MSVB (Mid-Southern Bancorp) Unearned Income: $-0.17 Mil (As of Jun. 2023)

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MSVB Mid-Southern Bancorp Inc MSVB
12 GF Score
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What is Mid-Southern Bancorp Unearned Income?

Mid-Southern Bancorp MSVB +1.09% 12 Unearned Income is $-0.17 Mil as of Jun. 2023. GuruFocus rates MSVB with a GF Score™ of 12/100.

Mid-Southern Bancorp's Unearned Income for the quarter that ended in Jun. 2023 was $-0.17 Mil.

Mid-Southern Bancorp's quarterly Unearned Income declined from Dec. 2022 ($-0.14 Mil) to Mar. 2023 ($-0.15 Mil) and declined from Mar. 2023 ($-0.15 Mil) to Jun. 2023 ($-0.17 Mil).

Mid-Southern Bancorp's annual Unearned Income declined from Dec. 2020 ($-0.01 Mil) to Dec. 2021 ($-0.06 Mil) and declined from Dec. 2021 ($-0.06 Mil) to Dec. 2022 ($-0.14 Mil).

Mid-Southern Bancorp Unearned Income Related Terms

Mid-Southern Bancorp Unearned Income Historical Data

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The historical data trend for Mid-Southern Bancorp's Unearned Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mid-Southern Bancorp Unearned Income Chart

Mid-Southern Bancorp Annual Data
Trend Dec03 Dec04 Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Unearned Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.03 -0.01 -0.06 -0.14

Mid-Southern Bancorp Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23
Unearned Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -0.12 -0.13 -0.14 -0.15 -0.17
MSVB
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Mid-Southern Bancorp Inc MSVB
Unearned Income is just one metric. See GF Score™, valuation, warning signs, and more.
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Mid-Southern Bancorp Unearned Income Calculation

Unearned Income is the income received but not yet earned, it represents the unearned amount that is netted against the total loan.

Frequently Asked Questions Learn more about Unearned Income →
What does a Unearned Income of $-0.17 Mil mean?
Mid-Southern Bancorp (MSVB) has a Unearned Income of $-0.17 Mil as of Jun. 2023. Unearned Income is the income received but not yet earned, it represents the unearned amount that is netted against the total loan. View historical data on Mid-Southern Bancorp and its competitors.
Is Mid-Southern Bancorp's Unearned Income too high?
Mid-Southern Bancorp's current Unearned Income is $-0.17 Mil. Overall, Mid-Southern Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Mid-Southern Bancorp's Unearned Income compare to SHFS and CFOK?
Mid-Southern Bancorp's Unearned Income of $-0.17 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Unearned Income for a Banks company?
A good Unearned Income depends on the Banks industry context. However, Unearned Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Unearned Income mean?
A high Unearned Income can signal that a stock is expensive relative to its fundamentals. Unearned Income is the income received but not yet earned, it represents the unearned amount that is netted against the total loan. View historical data on Mid-Southern Bancorp and its competitors. Mid-Southern Bancorp's current Unearned Income is $-0.17 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mid-Southern Bancorp stock overvalued right now?
Mid-Southern Bancorp (MSVB) has a current Unearned Income of $-0.17 Mil. The current Unearned Income is $-0.17 Mil. Mid-Southern Bancorp's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Unearned Income calculated?
Unearned Income is calculated from a company's financial statements. For Mid-Southern Bancorp (MSVB), the current Unearned Income is $-0.17 Mil as of Jun. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Mid-Southern Bancorp Business Description

Address 300 North Water Street, Salem, IN, USA, 47167
Mid-Southern Bancorp Inc is a United States-based savings and loan holding company of Mid-Southern Savings Bank. It is engaged in providing a variety of banking services to individuals and business customers. The bank offers personal banking and business banking services. Its services portfolio comprises checking, savings, card services, and loan products. The company also offers online and mobile banking facilities. It derives revenue from interest on loans and, to a lesser extent, interest on investment securities and mortgage-backed securities.
12GF Score

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