MSVB (Mid-Southern Bancorp) Scaled Net Operating Assets: -0.16 (As of Jun. 2023)

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MSVB Mid-Southern Bancorp Inc MSVB
12 GF Score
Price $17.69
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What is Mid-Southern Bancorp Scaled Net Operating Assets?

Mid-Southern Bancorp MSVB +1.09% 12 Scaled Net Operating Assets is -0.16 as of Jun. 2023. GuruFocus rates MSVB with a GF Score™ of 12/100.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Mid-Southern Bancorp's operating assets for the quarter that ended in Jun. 2023 was $161.26 Mil. Mid-Southern Bancorp's operating liabilities for the quarter that ended in Jun. 2023 was $203.99 Mil. Mid-Southern Bancorp's Total Assets for the quarter that ended in Mar. 2023 was $266.37 Mil. Therefore, Mid-Southern Bancorp's scaled net operating assets (SNOA) for the quarter that ended in Jun. 2023 was -0.16.

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Mid-Southern Bancorp Inc MSVB
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Mid-Southern Bancorp Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Mid-Southern Bancorp's Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2022 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2022 )
=(Operating Assets (A: Dec. 2022 )-Operating Liabilities (A: Dec. 2022 ))/Total Assets (A: Dec. 2021 )
=(263.534-206.896)/254.26
=0.22

where

Operating Assets(A: Dec. 2022 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=269.218 - 5.684
=263.534

Operating Liabilities(A: Dec. 2022 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=235.896 - 29 - 0
=206.896

Mid-Southern Bancorp's Scaled Net Operating Assets (SNOA) for the quarter that ended in Jun. 2023 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Jun. 2023 )
=(Operating Assets (Q: Jun. 2023 )-Operating Liabilities (Q: Jun. 2023 ))/Total Assets (Q: Mar. 2023 )
=(161.257-203.987)/266.368
=-0.16

where

Operating Assets(Q: Jun. 2023 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=266.266 - 105.009
=161.257

Operating Liabilities(Q: Jun. 2023 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=232.187 - 28.2 - 0
=203.987

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of -0.16 mean?
Mid-Southern Bancorp (MSVB) has a Scaled Net Operating Assets of -0.16 as of Jun. 2023. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Mid-Southern Bancorp and its competitors.
Is Mid-Southern Bancorp's Scaled Net Operating Assets too high?
Mid-Southern Bancorp's current Scaled Net Operating Assets is -0.16. Overall, Mid-Southern Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Mid-Southern Bancorp's Scaled Net Operating Assets compare to SHFS and CFOK?
Mid-Southern Bancorp's Scaled Net Operating Assets of -0.16 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Mid-Southern Bancorp and its competitors. Mid-Southern Bancorp's current Scaled Net Operating Assets is -0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mid-Southern Bancorp stock overvalued right now?
Mid-Southern Bancorp (MSVB) has a current Scaled Net Operating Assets of -0.16. The current Scaled Net Operating Assets is -0.16. Mid-Southern Bancorp's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Mid-Southern Bancorp (MSVB), the current Scaled Net Operating Assets is -0.16 as of Jun. 2023. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Mid-Southern Bancorp Business Description

Address 300 North Water Street, Salem, IN, USA, 47167
Mid-Southern Bancorp Inc is a United States-based savings and loan holding company of Mid-Southern Savings Bank. It is engaged in providing a variety of banking services to individuals and business customers. The bank offers personal banking and business banking services. Its services portfolio comprises checking, savings, card services, and loan products. The company also offers online and mobile banking facilities. It derives revenue from interest on loans and, to a lesser extent, interest on investment securities and mortgage-backed securities.
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Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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