CBWA (Commencement Bancorp) 10-Year Share Buyback Ratio: -0.90% (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

CBWA Commencement Bancorp Inc CBWA
65 GF Score
Price $19.25
GF Value $17.59
Valuation Fairly Valued
! 3 Warning Signs
View Full Analysis

What is Commencement Bancorp 10-Year Share Buyback Ratio?

Commencement Bancorp CBWA 65 10-Year Share Buyback Ratio is -0.90 as of Jun. 2026. GuruFocus rates CBWA with a GF Score™ of 65/100 and a GF Value™ of $17.59 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,036 Banks companies, Commencement Bancorp ranks better than 57.53% on this metric.

Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.

10-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past ten years. It is calculated as the annualized percentage change in shares outstanding from ten years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Commencement Bancorp's current 10-Year Share Buyback Ratio was -0.90%.

CBWA's 10-Year Share Buyback Ratio is ranked better than
57.53% of 1036 companies
in the Banks industry
Industry Median: -1.4 vs CBWA: -0.90

Commencement Bancorp (OTCPK:CBWA) 10-Year Share Buyback Ratio Explanation

A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.


Be Aware

Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.


Commencement Bancorp 10-Year Share Buyback Ratio Related Terms


CBWA vs DWNX, LFGP, HFBK: 10-Year Share Buyback Ratio Comparison

For the Banks - Regional subindustry, Commencement Bancorp's 10-Year Share Buyback Ratio, along with its competitors' market caps and 10-Year Share Buyback Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Commencement Bancorp 10-Year Share Buyback Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Commencement Bancorp's 10-Year Share Buyback Ratio distribution charts can be found below:

* The bar in red indicates where Commencement Bancorp's 10-Year Share Buyback Ratio falls into.


CBWA
65GF Score
Commencement Bancorp Inc CBWA
10-Year Share Buyback Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Commencement Bancorp 10-Year Share Buyback Ratio Calculation

This is the annualized percentage change in shares outstanding from ten years ago to the current year. The annualized percentage change is calculated with least-square regression based on the eleven years of annual data on Shares Outstanding (EOP).

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

What does a 10-Year Share Buyback Ratio of -0.90 mean?
Commencement Bancorp (CBWA) has a 10-Year Share Buyback Ratio of -0.90 as of Jun. 2026. The 10-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past ten years. It is calculated as the annualized percentage change in shares outstanding from ten years ago to the current year. View historical data for Commencement Bancorp and its competitors. According to the industry distribution chart, Commencement Bancorp ranks #440 out of 1036 companies in the Banks industry, placing it in the top 42.5%.
Is Commencement Bancorp's 10-Year Share Buyback Ratio too high?
Commencement Bancorp's current 10-Year Share Buyback Ratio is -0.90. Based on the distribution chart, Commencement Bancorp ranks #440 out of 1036 companies in the Banks industry, which is above the industry midpoint. Overall, Commencement Bancorp has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commencement Bancorp's 10-Year Share Buyback Ratio compare to DWNX and LFGP?
According to the Banks industry distribution chart, Commencement Bancorp ranks #440 out of 1036 companies for 10-Year Share Buyback Ratio. This puts Commencement Bancorp in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year Share Buyback Ratio for a Banks company?
A good 10-Year Share Buyback Ratio depends on the Banks industry context. However, 10-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year Share Buyback Ratio mean?
A high 10-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 10-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past ten years. It is calculated as the annualized percentage change in shares outstanding from ten years ago to the current year. View historical data for Commencement Bancorp and its competitors. Commencement Bancorp's current 10-Year Share Buyback Ratio is -0.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commencement Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Commencement Bancorp (CBWA) is currently considered Fairly Valued. The stock's GF Value™ is $17.59, compared to a current price of $19.25 — trading 9.4% above its estimated fair value. The current 10-Year Share Buyback Ratio is -0.90. Commencement Bancorp's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year Share Buyback Ratio calculated?
10-Year Share Buyback Ratio is calculated from a company's financial statements. For Commencement Bancorp (CBWA), the current 10-Year Share Buyback Ratio is -0.90 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Commencement Bancorp (CBWA) Overvalued in 2026?

Based on GuruFocus' analysis, Commencement Bancorp stock appears to be overvalued. The current stock price of $19.25 is trading 9.4% above its estimated GF Value™ of $17.59. GuruFocus considers Commencement Bancorp to be Fairly Valued.

Key valuation signals for CBWA:

  • 10-Year Share Buyback Ratio: -0.90
  • GF Value™: $17.59 vs. price of $19.25 (9.4% above fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the CBWA stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Commencement Bancorp Business Description

Address 1313 Broadway, Suite 400, Tacoma, WA, USA, 98402
Commencement Bancorp Inc is a holding company that operates through its subsidiary. It provides loan and deposit services to customers, who are predominately individuals and small and midsized businesses in western Washington. The company offers banking products and services such as Personal Banking which includes Personal Checking, Personal Loans & Credit, Savings & Money markets, Business Banking which includes Business Loans, Checking & Savings, Business Services, and Merchant Services.
65GF Score

Get the complete analysis for CBWA

10-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$19.25
Price
$17.59
GF Value