UNB (Union Bankshares) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


UNB Union Bankshares Inc UNB
47 GF Score
Price $24.47
GF Value $29.02
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Union Bankshares ROC (Joel Greenblatt) %?

Union Bankshares UNB -1.67% 47 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates UNB with a GF Score™ of 47/100 and a GF Value™ of $29.02 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 46 Banks companies, Union Bankshares ranks worse than 2173910.87% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

UNB
47GF Score
Union Bankshares Inc UNB
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
Union Bankshares (UNB) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Union Bankshares and its competitors. According to the industry distribution chart, Union Bankshares ranks #999999 out of 46 companies in the Banks industry.
Is Union Bankshares' ROC (Joel Greenblatt) % too high?
Union Bankshares' current ROC (Joel Greenblatt) % is %. Based on the distribution chart, Union Bankshares ranks #999999 out of 46 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Union Bankshares has a GF Score™ of 47/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Union Bankshares' ROC (Joel Greenblatt) % compare to CNBP and FKYS?
According to the Banks industry distribution chart, Union Bankshares ranks #999999 out of 46 companies for ROC (Joel Greenblatt) %. This places Union Bankshares in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 69.14. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 69.14, based on 46 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on Union Bankshares and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 69.14 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Union Bankshares's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Union Bankshares (UNB) is currently considered Modestly Undervalued. The stock's GF Value™ is $29.02, compared to a current price of $24.47 — trading 15.7% below its estimated fair value. The current ROC (Joel Greenblatt) % is %. Union Bankshares' overall GF Score™ is 47/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For Union Bankshares (UNB), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Bankshares (UNB) Overvalued in 2026?

Based on GuruFocus' analysis, Union Bankshares stock appears to be undervalued. The current stock price of $24.47 is trading 15.7% below its estimated GF Value™ of $29.02. GuruFocus considers Union Bankshares to be Modestly Undervalued.

Key valuation signals for UNB:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $29.02 vs. price of $24.47 (15.7% below fair value)
  • GF Score™: 47/100 with 3 warning signs

No single metric tells the full story. See the UNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Union Bankshares Business Description

Address 20 Lower Main Street, P.O. Box 667, Morrisville, VT, USA, 05661-0667
Union Bankshares Inc operates as a community bank in the financial services industry. It offers retail and commercial banking services to its customers through its branches, ATMs, telebanking, and internet banking systems. The Company has one definable business segment, Union Bank, which provides full retail, commercial, municipal banking, and wealth management and trust services throughout its 18 branch banking locations, three loan centers, and several ATMs covering northern Vermont and northern New Hampshire. In addition, it also offers fiduciary and asset management services through its Asset Management Group.
47GF Score

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ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.47
Price
$29.02
GF Value