CIWV (Citizens Financial WV) Beginning Cash Position: $0.00 Mil (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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CIWV Citizens Financial Corp WV CIWV
67 GF Score
Price $48.05
GF Value $39.19
Valuation Modestly Overvalued
! 4 Warning Signs
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What is Citizens Financial WV Beginning Cash Position?

Citizens Financial WV CIWV 67 Beginning Cash Position is $0.00 Mil as of Jun. 2026. GuruFocus rates CIWV with a GF Score™ of 67/100 and a GF Value™ of $39.19 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Citizens Financial WV's Beginning Cash Position for the quarter that ended in Jun. 2026 was $0.00 Mil.

Citizens Financial WV's annual Beginning Cash Position declined from Dec. 2023 ($29.11 Mil) to Dec. 2024 ($11.22 Mil) but then increased from Dec. 2024 ($11.22 Mil) to Dec. 2025 ($18.36 Mil).

Citizens Financial WV Beginning Cash Position Related Terms

Citizens Financial WV Beginning Cash Position Historical Data

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The historical data trend for Citizens Financial WV's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Financial WV Beginning Cash Position Chart

Citizens Financial WV Annual Data
Trend Dec06 Dec07 Dec08 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 36.14 98.33 29.11 11.22 18.36

Citizens Financial WV Quarterly Data
Dec19 Dec20 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00
CIWV
67GF Score
Citizens Financial Corp WV CIWV
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Citizens Financial WV Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $0.00 Mil mean?
Citizens Financial WV (CIWV) has a Beginning Cash Position of $0.00 Mil as of Jun. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Citizens Financial WV and its competitors.
Is Citizens Financial WV's Beginning Cash Position too high?
Citizens Financial WV's current Beginning Cash Position is $0.00 Mil. Overall, Citizens Financial WV has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Financial WV's Beginning Cash Position compare to STLE and KLIB?
Citizens Financial WV's Beginning Cash Position of $0.00 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on Citizens Financial WV and its competitors. Citizens Financial WV's current Beginning Cash Position is $0.00 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Financial WV stock overvalued right now?
Based on GuruFocus' analysis, Citizens Financial WV (CIWV) is currently considered Modestly Overvalued. The stock's GF Value™ is $39.19, compared to a current price of $48.05 — trading 22.6% above its estimated fair value. The current Beginning Cash Position is $0.00 Mil. Citizens Financial WV's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For Citizens Financial WV (CIWV), the current Beginning Cash Position is $0.00 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens Financial WV (CIWV) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Financial WV stock appears to be overvalued. The current stock price of $48.05 is trading 22.6% above its estimated GF Value™ of $39.19. GuruFocus considers Citizens Financial WV to be Modestly Overvalued.

Key valuation signals for CIWV:

  • Beginning Cash Position: $0.00 Mil
  • GF Value™: $39.19 vs. price of $48.05 (22.6% above fair value)
  • GF Score™: 67/100 with 4 warning signs

No single metric tells the full story. See the CIWV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citizens Financial WV Business Description

Address 211 Third Street, P.O. Box 1519, Elkins, WV, USA, 26241
Citizens Financial Corp WV is a bank holding company. The company provides retail, secondary market, and commercial loan services, as well as, deposit, trust and brokerage services to customers in Randolph, Tucker, Upshur, Pocahontas and Wetzel Counties of West Virginia and nearby areas. The bank provides checking, savings, loans, credit card services for Personal as well as Business accounts.
67GF Score

Get the complete analysis for CIWV

Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.05
Price
$39.19
GF Value