MSVB (Mid-Southern Bancorp) Enterprise Value: $49.57 Mil (As of Jul. 31, 2026) ***

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MSVB Mid-Southern Bancorp Inc MSVB
12 GF Score
Price $17.69
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What is Mid-Southern Bancorp Enterprise Value?

Mid-Southern Bancorp MSVB +1.09% 12 Enterprise Value is $49.57 Mil as of Jul. 31, 2026. GuruFocus rates MSVB with a GF Score™ of 12/100.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Mid-Southern Bancorp's Enterprise Value is $49.57 Mil. Mid-Southern Bancorp's Revenue for the trailing twelve months (TTM) ended in Jun. 2023 was $8.88 Mil. Therefore, Mid-Southern Bancorp's EV-to-Revenue ratio for today is 5.58.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Mid-Southern Bancorp's Enterprise Value is $49.57 Mil. Mid-Southern Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2023 was $2.71 Mil. Therefore, Mid-Southern Bancorp's EV-to-OCF ratio for today is 18.30.

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Mid-Southern Bancorp's Enterprise Value is $49.57 Mil. Mid-Southern Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2023 was $2.42 Mil. Therefore, Mid-Southern Bancorp's EV-to-FCF ratio for today is 20.49.

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Mid-Southern Bancorp  (OTCPK:MSVB) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Mid-Southern Bancorp's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=49.569/8.877
=5.58

Mid-Southern Bancorp's current Enterprise Value is $49.57 Mil.
Mid-Southern Bancorp's Revenue for the trailing twelve months (TTM) ended in Jun. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $8.88 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Mid-Southern Bancorp's EV-to-OCF for today is:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=49.569/2.708
=18.30

Mid-Southern Bancorp's current Enterprise Value is $49.57 Mil.
Mid-Southern Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.71 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Mid-Southern Bancorp's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=49.569/2.419
=20.49

Mid-Southern Bancorp's current Enterprise Value is $49.57 Mil.
Mid-Southern Bancorp's Free Cash Flow for the trailing twelve months (TTM) ended in Jun. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.42 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Mid-Southern Bancorp Enterprise Value Related Terms


Mid-Southern Bancorp Enterprise Value Historical Data

* Premium members only.

The historical data trend for Mid-Southern Bancorp's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mid-Southern Bancorp Enterprise Value Chart

Mid-Southern Bancorp Annual Data
Trend Dec03 Dec04 Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.55 38.97 47.06 38.88 60.85

Mid-Southern Bancorp Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 60.65 65.45 60.85 53.30 59.98

MSVB vs SHFS, CFOK, OPHC: Enterprise Value Comparison

For the Banks - Regional subindustry, Mid-Southern Bancorp's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mid-Southern Bancorp Enterprise Value vs Banks Industry

For the Banks industry and Financial Services sector, Mid-Southern Bancorp's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Mid-Southern Bancorp's Enterprise Value falls into.


MSVB
12GF Score
Mid-Southern Bancorp Inc MSVB
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Mid-Southern Bancorp Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Mid-Southern Bancorp's Enterprise Value for the fiscal year that ended in Dec. 2022 is calculated as

Mid-Southern Bancorp's Enterprise Value for the quarter that ended in Jun. 2023 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of $49.57 Mil mean?
Mid-Southern Bancorp (MSVB) has a Enterprise Value of $49.57 Mil as of Jul. 31, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Mid-Southern Bancorp and its competitors.
Is Mid-Southern Bancorp's Enterprise Value too high?
Mid-Southern Bancorp's current Enterprise Value is $49.57 Mil. Overall, Mid-Southern Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Mid-Southern Bancorp's Enterprise Value compare to SHFS and CFOK?
Mid-Southern Bancorp's Enterprise Value of $49.57 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Banks company?
A good Enterprise Value depends on the Banks industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Mid-Southern Bancorp and its competitors. Mid-Southern Bancorp's current Enterprise Value is $49.57 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mid-Southern Bancorp stock overvalued right now?
Mid-Southern Bancorp (MSVB) has a current Enterprise Value of $49.57 Mil. The current Enterprise Value is $49.57 Mil. Mid-Southern Bancorp's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Mid-Southern Bancorp (MSVB), the current Enterprise Value is $49.57 Mil as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Mid-Southern Bancorp Business Description

Address 300 North Water Street, Salem, IN, USA, 47167
Mid-Southern Bancorp Inc is a United States-based savings and loan holding company of Mid-Southern Savings Bank. It is engaged in providing a variety of banking services to individuals and business customers. The bank offers personal banking and business banking services. Its services portfolio comprises checking, savings, card services, and loan products. The company also offers online and mobile banking facilities. It derives revenue from interest on loans and, to a lesser extent, interest on investment securities and mortgage-backed securities.
12GF Score

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Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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