CIWV (Citizens Financial WV) Revenue: $33.76 Mil (TTM As of Mar. 2026)

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CIWV Citizens Financial Corp WV CIWV
66 GF Score
Price $48.98
GF Value $38.48
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Citizens Financial WV Revenue?

Citizens Financial WV CIWV +1.04% 66 Revenue is $33.76 Mil as of Mar. 2026. GuruFocus rates CIWV with a GF Score™ of 66/100 and a GF Value™ of $38.48 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Citizens Financial WV's revenue for the three months ended in Mar. 2026 was $10.06 Mil. Its revenue for the trailing twelve months (TTM) ended in Mar. 2026 was $33.76 Mil. Citizens Financial WV's Revenue per Share for the three months ended in Mar. 2026 was $5.59. Its Revenue per Share for the trailing twelve months (TTM) ended in Mar. 2026 was $20.07.

Good Sign:

Citizens Financial Corp WV has shown predictable revenue and earnings growth.

During the past 12 months, the average Revenue per Share Growth Rate of Citizens Financial WV was 31.90% per year. During the past 3 years, the average Revenue per Share Growth Rate was 15.70% per year. During the past 5 years, the average Revenue per Share Growth Rate was 13.60% per year. During the past 10 years, the average Revenue per Share Growth Rate was 13.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get other companies' revenue growth rate using Revenue per Share data.

During the past 13 years, Citizens Financial WV's highest 3-Year average Revenue per Share Growth Rate was 20.70% per year. The lowest was 1.60% per year. And the median was 9.75% per year.


Citizens Financial WV  (OTCPK:CIWV) Revenue Explanation

In ranking the predictability, companies with more consistent revenue and earnings growth are ranked high with predictability.

Peter Lynch categorized companies according to their revenue growth:


Slow Grower: Inflation < 10-Year Revenue Growth Rate < 10%:
Stalwart: 10% < 10-Year Revenue Growth Rate < 20%:
Fast Grower: 10-Year Revenue Growth Rate > 20%:

His favorite companies are stalwart, those growing between 10-20% a year.

Companies in cyclical industries may see their revenue fluctuate wildly in good years and bad years.


Be Aware

Revenue can be manipulated by changing the way how revenue is booked. Companies may book sales before the payment is received, or before the revenue is fully earned. These will be added to balance sheet items such as account payable or account receivables.


Citizens Financial WV Revenue Related Terms


Citizens Financial WV Revenue Historical Data

* Premium members only.

The historical data trend for Citizens Financial WV's Revenue can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Financial WV Revenue Chart

Citizens Financial WV Annual Data
Trend Dec06 Dec07 Dec08 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Revenue
Get a 7-Day Free Trial Premium Member Only Premium Member Only 17.51 20.02 21.91 25.98 30.93

Citizens Financial WV Quarterly Data
Sep09 Dec19 Dec20 Dec21 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Revenue Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.23 7.47 7.84 8.39 10.06

CIWV vs STLE, KLIB, ORPB: Revenue Comparison

For the Banks - Regional subindustry, Citizens Financial WV's Revenue, along with its competitors' market caps and Revenue data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Citizens Financial WV Revenue vs Banks Industry

For the Banks industry and Financial Services sector, Citizens Financial WV's Revenue distribution charts can be found below:

* The bar in red indicates where Citizens Financial WV's Revenue falls into.


CIWV
66GF Score
Citizens Financial Corp WV CIWV
Revenue is just one metric. See GF Score™, valuation, warning signs, and more.
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Citizens Financial WV Revenue Calculation

Also referred as sales, revenue is income that a company receives from its normal business activities, usually from the sale of goods and services to customers. Revenue is often referred to as the "top line" due to its position on the income statement at the very top.

Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $33.76 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Revenue →
What does a Revenue of $33.76 Mil mean?
Citizens Financial WV (CIWV) has a Revenue of $33.76 Mil as of Mar. 2026. Revenue is the total amount a company generates as sales through its operations. View historical data on Citizens Financial WV and its competitors.
Is Citizens Financial WV's Revenue too high?
Citizens Financial WV's current Revenue is $33.76 Mil. Overall, Citizens Financial WV has a GF Score™ of 66/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Financial WV's Revenue compare to STLE and KLIB?
Citizens Financial WV's Revenue of $33.76 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Revenue for a Banks company?
A good Revenue depends on the Banks industry context. However, Revenue should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Revenue mean?
A high Revenue can signal that a stock is expensive relative to its fundamentals. Revenue is the total amount a company generates as sales through its operations. View historical data on Citizens Financial WV and its competitors. Citizens Financial WV's current Revenue is $33.76 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Financial WV stock overvalued right now?
Based on GuruFocus' analysis, Citizens Financial WV (CIWV) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.48, compared to a current price of $48.98 — trading 27.3% above its estimated fair value. The current Revenue is $33.76 Mil. Citizens Financial WV's overall GF Score™ is 66/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Revenue calculated?
Revenue is calculated from a company's financial statements. For Citizens Financial WV (CIWV), the current Revenue is $33.76 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens Financial WV (CIWV) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Financial WV stock appears to be overvalued. The current stock price of $48.98 is trading 27.3% above its estimated GF Value™ of $38.48. GuruFocus considers Citizens Financial WV to be Modestly Overvalued.

Key valuation signals for CIWV:

  • Revenue: $33.76 Mil
  • GF Value™: $38.48 vs. price of $48.98 (27.3% above fair value)
  • GF Score™: 66/100 with 6 warning signs

No single metric tells the full story. See the CIWV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Citizens Financial WV Business Description

Address 211 Third Street, P.O. Box 1519, Elkins, WV, USA, 26241
Citizens Financial Corp WV is a bank holding company. The company provides retail, secondary market, and commercial loan services, as well as, deposit, trust and brokerage services to customers in Randolph, Tucker, Upshur, Pocahontas and Wetzel Counties of West Virginia and nearby areas. The bank provides checking, savings, loans, credit card services for Personal as well as Business accounts.
66GF Score

Get the complete analysis for CIWV

Revenue is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$48.98
Price
$38.48
GF Value