MSVB (Mid-Southern Bancorp) Cyclically Adjusted PS Ratio: 5.11 (As of Jul. 31, 2026)

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MSVB Mid-Southern Bancorp Inc MSVB
12 GF Score
Price $17.69
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What is Mid-Southern Bancorp Cyclically Adjusted PS Ratio?

Mid-Southern Bancorp MSVB +1.09% 12 Cyclically Adjusted PS Ratio is 5.11 as of Jul. 31, 2026. GuruFocus rates MSVB with a GF Score™ of 12/100.

As of today (2026-07-31), Mid-Southern Bancorp's current share price is $17.69. Mid-Southern Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2023 was $3.46. Mid-Southern Bancorp's Cyclically Adjusted PS Ratio for today is 5.11.

The historical rank and industry rank for Mid-Southern Bancorp's Cyclically Adjusted PS Ratio or its related term are showing as below:

MSVB's Cyclically Adjusted PS Ratio is not ranked *
in the Banks industry.
Industry Median: 3.43
* Ranked among companies with meaningful Cyclically Adjusted PS Ratio only.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Mid-Southern Bancorp's adjusted revenue per share data for the three months ended in Jun. 2023 was $0.823. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is $3.46 for the trailing ten years ended in Jun. 2023.

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Mid-Southern Bancorp  (OTCPK:MSVB) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Mid-Southern Bancorp Cyclically Adjusted PS Ratio Related Terms


Mid-Southern Bancorp Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Mid-Southern Bancorp's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mid-Southern Bancorp Cyclically Adjusted PS Ratio Chart

Mid-Southern Bancorp Annual Data
Trend Dec03 Dec04 Dec05 Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 4.60 3.82

Mid-Southern Bancorp Quarterly Data
Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.96 3.92 3.82 3.30 3.78

MSVB vs SHFS, CFOK, OPHC: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Mid-Southern Bancorp's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mid-Southern Bancorp Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Mid-Southern Bancorp's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Mid-Southern Bancorp's Cyclically Adjusted PS Ratio falls into.


MSVB
12GF Score
Mid-Southern Bancorp Inc MSVB
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Mid-Southern Bancorp Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Mid-Southern Bancorp's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=17.69/3.46
=5.11

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Mid-Southern Bancorp's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2023 is calculated as:

For example, Mid-Southern Bancorp's adjusted Revenue per Share data for the three months ended in Jun. 2023 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2023 (Change)*Current CPI (Jun. 2023)
=0.823/305.1090*305.1090
=0.823

Current CPI (Jun. 2023) = 305.1090.

Mid-Southern Bancorp Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
200406 0.652 189.700 1.049
200409 0.713 189.900 1.146
200412 0.665 190.300 1.066
200503 0.662 193.300 1.045
200506 0.767 194.500 1.203
200509 0.717 198.800 1.100
200512 0.738 196.800 1.144
200603 0.727 199.800 1.110
200606 0.612 202.900 0.920
200609 0.736 202.900 1.107
200612 0.000 201.800 0.000
200703 0.673 205.352 1.000
200706 0.621 208.352 0.909
200709 0.678 208.490 0.992
200803 0.730 213.528 1.043
201706 1.115 244.955 1.389
201709 0.474 246.819 0.586
201712 0.487 246.524 0.603
201803 0.490 249.554 0.599
201806 0.511 251.989 0.619
201809 0.569 252.439 0.688
201812 0.588 251.233 0.714
201903 0.591 254.202 0.709
201906 0.589 256.143 0.702
201909 0.587 256.759 0.698
201912 0.576 256.974 0.684
202003 0.550 258.115 0.650
202006 0.565 257.797 0.669
202009 0.582 260.280 0.682
202012 0.632 260.474 0.740
202103 0.662 264.877 0.763
202106 0.683 271.696 0.767
202109 0.706 274.310 0.785
202112 0.745 278.802 0.815
202203 0.717 287.504 0.761
202206 0.860 296.311 0.886
202209 0.855 296.808 0.879
202212 0.835 296.797 0.858
202303 0.779 301.836 0.787
202306 0.823 305.109 0.823

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 5.11 mean?
Mid-Southern Bancorp (MSVB) has a Cyclically Adjusted PS Ratio of 5.11 as of Jul. 31, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Mid-Southern Bancorp and its competitors.
Is Mid-Southern Bancorp's Cyclically Adjusted PS Ratio too high?
Mid-Southern Bancorp's current Cyclically Adjusted PS Ratio is 5.11. The Banks industry median Cyclically Adjusted PS Ratio is 3.43. Mid-Southern Bancorp's value of 5.11 is 49% above this industry median. Overall, Mid-Southern Bancorp has a GF Score™ of 12/100, reflecting its overall financial health beyond just this single metric.
How does Mid-Southern Bancorp's Cyclically Adjusted PS Ratio compare to SHFS and CFOK?
Mid-Southern Bancorp's Cyclically Adjusted PS Ratio of 5.11 can be compared against companies in the Banks industry. The industry median Cyclically Adjusted PS Ratio is 3.43. Mid-Southern Bancorp's value of 5.11 is 49% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.43, based on 1,299 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Mid-Southern Bancorp's current Cyclically Adjusted PS Ratio of 5.11 is 49% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Mid-Southern Bancorp and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.43 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Mid-Southern Bancorp's current Cyclically Adjusted PS Ratio is 5.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Mid-Southern Bancorp stock overvalued right now?
Mid-Southern Bancorp (MSVB) has a current Cyclically Adjusted PS Ratio of 5.11. The current Cyclically Adjusted PS Ratio is 5.11 and 49% above the Banks industry median of 3.43. Mid-Southern Bancorp's overall GF Score™ is 12/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Mid-Southern Bancorp (MSVB), the current Cyclically Adjusted PS Ratio is 5.11 as of Jul. 31, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Mid-Southern Bancorp Business Description

Address 300 North Water Street, Salem, IN, USA, 47167
Mid-Southern Bancorp Inc is a United States-based savings and loan holding company of Mid-Southern Savings Bank. It is engaged in providing a variety of banking services to individuals and business customers. The bank offers personal banking and business banking services. Its services portfolio comprises checking, savings, card services, and loan products. The company also offers online and mobile banking facilities. It derives revenue from interest on loans and, to a lesser extent, interest on investment securities and mortgage-backed securities.
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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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