MSVB (Mid-Southern Bancorp) EV-to-OCF: 18.30 (As of Aug. 01, 2026)

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MSVB Mid-Southern Bancorp Inc MSVB
12 GF Score
Price $17.69
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What is Mid-Southern Bancorp EV-to-OCF?

Mid-Southern Bancorp MSVB +1.09% 12 EV-to-OCF is 18.30 as of Aug. 01, 2026. GuruFocus rates MSVB with a GF Score™ of 12/100.

EV-to-OCF is calculated as enterprise value divided by its cash flow from operations. As of today, Mid-Southern Bancorp's Enterprise Value is $49.57 Mil. Mid-Southern Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2023 was $2.71 Mil. Therefore, Mid-Southern Bancorp's EV-to-OCF for today is 18.30.

The historical rank and industry rank for Mid-Southern Bancorp's EV-to-OCF or its related term are showing as below:

MSVB's EV-to-OCF is not ranked *
in the Banks industry.
Industry Median: 3.975
* Ranked among companies with meaningful EV-to-OCF only.

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-08-01), Mid-Southern Bancorp's stock price is $17.69. Mid-Southern Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2023 was $0.600. Therefore, Mid-Southern Bancorp's PE Ratio (TTM) for today is 29.48.

Mid-Southern Bancorp  (OTCPK:MSVB) EV-to-OCF Explanation

EV-to-OCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Mid-Southern Bancorp's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=17.69/0.600
=29.48

Mid-Southern Bancorp's share price for today is $17.69.
Mid-Southern Bancorp's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $0.600.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Cash Flow from Operations is an important financial metric because it represents the cash generated from operating activities at a company's disposal. Companies with a low EV-to-OCF ratio, combined with a strong balance sheet are generally considered as undervalued.

Mid-Southern Bancorp EV-to-OCF Related Terms

Mid-Southern Bancorp EV-to-OCF Historical Data

* Premium members only.

The historical data trend for Mid-Southern Bancorp's EV-to-OCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mid-Southern Bancorp EV-to-OCF Chart

Mid-Southern Bancorp Annual Data
Trend Dec03 Dec04 Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
EV-to-OCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.30 24.48 25.48 16.12 23.83

Mid-Southern Bancorp Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23
EV-to-OCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
MSVB
12GF Score
Mid-Southern Bancorp Inc MSVB
EV-to-OCF is just one metric. See GF Score™, valuation, warning signs, and more.
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Mid-Southern Bancorp EV-to-OCF Calculation

Mid-Southern Bancorp's EV-to-OCF for today is calculated as:

EV-to-OCF=Enterprise Value (Today)/Cash Flow from Operations (TTM)
=49.569/2.708
=18.30

Mid-Southern Bancorp's current Enterprise Value is $49.57 Mil.
Mid-Southern Bancorp's Cash Flow from Operations for the trailing twelve months (TTM) ended in Jun. 2023 adds up the quarterly data reported by the company within the most recent 12 months, which was $2.71 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-OCF →
What does a EV-to-OCF of 18.30 mean?
Mid-Southern Bancorp (MSVB) has a EV-to-OCF of 18.30 as of Aug. 01, 2026.
Is Mid-Southern Bancorp's EV-to-OCF too high?
Mid-Southern Bancorp's current EV-to-OCF is 18.30. The Banks industry median EV-to-OCF is 3.98. Mid-Southern Bancorp's value of 18.30 is 360.4% above this industry median. Overall, Mid-Southern Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Mid-Southern Bancorp's EV-to-OCF compare to SHFS and CFOK?
Mid-Southern Bancorp's EV-to-OCF of 18.30 can be compared against companies in the Banks industry. The industry median EV-to-OCF is 3.98. Mid-Southern Bancorp's value of 18.30 is 360.4% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-OCF for a Banks company?
The median EV-to-OCF among Banks companies is 3.98, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-OCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-OCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mid-Southern Bancorp's current EV-to-OCF of 18.30 is 360.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-OCF mean?
A high EV-to-OCF can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median EV-to-OCF is 3.98 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mid-Southern Bancorp's current EV-to-OCF is 18.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mid-Southern Bancorp stock overvalued right now?
Mid-Southern Bancorp (MSVB) has a current EV-to-OCF of 18.30. The current EV-to-OCF is 18.30 and 360.4% above the Banks industry median of 3.98. Mid-Southern Bancorp's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-OCF calculated?
EV-to-OCF is calculated from a company's financial statements. For Mid-Southern Bancorp (MSVB), the current EV-to-OCF is 18.30 as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Mid-Southern Bancorp Business Description

Address 300 North Water Street, Salem, IN, USA, 47167
Mid-Southern Bancorp Inc is a United States-based savings and loan holding company of Mid-Southern Savings Bank. It is engaged in providing a variety of banking services to individuals and business customers. The bank offers personal banking and business banking services. Its services portfolio comprises checking, savings, card services, and loan products. The company also offers online and mobile banking facilities. It derives revenue from interest on loans and, to a lesser extent, interest on investment securities and mortgage-backed securities.
12GF Score

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EV-to-OCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$17.69
Price