CIWV (Citizens Financial WV) Net Income (Continuing Operations): $12.20 Mil (TTM As of Jun. 2026)

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CIWV Citizens Financial Corp WV CIWV
67 GF Score
Price $49.11
GF Value $41.35
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Citizens Financial WV Net Income (Continuing Operations)?

Citizens Financial WV CIWV +1.07% 67 Net Income (Continuing Operations) is $12.20 Mil as of Jun. 2026. GuruFocus rates CIWV with a GF Score™ of 67/100 and a GF Value™ of $41.35 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Net Income (Continuing Operations) indicates the net income that a firm brings in from ongoing business activities. These activities are expected to continue into the next reporting period. Citizens Financial WV's Net Income (Continuing Operations) for the three months ended in Jun. 2026 was $3.52 Mil. Its Net Income (Continuing Operations) for the trailing twelve months (TTM) ended in Jun. 2026 was $12.20 Mil.

Citizens Financial WV  (OTCPK:CIWV) Net Income (Continuing Operations) Explanation

Net Income (Continuing Operations) excludes extraordinary items, income from the cumulative effects of accounting changes, non-recurring items, income from tax loss carry forward, and preferred dividends.

Citizens Financial WV Net Income (Continuing Operations) Related Terms

Citizens Financial WV Net Income (Continuing Operations) Historical Data

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The historical data trend for Citizens Financial WV's Net Income (Continuing Operations) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Financial WV Net Income (Continuing Operations) Chart

Citizens Financial WV Annual Data
Trend Dec06 Dec07 Dec08 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Income (Continuing Operations)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5.79 6.54 6.24 7.54 10.18

Citizens Financial WV Quarterly Data
Jun08 Sep08 Dec08 Mar09 Jun09 Sep09 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Income (Continuing Operations) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.56 2.62 2.56 3.51 3.52
CIWV
67GF Score
Citizens Financial Corp WV CIWV
Net Income (Continuing Operations) is just one metric. See GF Score™, valuation, warning signs, and more.
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Citizens Financial WV Net Income (Continuing Operations) Calculation

Net Income (Continuing Operations) indicates the net income that a firm brings in from ongoing business activities. These activities are expected to continue into the next reporting period.

Net Income (Continuing Operations) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $12.20 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Net Income (Continuing Operations) of $12.20 Mil mean?
Citizens Financial WV (CIWV) has a Net Income (Continuing Operations) of $12.20 Mil as of Jun. 2026. Net Income (Continuing operations) is the total net earnings from a company's continuing operations. View historical data on Citizens Financial WV and its competitors.
Is Citizens Financial WV's Net Income (Continuing Operations) too high?
Citizens Financial WV's current Net Income (Continuing Operations) is $12.20 Mil. Overall, Citizens Financial WV has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Financial WV's Net Income (Continuing Operations) compare to SLRK and KSBI?
Citizens Financial WV's Net Income (Continuing Operations) of $12.20 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income (Continuing Operations) for a Banks company?
A good Net Income (Continuing Operations) depends on the Banks industry context. However, Net Income (Continuing Operations) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income (Continuing Operations) mean?
A high Net Income (Continuing Operations) can signal that a stock is expensive relative to its fundamentals. Net Income (Continuing operations) is the total net earnings from a company's continuing operations. View historical data on Citizens Financial WV and its competitors. Citizens Financial WV's current Net Income (Continuing Operations) is $12.20 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Financial WV stock overvalued right now?
Based on GuruFocus' analysis, Citizens Financial WV (CIWV) is currently considered Modestly Overvalued. The stock's GF Value™ is $41.35, compared to a current price of $49.11 — trading 18.8% above its estimated fair value. The current Net Income (Continuing Operations) is $12.20 Mil. Citizens Financial WV's overall GF Score™ is 67/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income (Continuing Operations) calculated?
Net Income (Continuing Operations) is calculated from a company's financial statements. For Citizens Financial WV (CIWV), the current Net Income (Continuing Operations) is $12.20 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens Financial WV (CIWV) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Financial WV stock appears to be overvalued. The current stock price of $49.11 is trading 18.8% above its estimated GF Value™ of $41.35. GuruFocus considers Citizens Financial WV to be Modestly Overvalued.

Key valuation signals for CIWV:

  • Net Income (Continuing Operations): $12.20 Mil
  • GF Value™: $41.35 vs. price of $49.11 (18.8% above fair value)
  • GF Score™: 67/100 with 5 warning signs

No single metric tells the full story. See the CIWV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citizens Financial WV Business Description

Address 211 Third Street, P.O. Box 1519, Elkins, WV, USA, 26241
Citizens Financial Corp WV is a bank holding company. The company provides retail, secondary market, and commercial loan services, as well as, deposit, trust and brokerage services to customers in Randolph, Tucker, Upshur, Pocahontas and Wetzel Counties of West Virginia and nearby areas. The bank provides checking, savings, loans, credit card services for Personal as well as Business accounts.
67GF Score

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Net Income (Continuing Operations) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$49.11
Price
$41.35
GF Value