is $17.17, compared to a current price of $18.15 — trading 5.7% above its estimated fair value. The current Net Loan is $533.42 Mil. Commencement Bancorp's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Commencement Bancorp (CBWA), the current Net Loan is $533.42 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commencement Bancorp (CBWA) Overvalued in 2026?

Based on GuruFocus' analysis, Commencement Bancorp stock appears to be overvalued. The current stock price of $18.15 is trading 5.7% above its estimated GF Value™ of $17.17. GuruFocus considers Commencement Bancorp to be Fairly Valued.

Key valuation signals for CBWA:

  • Net Loan: $533.42 Mil
  • GF Value™: $17.17 vs. price of $18.15 (5.7% above fair value)
  • GF Score™: 62/100 with 2 warning signs

No single metric tells the full story. See the CBWA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Commencement Bancorp Business Description

Address 1313 Broadway, Suite 400, Tacoma, WA, USA, 98402
Commencement Bancorp Inc is a holding company that operates through its subsidiary. It provides loan and deposit services to customers, who are predominately individuals and small and midsized businesses in western Washington. The company offers banking products and services such as Personal Banking which includes Personal Checking, Personal Loans & Credit, Savings & Money markets, Business Banking which includes Business Loans, Checking & Savings, Business Services, and Merchant Services.
62GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.15
Price
$17.17
GF Value