Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Commencement Bancorp's Enterprise Value is $41.18 Mil.
Commencement Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 was $0.00 Mil. Therefore, Commencement Bancorp's EV-to-OCF for today is .
The historical rank and industry rank for Commencement Bancorp's EV-to-OCF or its related term are showing as below:
CBWA'
s EV-to-OCF Range Over the Past 10 Years
Min: 23.77 Med: 0 Max: 23.77
Current: 23.77
During the past 13 years, the highest EV-to-OCF of Commencement Bancorp was 23.77. The lowest was 23.77. And the median was .
CBWA's EV-to-OCF is ranked worse than 93.53% of 1500
companies
in the Banks industry
Industry Median: 3.975
vs CBWA: 23.77
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
Commencement Bancorp's PE Ratio (TTM) for today is calculated as:
Commencement Bancorp's share price for today is $19.05.
Commencement Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.960.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.
Commencement Bancorp EV-to-OCF Related Terms
Commencement Bancorp EV-to-OCF Historical Data
* Premium members only.
The historical data trend for Commencement Bancorp's EV-to-OCF can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Commencement Bancorp's EV-to-OCF, along with its competitors' market caps and EV-to-OCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commencement Bancorp EV-to-OCF vs Banks Industry
For the Banks industry and Financial Services sector, Commencement Bancorp's EV-to-OCF distribution charts can be found below:
* The bar in red indicates where Commencement Bancorp's EV-to-OCF falls into.
Commencement Bancorp's current Enterprise Value is $41.18 Mil.
Commencement Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.00 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Is Commencement Bancorp (CBWA) Overvalued in 2026?
Based on GuruFocus' analysis, Commencement Bancorp stock appears to be overvalued.
The current stock price of $19.05 is trading 9.5% above its estimated GF Value™ of $17.39.
GuruFocus considers Commencement Bancorp to be Fairly Valued.
Key valuation signals for CBWA:
EV-to-OCF:
GF Value™: $17.39 vs. price of $19.05 (9.5% above fair value)
No single metric tells the full story. See the CBWA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commencement Bancorp Inc is a holding company that operates through its subsidiary. It provides loan and deposit services to customers, who are predominately individuals and small and midsized businesses in western Washington. The company offers banking products and services such as Personal Banking which includes Personal Checking, Personal Loans & Credit, Savings & Money markets, Business Banking which includes Business Loans, Checking & Savings, Business Services, and Merchant Services.
63GF Score
Get the complete analysis for CBWA
EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CBWA has been successfully added to your 
