MSVB (Mid-Southern Bancorp) Accounts Receivable: $1.22 Mil (As of Jun. 2023)

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MSVB Mid-Southern Bancorp Inc MSVB
12 GF Score
Price $17.69
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What is Mid-Southern Bancorp Accounts Receivable?

Mid-Southern Bancorp MSVB +1.09% 12 Accounts Receivable is $1.22 Mil as of Jun. 2023. GuruFocus rates MSVB with a GF Score™ of 12/100.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Mid-Southern Bancorp's accounts receivables for the quarter that ended in Jun. 2023 was $1.22 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Mid-Southern Bancorp's Days Sales Outstanding for the quarter that ended in Jun. 2023 was 49.83.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Mid-Southern Bancorp's Net-Net Working Capital per share for the quarter that ended in Jun. 2023 was $-43.77.


Mid-Southern Bancorp Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Mid-Southern Bancorp's Days Sales Outstanding for the quarter that ended in Jun. 2023 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=1.215/2.225*91
=49.83

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Mid-Southern Bancorp's accounts receivable are only considered to be worth 75% of book value:

Mid-Southern Bancorp's Net-Net Working Capital Per Share for the quarter that ended in Jun. 2023 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(105.009+0.75 * 1.215+0.5 * 0-232.187
-0-0)/2.885
=-43.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Mid-Southern Bancorp Accounts Receivable Related Terms


Mid-Southern Bancorp Accounts Receivable Historical Data

* Premium members only.

The historical data trend for Mid-Southern Bancorp's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mid-Southern Bancorp Accounts Receivable Chart

Mid-Southern Bancorp Annual Data
Trend Dec03 Dec04 Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.83 0.87 0.90 1.00 1.32

Mid-Southern Bancorp Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.20 1.08 1.32 1.04 1.22
MSVB
12GF Score
Mid-Southern Bancorp Inc MSVB
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Mid-Southern Bancorp Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of $1.22 Mil mean?
Mid-Southern Bancorp (MSVB) has a Accounts Receivable of $1.22 Mil as of Jun. 2023. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Mid-Southern Bancorp and its competitors.
Is Mid-Southern Bancorp's Accounts Receivable too high?
Mid-Southern Bancorp's current Accounts Receivable is $1.22 Mil. Overall, Mid-Southern Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Mid-Southern Bancorp's Accounts Receivable compare to SHFS and CFOK?
Mid-Southern Bancorp's Accounts Receivable of $1.22 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for a Banks company?
A good Accounts Receivable depends on the Banks industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Mid-Southern Bancorp and its competitors. Mid-Southern Bancorp's current Accounts Receivable is $1.22 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mid-Southern Bancorp stock overvalued right now?
Mid-Southern Bancorp (MSVB) has a current Accounts Receivable of $1.22 Mil. The current Accounts Receivable is $1.22 Mil. Mid-Southern Bancorp's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Mid-Southern Bancorp (MSVB), the current Accounts Receivable is $1.22 Mil as of Jun. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Mid-Southern Bancorp Business Description

Address 300 North Water Street, Salem, IN, USA, 47167
Mid-Southern Bancorp Inc is a United States-based savings and loan holding company of Mid-Southern Savings Bank. It is engaged in providing a variety of banking services to individuals and business customers. The bank offers personal banking and business banking services. Its services portfolio comprises checking, savings, card services, and loan products. The company also offers online and mobile banking facilities. It derives revenue from interest on loans and, to a lesser extent, interest on investment securities and mortgage-backed securities.
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Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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