During the past 12 months, IFS Capital Holdings (Thailand) PCL's average Book Value per Share Growth Rate was 3.00% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 2.90% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 4.00% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 5.50% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of IFS Capital Holdings (Thailand) PCL was 16.10% per year. The lowest was 2.90% per year. And the median was 6.50% per year.
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
IFS Capital Holdings (Thailand) PCL 3-Year Book Growth Rate Related Terms
BKK:IFS-R vs V, MA, AXP: 3-Year Book Growth Rate Comparison
For the Credit Services subindustry, IFS Capital Holdings (Thailand) PCL's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IFS Capital Holdings (Thailand) PCL 3-Year Book Growth Rate vs Credit Services Industry
For the Credit Services industry and Financial Services sector, IFS Capital Holdings (Thailand) PCL's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where IFS Capital Holdings (Thailand) PCL's 3-Year Book Growth Rate falls into.
IFS Capital Holdings (Thailand) PCL 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 2.90% mean?
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) has a 3-Year Book Growth Rate of 2.90% as of Mar. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for IFS Capital Holdings (Thailand) PCL and its competitors. This is 55% below median its historical median of 6.50. Over the past decade, IFS Capital Holdings (Thailand) PCL's 3-Year Book Growth Rate has ranged from 2.90 to 16.10. According to the industry distribution chart, IFS Capital Holdings (Thailand) PCL ranks #309 out of 514 companies in the Credit Services industry, placing it in the top 60.1%.
Is IFS Capital Holdings (Thailand) PCL's 3-Year Book Growth Rate too high?
IFS Capital Holdings (Thailand) PCL's current 3-Year Book Growth Rate of 2.90% is 55% below median its 10-year median of 6.50. Over the past 10 years, this metric has ranged from a low of 2.90 to a high of 16.10. The Credit Services industry median 3-Year Book Growth Rate is 6.10. IFS Capital Holdings (Thailand) PCL's value of 2.90% is 52.5% below this industry median. Based on the distribution chart, IFS Capital Holdings (Thailand) PCL ranks #309 out of 514 companies in the Credit Services industry, which is below the industry midpoint. Overall, IFS Capital Holdings (Thailand) PCL has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does IFS Capital Holdings (Thailand) PCL's 3-Year Book Growth Rate compare to V and MA?
According to the Credit Services industry distribution chart, IFS Capital Holdings (Thailand) PCL ranks #309 out of 514 companies for 3-Year Book Growth Rate. This places IFS Capital Holdings (Thailand) PCL in the lower half of its industry. The industry median 3-Year Book Growth Rate is 6.10. IFS Capital Holdings (Thailand) PCL's value of 2.90% is 52.5% below this benchmark. Historically, IFS Capital Holdings (Thailand) PCL's own 3-Year Book Growth Rate has ranged from 2.90 to 16.10 over the past decade. While the company's 10-year median is 6.50 vs. the industry median of 6.10, IFS Capital Holdings (Thailand) PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Credit Services company?
The median 3-Year Book Growth Rate among Credit Services companies is 6.10, based on 514 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IFS Capital Holdings (Thailand) PCL's current 3-Year Book Growth Rate of 2.90% is 52.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for IFS Capital Holdings (Thailand) PCL and its competitors. For the Credit Services industry, the median 3-Year Book Growth Rate is 6.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFS Capital Holdings (Thailand) PCL's current 3-Year Book Growth Rate is 2.90%, which is 55% below median its own 10-year median of 6.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFS Capital Holdings (Thailand) PCL stock overvalued right now?
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) has a current 3-Year Book Growth Rate of 2.90%. The stock's GF Value™ is ฿2.64, compared to a current price of ฿1.89 — trading 28.4% below its estimated fair value. The current 3-Year Book Growth Rate is 2.90%, which is 55% below median its 10-year median of 6.50 and 52.5% below the Credit Services industry median of 6.10. IFS Capital Holdings (Thailand) PCL's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For IFS Capital Holdings (Thailand) PCL (BKK:IFS-R), the current 3-Year Book Growth Rate is 2.90% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) Overvalued in 2026?
Based on GuruFocus' analysis, IFS Capital Holdings (Thailand) PCL stock appears to be undervalued.
The current stock price of ฿1.89 is trading 28.4% below its estimated GF Value™ of ฿2.64.
Key valuation signals for BKK:IFS-R:
3-Year Book Growth Rate: 2.90% (55% below median its 10-year median of 6.50)
GF Value™: ฿2.64 vs. price of ฿1.89 (28.4% below fair value)
Industry Position: 52.5% below the Credit Services median (#309 of 514)
No single metric tells the full story. See the BKK:IFS-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IFS Capital Holdings (Thailand) PCL Business Description
IFS Capital Holdings (Thailand) PCL is a Thailand-based company which is involved in three business segments. A factoring business is a short-term loan that provides liquidity to the business immediately and enables the business to increase its turnover in the form of buying accounts receivable. The factoring facility applies to both domestic and international sales. Hire purchase and finance leasing businesses are long-term loans for investment in the business industry. Others encompass a range of activities from corporate decisions, income, and expenses not attributed to the business segments described. The majority of revenue is derived from Factoring Business.
70GF Score
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