UNB (Union Bankshares) Cash per Share: $2.70 (As of Mar. 2026)

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UNB Union Bankshares Inc UNB
55 GF Score
Price $23.55
GF Value $29.09
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Union Bankshares Cash per Share?

Union Bankshares UNB +0.21% 55 Cash per Share is $2.70 as of Mar. 2026. GuruFocus rates UNB with a GF Score™ of 55/100 and a GF Value™ of $29.09 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Cash per Share is calculated as Balance Sheet Cash And Cash Equivalents divided by Shares Outstanding (EOP). Union Bankshares's Cash per Share for the quarter that ended in Mar. 2026 was $2.70.

Union Bankshares  (NAS:UNB) Cash per Share Explanation

Cash per Share represents the liquidity of a compant's assets. A high level of Cash per Share suggests that there's enough money on hand for a company to cover any emergencies and that the company has adequate money to reinvest its business or pay dividends to investors. However, if the ratio is too high, it can also suggeust the inefficiency of management for not making a full usage of the cash.

Union Bankshares Cash per Share Related Terms

Union Bankshares Cash per Share Historical Data

* Premium members only.

The historical data trend for Union Bankshares's Cash per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Bankshares Cash per Share Chart

Union Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.97 4.64 4.23 3.22 2.95

Union Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cash per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.57 2.92 2.95 2.70 3.14
UNB
55GF Score
Union Bankshares Inc UNB
Cash per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Union Bankshares Cash per Share Calculation

This is the ratio of a company's available cash, including easy to liquidate short-term investment, to its total number of shares outstanding. The result indicates the percentage of a company's share price that is available to spend on company's activities, such as strengthening the business, paying down the debt and making dividend payment to shareholders. It's a reliable indicator of a company's financial health.

Union Bankshares's Cash per Share for the fiscal year that ended in Dec. 2025 is calculated as:

Cash per Share= Balance Sheet Cash And Cash Equivalents /Shares Outstanding (EOP)
=13.613/4.61
=2.95

Union Bankshares's Cash per Share for the quarter that ended in Mar. 2026 is calculated as:

Cash per Share= Balance Sheet Cash And Cash Equivalents /Shares Outstanding (EOP)
=12.46/4.61
=2.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Cash per Share →
What does a Cash per Share of $2.70 mean?
Union Bankshares (UNB) has a Cash per Share of $2.70 as of Mar. 2026. Cash per share is the per-share value of a company's available cash. View historical data for Union Bankshares and its competitors.
Is Union Bankshares' Cash per Share too high?
Union Bankshares' current Cash per Share is $2.70. Overall, Union Bankshares has a GF Score™ of 55/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Union Bankshares' Cash per Share compare to FNWB and UNIB?
Union Bankshares' Cash per Share of $2.70 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash per Share for a Banks company?
A good Cash per Share depends on the Banks industry context. However, Cash per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash per Share mean?
A high Cash per Share can signal that a stock is expensive relative to its fundamentals. Cash per share is the per-share value of a company's available cash. View historical data for Union Bankshares and its competitors. Union Bankshares's current Cash per Share is $2.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Union Bankshares (UNB) is currently considered Modestly Undervalued. The stock's GF Value™ is $29.09, compared to a current price of $23.55 — trading 19% below its estimated fair value. The current Cash per Share is $2.70. Union Bankshares' overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash per Share calculated?
Cash per Share is calculated from a company's financial statements. For Union Bankshares (UNB), the current Cash per Share is $2.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Bankshares (UNB) Overvalued in 2026?

Based on GuruFocus' analysis, Union Bankshares stock appears to be undervalued. The current stock price of $23.55 is trading 19% below its estimated GF Value™ of $29.09. GuruFocus considers Union Bankshares to be Modestly Undervalued.

Key valuation signals for UNB:

  • Cash per Share: $2.70
  • GF Value™: $29.09 vs. price of $23.55 (19% below fair value)
  • GF Score™: 55/100 with 3 warning signs

No single metric tells the full story. See the UNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Union Bankshares Business Description

Address 20 Lower Main Street, P.O. Box 667, Morrisville, VT, USA, 05661-0667
Union Bankshares Inc operates as a community bank in the financial services industry. It offers retail and commercial banking services to its customers through its branches, ATMs, telebanking, and internet banking systems. The Company has one definable business segment, Union Bank, which provides full retail, commercial, municipal banking, and wealth management and trust services throughout its 18 branch banking locations, three loan centers, and several ATMs covering northern Vermont and northern New Hampshire. In addition, it also offers fiduciary and asset management services through its Asset Management Group.
55GF Score

Get the complete analysis for UNB

Cash per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.55
Price
$29.09
GF Value