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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-17), Citizens Financial WV's 3-1 Month Momentum % is -5.23%.
The industry rank for Citizens Financial WV's 3-1 Month Momentum % or its related term are showing as below:
CIWV's 3-1 Month Momentum % is ranked worse than 85.09% of 1576
companies
in the Banks industry
Industry Median: 4.395
vs CIWV: -5.23
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Citizens Financial WV 3-1 Month Momentum % Related Terms
CIWV vs KSBI, CZBC, SSBI: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Citizens Financial WV's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Citizens Financial WV 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Citizens Financial WV's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Citizens Financial WV's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Citizens Financial WV (CIWV) has a 3-1 Month Momentum % of -5.23% as of Aug. 17, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Citizens Financial WV and its competitors. According to the industry distribution chart, Citizens Financial WV ranks #1341 out of 1576 companies in the Banks industry, placing it in the top 85.1%.
Is Citizens Financial WV's 3-1 Month Momentum % too high?
Citizens Financial WV's current 3-1 Month Momentum % is -5.23%. Based on the distribution chart, Citizens Financial WV ranks #1341 out of 1576 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Citizens Financial WV has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Financial WV's 3-1 Month Momentum % compare to KSBI and CZBC?
According to the Banks industry distribution chart, Citizens Financial WV ranks #1341 out of 1576 companies for 3-1 Month Momentum %. This places Citizens Financial WV in the lower half of its industry. The industry median 3-1 Month Momentum % is 4.40. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 4.40, based on 1,576 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Citizens Financial WV and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 4.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Citizens Financial WV's current 3-1 Month Momentum % is -5.23%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Financial WV stock overvalued right now?
Based on GuruFocus' analysis, Citizens Financial WV (CIWV) is currently considered Modestly Overvalued. The stock's GF Value™ is $40.77, compared to a current price of $48.00 — trading 17.7% above its estimated fair value. The current 3-1 Month Momentum % is -5.23%. Citizens Financial WV's overall GF Score™ is 67/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Citizens Financial WV (CIWV), the current 3-1 Month Momentum % is -5.23% as of Aug. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Citizens Financial WV (CIWV) Overvalued in 2026?
Based on GuruFocus' analysis, Citizens Financial WV stock appears to be overvalued.
The current stock price of $48.00 is trading 17.7% above its estimated GF Value™ of $40.77.
GuruFocus considers Citizens Financial WV to be Modestly Overvalued.
Key valuation signals for CIWV:
3-1 Month Momentum %: -5.23%
GF Value™: $40.77 vs. price of $48.00 (17.7% above fair value)
No single metric tells the full story. See the CIWV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Citizens Financial Corp WV is a bank holding company. The company provides retail, secondary market, and commercial loan services, as well as, deposit, trust and brokerage services to customers in Randolph, Tucker, Upshur, Pocahontas and Wetzel Counties of West Virginia and nearby areas. The bank provides checking, savings, loans, credit card services for Personal as well as Business accounts.
67GF Score
Get the complete analysis for CIWV
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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