UNB (Union Bankshares) Average Interest Earning Assets (USD Mil): 1,585.74 (As of Jun. 2026)

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UNB Union Bankshares Inc UNB
54 GF Score
Price $23.87
GF Value $29.42
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Union Bankshares Average Interest Earning Assets (USD Mil)?

Union Bankshares UNB +0.51% 54 Average Interest Earning Assets (USD Mil) is 1,585.74 as of Jun. 2026. GuruFocus rates UNB with a GF Score™ of 54/100 and a GF Value™ of $29.42 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Average Interest Earning Assets (USD Mil) is the average of the beginning and ending balances of interest earning assets. Earning Assets are income-producing investments owned by a company without any significant effort on its owners.

Union Bankshares's Average Interest Earning Assets (USD Mil) for the quarter that ended in Jun. 2026 was 1,585.74 , which is higher than 1,564.41 for the pervious quarter ended in Mar. 2026.

Union Bankshares's Average Interest Earning Assets (USD Mil) for the annual that ended in Dec. 2025 was 1,507.52 , which is higher than 1,420.24 for the pervious year ended in Dec. 2024.

The historical rank and industry rank for Union Bankshares's Average Interest Earning Assets (USD Mil) or its related term are showing as below:

UNB's Average Interest Earning Assets (USD Mil) is not ranked *
in the Banks industry.
Industry Median:
* Ranked among companies with meaningful Average Interest Earning Assets (USD Mil) only.

Union Bankshares  (NAS:UNB) Average Interest Earning Assets (USD Mil) Explanation

Earning assets are assets that can generate income directly, such as stocks that pay dividends, bonds that pay interest, real estate properties that generate rental income, copyright and other interest or dividend earning accounts or instruments.

Average Earning Assets are commonly used as a denominator when calculating net interest margin. This ratio can help investors determine whether or not to invest in a financial company by providing visibility into the profitability of their interest income versus their interest expenses.


Union Bankshares Average Interest Earning Assets (USD Mil) Related Terms


Union Bankshares Average Interest Earning Assets (USD Mil) Historical Data

* Premium members only.

The historical data trend for Union Bankshares's Average Interest Earning Assets (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Bankshares Average Interest Earning Assets (USD Mil) Chart

Union Bankshares Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Union BanksharesQuarterly Data
Trend Mar20 Jun20 Sep20 Mar21 Jun21 Sep21 Mar22 Jun22 Sep22 Mar23 Jun23 Sep23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Mar26 Jun26
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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Construction Loans (USD Mil)
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UNB vs BSBK, KTHN, WSBK: Average Interest Earning Assets (USD Mil) Comparison

For the Banks - Regional subindustry, Union Bankshares's Average Interest Earning Assets (USD Mil), along with its competitors' market caps and Average Interest Earning Assets (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

UNB
54GF Score
Union Bankshares Inc UNB
Average Interest Earning Assets (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions
What does a Average Interest Earning Assets (USD Mil) of 1,585.74 mean?
Union Bankshares (UNB) has a Average Interest Earning Assets (USD Mil) of 1,585.74 as of Jun. 2026. Average Interest Earning Assets is the average of the beginning and ending balances of interest earning assets. View historical data on Union Bankshares and its competitors.
Is Union Bankshares' Average Interest Earning Assets (USD Mil) too high?
Union Bankshares' current Average Interest Earning Assets (USD Mil) is 1,585.74. Overall, Union Bankshares has a GF Score™ of 54/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Union Bankshares' Average Interest Earning Assets (USD Mil) compare to BSBK and KTHN?
Union Bankshares' Average Interest Earning Assets (USD Mil) of 1,585.74 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Average Interest Earning Assets (USD Mil) for a Banks company?
A good Average Interest Earning Assets (USD Mil) depends on the Banks industry context. However, Average Interest Earning Assets (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Average Interest Earning Assets (USD Mil) mean?
A high Average Interest Earning Assets (USD Mil) can signal that a stock is expensive relative to its fundamentals. Average Interest Earning Assets is the average of the beginning and ending balances of interest earning assets. View historical data on Union Bankshares and its competitors. Union Bankshares's current Average Interest Earning Assets (USD Mil) is 1,585.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Union Bankshares (UNB) is currently considered Modestly Undervalued. The stock's GF Value™ is $29.42, compared to a current price of $23.87 — trading 18.9% below its estimated fair value. The current Average Interest Earning Assets (USD Mil) is 1,585.74. Union Bankshares' overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Average Interest Earning Assets (USD Mil) calculated?
Average Interest Earning Assets (USD Mil) is calculated from a company's financial statements. For Union Bankshares (UNB), the current Average Interest Earning Assets (USD Mil) is 1,585.74 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Bankshares (UNB) Overvalued in 2026?

Based on GuruFocus' analysis, Union Bankshares stock appears to be undervalued. The current stock price of $23.87 is trading 18.9% below its estimated GF Value™ of $29.42. GuruFocus considers Union Bankshares to be Modestly Undervalued.

Key valuation signals for UNB:

  • Average Interest Earning Assets (USD Mil): 1,585.74
  • GF Value™: $29.42 vs. price of $23.87 (18.9% below fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the UNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Bankshares Business Description

Address 20 Lower Main Street, P.O. Box 667, Morrisville, VT, USA, 05661-0667
Union Bankshares Inc operates as a community bank in the financial services industry. It offers retail and commercial banking services to its customers through its branches, ATMs, telebanking, and internet banking systems. The Company has one definable business segment, Union Bank, which provides full retail, commercial, municipal banking, and wealth management and trust services throughout its 18 branch banking locations, three loan centers, and several ATMs covering northern Vermont and northern New Hampshire. In addition, it also offers fiduciary and asset management services through its Asset Management Group.
54GF Score

Get the complete analysis for UNB

Average Interest Earning Assets (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.87
Price
$29.42
GF Value