OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.
Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.
Citizens Financial WV OCF Yield % Related Terms
Citizens Financial WV OCF Yield % Historical Data
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The historical data trend for Citizens Financial WV's OCF Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Citizens Financial WV's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Citizens Financial WV OCF Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Citizens Financial WV's OCF Yield % distribution charts can be found below:
* The bar in red indicates where Citizens Financial WV's OCF Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Citizens Financial WV (CIWV) has a OCF Yield % of 16.02 as of Jul. 01, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Citizens Financial WV and its competitors. Over the past decade, Citizens Financial WV's OCF Yield % has ranged from 16.02 to 16.02. According to the industry distribution chart, Citizens Financial WV ranks #438 out of 1504 companies in the Banks industry, placing it in the top 29.1%.
Is Citizens Financial WV's OCF Yield % too high?
Citizens Financial WV's current OCF Yield % is 16.02. Over the past 10 years, this metric has ranged from a low of 16.02 to a high of 16.02. The Banks industry median OCF Yield % is 9.34. Citizens Financial WV's value of 16.02 is 71.6% above this industry median. Based on the distribution chart, Citizens Financial WV ranks #438 out of 1504 companies in the Banks industry, which is above the industry midpoint. Overall, Citizens Financial WV has a GF Score™ of 67/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Financial WV's OCF Yield % compare to STLE and KLIB?
According to the Banks industry distribution chart, Citizens Financial WV ranks #438 out of 1504 companies for OCF Yield %. This puts Citizens Financial WV in the upper half of its industry. The industry median OCF Yield % is 9.34. Citizens Financial WV's value of 16.02 is 71.6% above this benchmark. Historically, Citizens Financial WV's own OCF Yield % has ranged from 16.02 to 16.02 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.34, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Citizens Financial WV's current OCF Yield % of 16.02 is 71.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Citizens Financial WV and its competitors. For the Banks industry, the median OCF Yield % is 9.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Citizens Financial WV's current OCF Yield % is 16.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Financial WV stock overvalued right now?
Based on GuruFocus' analysis, Citizens Financial WV (CIWV) is currently considered Modestly Overvalued. The stock's GF Value™ is $38.20, compared to a current price of $44.98 — trading 17.7% above its estimated fair value. The current OCF Yield % is 16.02 and 71.6% above the Banks industry median of 9.34. Citizens Financial WV's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Citizens Financial WV (CIWV), the current OCF Yield % is 16.02 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Citizens Financial WV (CIWV) Overvalued in 2026?
Based on GuruFocus' analysis, Citizens Financial WV stock appears to be overvalued.
The current stock price of $44.98 is trading 17.7% above its estimated GF Value™ of $38.20.
GuruFocus considers Citizens Financial WV to be Modestly Overvalued.
Key valuation signals for CIWV:
OCF Yield %: 16.02
GF Value™: $38.20 vs. price of $44.98 (17.7% above fair value)
Industry Position: 71.6% above the Banks median (#438 of 1504)
No single metric tells the full story. See the CIWV stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Citizens Financial Corp WV is a bank holding company. The company provides retail, secondary market, and commercial loan services, as well as, deposit, trust and brokerage services to customers in Randolph, Tucker, Upshur, Pocahontas and Wetzel Counties of West Virginia and nearby areas. The bank provides checking, savings, loans, credit card services for Personal as well as Business accounts.
67GF Score
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OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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