MSVB (Mid-Southern Bancorp) Pretax Margin %: 18.38% (As of Jun. 2023)

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MSVB Mid-Southern Bancorp Inc MSVB
12 GF Score
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What is Mid-Southern Bancorp Pretax Margin %?

Mid-Southern Bancorp MSVB +1.09% 12 Pretax Margin % is 18.38% as of Jun. 2023. GuruFocus rates MSVB with a GF Score™ of 12/100.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Mid-Southern Bancorp's Pre-Tax Income for the three months ended in Jun. 2023 was $0.41 Mil. Mid-Southern Bancorp's Revenue for the three months ended in Jun. 2023 was $2.23 Mil. Therefore, Mid-Southern Bancorp's pretax margin for the quarter that ended in Jun. 2023 was 18.38%.

The historical rank and industry rank for Mid-Southern Bancorp's Pretax Margin % or its related term are showing as below:


MSVB's Pretax Margin % is not ranked *
in the Banks industry.
Industry Median: 35.36
* Ranked among companies with meaningful Pretax Margin % only.

Mid-Southern Bancorp  (OTCPK:MSVB) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Mid-Southern Bancorp Pretax Margin % Related Terms


Mid-Southern Bancorp Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Mid-Southern Bancorp's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mid-Southern Bancorp Pretax Margin % Chart

Mid-Southern Bancorp Annual Data
Trend Dec03 Dec04 Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 23.18 13.26 16.61 20.55 22.13

Mid-Southern Bancorp Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 23.46 23.66 16.78 14.40 18.38

MSVB vs SHFS, CFOK, OPHC: Pretax Margin % Comparison

For the Banks - Regional subindustry, Mid-Southern Bancorp's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mid-Southern Bancorp Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Mid-Southern Bancorp's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Mid-Southern Bancorp's Pretax Margin % falls into.


MSVB
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Mid-Southern Bancorp Inc MSVB
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Mid-Southern Bancorp Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Mid-Southern Bancorp's Pretax Margin for the fiscal year that ended in Dec. 2022 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2022 )/Revenue (A: Dec. 2022 )
=1.972/8.91
=22.13 %

Mid-Southern Bancorp's Pretax Margin for the quarter that ended in Jun. 2023 is calculated as

Pretax Margin=Pre-Tax Income (Q: Jun. 2023 )/Revenue (Q: Jun. 2023 )
=0.409/2.225
=18.38 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 18.38% mean?
Mid-Southern Bancorp (MSVB) has a Pretax Margin % of 18.38% as of Jun. 2023. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Mid-Southern Bancorp and its competitors.
Is Mid-Southern Bancorp's Pretax Margin % too high?
Mid-Southern Bancorp's current Pretax Margin % is 18.38%. The Banks industry median Pretax Margin % is 35.36. Mid-Southern Bancorp's value of 18.38% is 48% below this industry median. Overall, Mid-Southern Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Mid-Southern Bancorp's Pretax Margin % compare to SHFS and CFOK?
Mid-Southern Bancorp's Pretax Margin % of 18.38% can be compared against companies in the Banks industry. The industry median Pretax Margin % is 35.36. Mid-Southern Bancorp's value of 18.38% is 48% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 35.36, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mid-Southern Bancorp's current Pretax Margin % of 18.38% is 48% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Mid-Southern Bancorp and its competitors. For the Banks industry, the median Pretax Margin % is 35.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mid-Southern Bancorp's current Pretax Margin % is 18.38%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mid-Southern Bancorp stock overvalued right now?
Mid-Southern Bancorp (MSVB) has a current Pretax Margin % of 18.38%. The current Pretax Margin % is 18.38% and 48% below the Banks industry median of 35.36. Mid-Southern Bancorp's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Mid-Southern Bancorp (MSVB), the current Pretax Margin % is 18.38% as of Jun. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Mid-Southern Bancorp Business Description

Address 300 North Water Street, Salem, IN, USA, 47167
Mid-Southern Bancorp Inc is a United States-based savings and loan holding company of Mid-Southern Savings Bank. It is engaged in providing a variety of banking services to individuals and business customers. The bank offers personal banking and business banking services. Its services portfolio comprises checking, savings, card services, and loan products. The company also offers online and mobile banking facilities. It derives revenue from interest on loans and, to a lesser extent, interest on investment securities and mortgage-backed securities.
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