UNB (Union Bankshares) Ending Cash Position: $29.82 Mil (As of Mar. 2026)

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UNB Union Bankshares Inc UNB
51 GF Score
Price $23.50
GF Value $29.31
Valuation Modestly Undervalued
! 3 Warning Signs
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What is Union Bankshares Ending Cash Position?

Union Bankshares UNB -0.68% 51 Ending Cash Position is $29.82 Mil as of Mar. 2026. GuruFocus rates UNB with a GF Score™ of 51/100 and a GF Value™ of $29.31 (Modestly Undervalued). The stock has 3 warning signs investors should review.

Union Bankshares's Ending Cash Position for the quarter that ended in Mar. 2026 was $29.82 Mil.

Union Bankshares's quarterly Ending Cash Position declined from Sep. 2025 ($35.47 Mil) to Dec. 2025 ($12.30 Mil) but then increased from Dec. 2025 ($12.30 Mil) to Mar. 2026 ($29.82 Mil).

Union Bankshares's annual Ending Cash Position declined from Dec. 2023 ($77.67 Mil) to Dec. 2024 ($15.84 Mil) and declined from Dec. 2024 ($15.84 Mil) to Dec. 2025 ($12.30 Mil).


Union Bankshares Ending Cash Position Related Terms


Union Bankshares Ending Cash Position Historical Data

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The historical data trend for Union Bankshares's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Union Bankshares Ending Cash Position Chart

Union Bankshares Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 65.92 37.89 77.67 15.84 12.30

Union Bankshares Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 29.27 35.47 12.30 29.82 0.00
UNB
51GF Score
Union Bankshares Inc UNB
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Union Bankshares Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Union Bankshares's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=15.838+-3.538
=12.30

Union Bankshares's Ending Cash Position for the quarter that ended in Mar. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=12.3+17.524
=29.82

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $29.82 Mil mean?
Union Bankshares (UNB) has a Ending Cash Position of $29.82 Mil as of Mar. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Union Bankshares and its competitors.
Is Union Bankshares' Ending Cash Position too high?
Union Bankshares' current Ending Cash Position is $29.82 Mil. Overall, Union Bankshares has a GF Score™ of 51/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Union Bankshares' Ending Cash Position compare to FNWB and UNIB?
Union Bankshares' Ending Cash Position of $29.82 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Union Bankshares and its competitors. Union Bankshares's current Ending Cash Position is $29.82 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Union Bankshares stock overvalued right now?
Based on GuruFocus' analysis, Union Bankshares (UNB) is currently considered Modestly Undervalued. The stock's GF Value™ is $29.31, compared to a current price of $23.50 — trading 19.8% below its estimated fair value. The current Ending Cash Position is $29.82 Mil. Union Bankshares' overall GF Score™ is 51/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Union Bankshares (UNB), the current Ending Cash Position is $29.82 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Union Bankshares (UNB) Overvalued in 2026?

Based on GuruFocus' analysis, Union Bankshares stock appears to be undervalued. The current stock price of $23.50 is trading 19.8% below its estimated GF Value™ of $29.31. GuruFocus considers Union Bankshares to be Modestly Undervalued.

Key valuation signals for UNB:

  • Ending Cash Position: $29.82 Mil
  • GF Value™: $29.31 vs. price of $23.50 (19.8% below fair value)
  • GF Score™: 51/100 with 3 warning signs

No single metric tells the full story. See the UNB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Union Bankshares Business Description

Address 20 Lower Main Street, P.O. Box 667, Morrisville, VT, USA, 05661-0667
Union Bankshares Inc operates as a community bank in the financial services industry. It offers retail and commercial banking services to its customers through its branches, ATMs, telebanking, and internet banking systems. The Company has one definable business segment, Union Bank, which provides full retail, commercial, municipal banking, and wealth management and trust services throughout its 18 branch banking locations, three loan centers, and several ATMs covering northern Vermont and northern New Hampshire. In addition, it also offers fiduciary and asset management services through its Asset Management Group.
51GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.50
Price
$29.31
GF Value