Citizens Financial WV's Total Assets for the quarter that ended in Mar. 2026 was $775.09 Mil.
Warning Sign:
If a company builds assets at 18% a year, faster than its revenue growth rate of 13.6% over the past 5 years, it means that the company may be getting less efficient.
During the past 12 months, Citizens Financial WV's average Total Assets Growth Rate was 12.80% per year.
During the past 3 years, the average Total Assets Growth Rate was 5.50% per year.
During the past 5 years, the average Total Assets Growth Rate was 18.00% per year.
During the past 10 years, the average Total Assets Growth Rate was 13.70% per year.
During the past 13 years, Citizens Financial WV's highest 3-Year average Total Assets Growth Rate was 30.90%. The lowest was 3.40%. And the median was 8.95%.
Note:
The Net Income data used here is four times the quarterly (Mar. 2026) data.
In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.
Total Assets is linked to total revenue through Asset Turnover.
Citizens Financial WV's Asset Turnover for the quarter that ended in Mar. 2026 is
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.
Citizens Financial WV Total Assets Related Terms
Citizens Financial WV Total Assets Historical Data
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The historical data trend for Citizens Financial WV's Total Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.
Citizens Financial WV's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Citizens Financial WV (CIWV) has a Total Assets of $775.09 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on Citizens Financial WV and its competitors.
Is Citizens Financial WV's Total Assets too high?
Citizens Financial WV's current Total Assets is $775.09 Mil. Overall, Citizens Financial WV has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Financial WV's Total Assets compare to STLE and KLIB?
Citizens Financial WV's Total Assets of $775.09 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on Citizens Financial WV and its competitors. Citizens Financial WV's current Total Assets is $775.09 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Financial WV stock overvalued right now?
Based on GuruFocus' analysis, Citizens Financial WV (CIWV) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.24, compared to a current price of $44.98 — trading 17.6% above its estimated fair value. The current Total Assets is $775.09 Mil. Citizens Financial WV's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For Citizens Financial WV (CIWV), the current Total Assets is $775.09 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Citizens Financial WV (CIWV) Overvalued in 2026?
Based on GuruFocus' analysis, Citizens Financial WV stock appears to be overvalued.
The current stock price of $44.98 is trading 17.6% above its estimated GF Value™ of $38.24.
GuruFocus considers Citizens Financial WV to be Modestly Overvalued.
Key valuation signals for CIWV:
Total Assets: $775.09 Mil
GF Value™: $38.24 vs. price of $44.98 (17.6% above fair value)
No single metric tells the full story. See the CIWV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Citizens Financial Corp WV is a bank holding company. The company provides retail, secondary market, and commercial loan services, as well as, deposit, trust and brokerage services to customers in Randolph, Tucker, Upshur, Pocahontas and Wetzel Counties of West Virginia and nearby areas. The bank provides checking, savings, loans, credit card services for Personal as well as Business accounts.
67GF Score
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