UNB (Union Bankshares) Net Loan: $1,175.09 Mil (As of Mar. 2026)

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UNB Union Bankshares Inc UNB
56 GF Score
Price $25.12
GF Value $29.28
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Union Bankshares Net Loan?

Union Bankshares UNB -1.41% 56 Net Loan is $1,175.09 Mil as of Mar. 2026. GuruFocus rates UNB with a GF Score™ of 56/100 and a GF Value™ of $29.28 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Union Bankshares's quarterly net loan increased from Sep. 2025 ($1,172.51 Mil) to Dec. 2025 ($1,172.57 Mil) and increased from Dec. 2025 ($1,172.57 Mil) to Mar. 2026 ($1,175.09 Mil).

Union Bankshares's annual net loan increased from Dec. 2023 ($1,026.53 Mil) to Dec. 2024 ($1,172.57 Mil) and increased from Dec. 2024 ($1,172.57 Mil) to Dec. 2025 ($1,175.09 Mil).

Union Bankshares Net Loan Historical Data

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The historical data trend for Union Bankshares's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Bankshares Net Loan Chart

Union Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 793.25 952.33 1,026.53 1,155.42 1,172.57

Union Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,105.61 1,172.51 1,172.57 1,175.09 1,115.65
UNB
56GF Score
Union Bankshares Inc UNB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Union Bankshares Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $1,175.09 Mil mean?
Union Bankshares (UNB) has a Net Loan of $1,175.09 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Union Bankshares and its competitors.
Is Union Bankshares' Net Loan too high?
Union Bankshares' current Net Loan is $1,175.09 Mil. Overall, Union Bankshares has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Union Bankshares' Net Loan compare to CNBP and FKYS?
Union Bankshares' Net Loan of $1,175.09 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Union Bankshares and its competitors. Union Bankshares's current Net Loan is $1,175.09 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Union Bankshares (UNB) is currently considered Modestly Undervalued. The stock's GF Value™ is $29.28, compared to a current price of $25.12 — trading 14.2% below its estimated fair value. The current Net Loan is $1,175.09 Mil. Union Bankshares' overall GF Score™ is 56/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Union Bankshares (UNB), the current Net Loan is $1,175.09 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Bankshares (UNB) Overvalued in 2026?

Based on GuruFocus' analysis, Union Bankshares stock appears to be undervalued. The current stock price of $25.12 is trading 14.2% below its estimated GF Value™ of $29.28. GuruFocus considers Union Bankshares to be Modestly Undervalued.

Key valuation signals for UNB:

  • Net Loan: $1,175.09 Mil
  • GF Value™: $29.28 vs. price of $25.12 (14.2% below fair value)
  • GF Score™: 56/100 with 3 warning signs

No single metric tells the full story. See the UNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Union Bankshares Business Description

Address 20 Lower Main Street, P.O. Box 667, Morrisville, VT, USA, 05661-0667
Union Bankshares Inc operates as a community bank in the financial services industry. It offers retail and commercial banking services to its customers through its branches, ATMs, telebanking, and internet banking systems. The Company has one definable business segment, Union Bank, which provides full retail, commercial, municipal banking, and wealth management and trust services throughout its 18 branch banking locations, three loan centers, and several ATMs covering northern Vermont and northern New Hampshire. In addition, it also offers fiduciary and asset management services through its Asset Management Group.
56GF Score

Get the complete analysis for UNB

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$25.12
Price
$29.28
GF Value