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CIWV (Citizens Financial WV) PEG Ratio : 0.77 (As of Mar. 27, 2025)


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What is Citizens Financial WV PEG Ratio?

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Citizens Financial WV's PE Ratio without NRI is 8.28. Citizens Financial WV's 5-Year Book Value growth rate is 10.70%. Therefore, Citizens Financial WV's PEG Ratio for today is 0.77.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Citizens Financial WV's PEG Ratio or its related term are showing as below:

CIWV' s PEG Ratio Range Over the Past 10 Years
Min: 0.41   Med: 0.53   Max: 0.82
Current: 0.77


During the past 13 years, Citizens Financial WV's highest PEG Ratio was 0.82. The lowest was 0.41. And the median was 0.53.


CIWV's PEG Ratio is ranked better than
72.96% of 1165 companies
in the Banks industry
Industry Median: 1.5 vs CIWV: 0.77

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Citizens Financial WV PEG Ratio Historical Data

The historical data trend for Citizens Financial WV's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Citizens Financial WV PEG Ratio Chart

Citizens Financial WV Annual Data
Trend Dec05 Dec06 Dec07 Dec08 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.50 0.40 0.34 0.44 0.54

Citizens Financial WV Quarterly Data
Dec07 Mar08 Jun08 Sep08 Dec08 Mar09 Jun09 Sep09 Dec19 Dec20 Dec21 Jun22 Sep22 Dec22 Jun23 Sep23 Dec23 Jun24 Sep24 Dec24
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only - 0.44 - - 0.54

Competitive Comparison of Citizens Financial WV's PEG Ratio

For the Banks - Regional subindustry, Citizens Financial WV's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Financial WV's PEG Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Citizens Financial WV's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Citizens Financial WV's PEG Ratio falls into.


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Citizens Financial WV PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Citizens Financial WV's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=8.2835820895522/10.70
=0.77

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


Citizens Financial WV  (OTCPK:CIWV) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Citizens Financial WV PEG Ratio Related Terms

Thank you for viewing the detailed overview of Citizens Financial WV's PEG Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Citizens Financial WV Business Description

Traded in Other Exchanges
N/A
Address
211 Third Street, P.O. Box 1519, Elkins, WV, USA, 26241
Citizens Financial Corp WV is a bank holding company. The company provides retail, secondary market, and commercial loans services, as well as, deposit, trust and brokerage services to customers in Randolph, Tucker, Upshur, Pocahontas and Wetzel Counties of West Virginia and nearby areas. The Bank identifies the portfolio segment as commercial non-real estate, commercial real estate, residential real estate, consumer and tax-exempt customer.

Citizens Financial WV Headlines