CIWV (Citizens Financial WV) Margin of Safety % (DCF FCF Based) : 80.84% (As of Apr. 06, 2025)

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What is Citizens Financial WV Margin of Safety % (DCF FCF Based)?

Margin of Safety % (DCF FCF Based) = (Intrinsic Value: DCF (FCF Based) - Current Price) / Intrinsic Value: DCF (FCF Based).

Note: Discounted FCF model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

As of today (2025-04-06), Citizens Financial WV's Predictability Rank is 5-Stars. Citizens Financial WV's intrinsic value calculated from the Discounted FCF model is $115.27 and current share price is $28.00. Consequently,

Citizens Financial WV's Margin of Safety % (DCF FCF Based) using Discounted FCF model is 80.84%.

Competitive Comparison of Citizens Financial WV's Margin of Safety % (DCF FCF Based)

For the Banks - Regional subindustry, Citizens Financial WV's Margin of Safety % (DCF FCF Based), along with its competitors' market caps and Margin of Safety % (DCF FCF Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Citizens Financial WV's Margin of Safety % (DCF FCF Based) Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens Financial WV's Margin of Safety % (DCF FCF Based) distribution charts can be found below:

* The bar in red indicates where Citizens Financial WV's Margin of Safety % (DCF FCF Based) falls into.

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Citizens Financial WV Margin of Safety % (DCF FCF Based) Calculation

Citizens Financial WV's Margin of Safety % (DCF FCF Based) for today is calculated as

Margin of Safety % (DCF FCF Based)	=	(Intrinsic Value: DCF (FCF Based)	-	Current Price)	/	Intrinsic Value: DCF (FCF Based)
	=	(146.17	-	28.00)	/	146.17
	=	80.84 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The intrinsic value is calculated from the Discounted FCF model with default parameters. The calculation method is the same as Discounted Earnings model except free cash flow are used in the calculation instead of earnings per share.

Citizens Financial WV Margin of Safety % (DCF FCF Based) Related Terms

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Citizens Financial WV Business Description

Industry

GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » Citizens Financial Corp WV (OTCPK:CIWV) » Definitions » Margin of Safety % (DCF FCF Based)

Comparable Companies

Traded in Other Exchanges

N/A

Address

211 Third Street, P.O. Box 1519, Elkins, WV, USA, 26241

Website

https://www.citizenswv.com

Citizens Financial Corp WV is a bank holding company. The company provides retail, secondary market, and commercial loans services, as well as, deposit, trust and brokerage services to customers in Randolph, Tucker, Upshur, Pocahontas and Wetzel Counties of West Virginia and nearby areas. The Bank identifies the portfolio segment as commercial non-real estate, commercial real estate, residential real estate, consumer and tax-exempt customer.