UNB (Union Bankshares) Gross Loan: $1,121.90 Mil (As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

UNB Union Bankshares Inc UNB
53 GF Score
Price $23.87
GF Value $29.39
Valuation Modestly Undervalued
! 3 Warning Signs
View Full Analysis

What is Union Bankshares Gross Loan?

Union Bankshares UNB +0.40% 53 Gross Loan is $1,121.90 Mil as of Jun. 2026. GuruFocus rates UNB with a GF Score™ of 53/100 and a GF Value™ of $29.39 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Union Bankshares's Gross Loan for the quarter that ended in Jun. 2026 was $1,121.90 Mil.

Union Bankshares's quarterly Gross Loan increased from Dec. 2025 ($1,178.91 Mil) to Mar. 2026 ($1,181.09 Mil) but then declined from Mar. 2026 ($1,181.09 Mil) to Jun. 2026 ($1,121.90 Mil).

Union Bankshares's annual Gross Loan increased from Dec. 2023 ($1,031.34 Mil) to Dec. 2024 ($1,160.94 Mil) and increased from Dec. 2024 ($1,160.94 Mil) to Dec. 2025 ($1,178.91 Mil).


Union Bankshares Gross Loan Related Terms


Union Bankshares Gross Loan Historical Data

* Premium members only.

The historical data trend for Union Bankshares's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Bankshares Gross Loan Chart

Union Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 800.88 959.34 1,031.34 1,160.94 1,178.91

Union Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,111.76 1,178.80 1,178.91 1,181.09 1,121.90
UNB
53GF Score
Union Bankshares Inc UNB
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Union Bankshares Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of $1,121.90 Mil mean?
Union Bankshares (UNB) has a Gross Loan of $1,121.90 Mil as of Jun. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Union Bankshares and its competitors.
Is Union Bankshares' Gross Loan too high?
Union Bankshares' current Gross Loan is $1,121.90 Mil. Overall, Union Bankshares has a GF Score™ of 53/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Union Bankshares' Gross Loan compare to BSBK and KTHN?
Union Bankshares' Gross Loan of $1,121.90 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on Union Bankshares and its competitors. Union Bankshares's current Gross Loan is $1,121.90 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Union Bankshares (UNB) is currently considered Modestly Undervalued. The stock's GF Value™ is $29.39, compared to a current price of $23.87 — trading 18.8% below its estimated fair value. The current Gross Loan is $1,121.90 Mil. Union Bankshares' overall GF Score™ is 53/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For Union Bankshares (UNB), the current Gross Loan is $1,121.90 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Bankshares (UNB) Overvalued in 2026?

Based on GuruFocus' analysis, Union Bankshares stock appears to be undervalued. The current stock price of $23.87 is trading 18.8% below its estimated GF Value™ of $29.39. GuruFocus considers Union Bankshares to be Modestly Undervalued.

Key valuation signals for UNB:

  • Gross Loan: $1,121.90 Mil
  • GF Value™: $29.39 vs. price of $23.87 (18.8% below fair value)
  • GF Score™: 53/100 with 3 warning signs

No single metric tells the full story. See the UNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Bankshares Business Description

Address 20 Lower Main Street, P.O. Box 667, Morrisville, VT, USA, 05661-0667
Union Bankshares Inc operates as a community bank in the financial services industry. It offers retail and commercial banking services to its customers through its branches, ATMs, telebanking, and internet banking systems. The Company has one definable business segment, Union Bank, which provides full retail, commercial, municipal banking, and wealth management and trust services throughout its 18 branch banking locations, three loan centers, and several ATMs covering northern Vermont and northern New Hampshire. In addition, it also offers fiduciary and asset management services through its Asset Management Group.
53GF Score

Get the complete analysis for UNB

Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.87
Price
$29.39
GF Value