MSVB (Mid-Southern Bancorp) Dividend Payout Ratio: 0.44 (As of Jun. 2023)

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MSVB Mid-Southern Bancorp Inc MSVB
12 GF Score
Price $17.69
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What is Mid-Southern Bancorp Dividend Payout Ratio?

Mid-Southern Bancorp MSVB +1.09% 12 Dividend Payout Ratio is 0.44 as of Jun. 2023. GuruFocus rates MSVB with a GF Score™ of 12/100.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Mid-Southern Bancorp's Dividend Payout Ratio for the months ended in Jun. 2023 was 0.44.

The historical rank and industry rank for Mid-Southern Bancorp's Dividend Payout Ratio or its related term are showing as below:

MSVB' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0   Med: 0   Max: 0.34
Current: 0.34


During the past 11 years, the highest Dividend Payout Ratio of Mid-Southern Bancorp was 0.34. The lowest was 0.00. And the median was 0.00.

MSVB's Dividend Payout Ratio is not ranked
in the Banks industry.
Industry Median: 0.32 vs MSVB: 0.34

As of today (2026-07-31), the Dividend Yield % of Mid-Southern Bancorp is 0.68%.

During the past 11 years, the highest Trailing Annual Dividend Yield of Mid-Southern Bancorp was 0.68%. The lowest was 0.00%. And the median was 0.00%.

Mid-Southern Bancorp's Dividends per Share for the months ended in Jun. 2023 was $0.06.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


Mid-Southern Bancorp (OTCPK:MSVB) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.


Mid-Southern Bancorp Dividend Payout Ratio Related Terms


Mid-Southern Bancorp Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Mid-Southern Bancorp's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mid-Southern Bancorp Dividend Payout Ratio Chart

Mid-Southern Bancorp Annual Data
Trend Dec03 Dec04 Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Dividend Payout Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.05 0.25 0.20 0.24 0.25

Mid-Southern Bancorp Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.21 0.21 0.33 0.46 0.44

MSVB vs SHFS, CFOK, OPHC: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Mid-Southern Bancorp's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mid-Southern Bancorp Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Mid-Southern Bancorp's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Mid-Southern Bancorp's Dividend Payout Ratio falls into.


MSVB
12GF Score
Mid-Southern Bancorp Inc MSVB
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Mid-Southern Bancorp Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Mid-Southern Bancorp's Dividend Payout Ratio for the fiscal year that ended in Dec. 2022 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2022 )/ EPS without NRI (A: Dec. 2022 )
=0.18/ 0.735
=0.24

Mid-Southern Bancorp's Dividend Payout Ratio for the quarter that ended in Jun. 2023 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2023 )/ EPS without NRI (Q: Jun. 2023 )
=0.06/ 0.137
=0.44

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.44 mean?
Mid-Southern Bancorp (MSVB) has a Dividend Payout Ratio of 0.44 as of Jun. 2023. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Mid-Southern Bancorp and its competitors.
Is Mid-Southern Bancorp's Dividend Payout Ratio too high?
Mid-Southern Bancorp's current Dividend Payout Ratio is 0.44. The Banks industry median Dividend Payout Ratio is 0.32. Mid-Southern Bancorp's value of 0.44 is 37.5% above this industry median. Overall, Mid-Southern Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Mid-Southern Bancorp's Dividend Payout Ratio compare to SHFS and CFOK?
Mid-Southern Bancorp's Dividend Payout Ratio of 0.44 can be compared against companies in the Banks industry. The industry median Dividend Payout Ratio is 0.32. Mid-Southern Bancorp's value of 0.44 is 37.5% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,173 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mid-Southern Bancorp's current Dividend Payout Ratio of 0.44 is 37.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Mid-Southern Bancorp and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mid-Southern Bancorp's current Dividend Payout Ratio is 0.44. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mid-Southern Bancorp stock overvalued right now?
Mid-Southern Bancorp (MSVB) has a current Dividend Payout Ratio of 0.44. The current Dividend Payout Ratio is 0.44 and 37.5% above the Banks industry median of 0.32. Mid-Southern Bancorp's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Mid-Southern Bancorp (MSVB), the current Dividend Payout Ratio is 0.44 as of Jun. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Mid-Southern Bancorp Business Description

Address 300 North Water Street, Salem, IN, USA, 47167
Mid-Southern Bancorp Inc is a United States-based savings and loan holding company of Mid-Southern Savings Bank. It is engaged in providing a variety of banking services to individuals and business customers. The bank offers personal banking and business banking services. Its services portfolio comprises checking, savings, card services, and loan products. The company also offers online and mobile banking facilities. It derives revenue from interest on loans and, to a lesser extent, interest on investment securities and mortgage-backed securities.
12GF Score

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Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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