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IFS Capital Holdings (Thailand) PCLBKK:IFS-R 65 Intrinsic Value: Projected FCF is ฿6.35 as of Jul. 17, 2026, which is 100% below its 10-year median of 0.47. GuruFocus rates BKK:IFS-R with a GF Score™ of 65/100 and a GF Value™ of ฿2.64. The stock has 5 warning signs investors should review. Among 314 Credit Services companies, IFS Capital Holdings (Thailand) PCL ranks better than 73.89% on this metric.
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company. The details of how we calculate the intrinsic value of stocks are described in detail here.
The historical rank and industry rank for IFS Capital Holdings (Thailand) PCL's Intrinsic Value: Projected FCF or its related term are showing as below:
BKK:IFS-R'
s Price-to-Projected-FCF Range Over the Past 10 Years
Min: 0.26 Med: 0.47 Max: 123.33
Current: 0.3
During the past 13 years, the highest Price-to-Intrinsic-Value-Projected-FCF of IFS Capital Holdings (Thailand) PCL was 123.33. The lowest was 0.26. And the median was 0.47.
BKK:IFS-R's Price-to-Projected-FCF is ranked better than 73.89% of 314
companies
in the Credit Services industry
Industry Median: 0.735
vs BKK:IFS-R: 0.30
The growth multiple is capped between 8.35 and 17.74.
Total Stockholders Equity weighting is more art than science and it should always be revisited in more detail when researching a company. Weightings from 0% to 100% to more than 100% are possible. 80% was chosen as a happy median after taking the above ideas into consideration.
IFS Capital Holdings (Thailand) PCL's Price-to-Intrinsic-Value-Projected-FCF for today is calculated as
Price-to-Intrinsic-Value-Projected-FCF
=
Share Price
/
Intrinsic Value: Projected FCF
=
1.89
/
6.454205333971
=
0.29
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IFS Capital Holdings (Thailand) PCL Intrinsic Value: Projected FCF Related Terms
IFS Capital Holdings (Thailand) PCL Intrinsic Value: Projected FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IFS Capital Holdings (Thailand) PCL Intrinsic Value: Projected FCF Chart
BKK:IFS-R vs V, MA, AXP: Intrinsic Value: Projected FCF Comparison
For the Credit Services subindustry, IFS Capital Holdings (Thailand) PCL's Price-to-Projected-FCF, along with its competitors' market caps and Price-to-Projected-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IFS Capital Holdings (Thailand) PCL Price-to-Projected-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, IFS Capital Holdings (Thailand) PCL's Price-to-Projected-FCF distribution charts can be found below:
* The bar in red indicates where IFS Capital Holdings (Thailand) PCL's Price-to-Projected-FCF falls into.
IFS Capital Holdings (Thailand) PCL Intrinsic Value: Projected FCF Calculation
Since the intrinsic value calculations based on Discounted Cash Flow Intrinsic Value: DCF (FCF Based), or Discounted Earnings Intrinsic Value: DCF (Earnings Based) cannot be applied to companies without consistent revenue and earnings, GuruFocus developed a valuation model based on normalized Free Cash Flow and Book Value of the company.
The details of how we calculate the intrinsic value of stocks are described in detail here.
This method smooths out the free cash flow over the past 6-7 years, multiplies the results by a growth multiple, and adds a portion of Total Stockholders Equity.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Intrinsic Value: Projected FCF of ฿6.35 mean?
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) has a Intrinsic Value: Projected FCF of ฿6.35 as of Jul. 17, 2026. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on IFS Capital Holdings (Thailand) PCL and its competitors. This is 1251% above median its historical median of 0.47. Over the past decade, IFS Capital Holdings (Thailand) PCL's Intrinsic Value: Projected FCF has ranged from 0.26 to 123.33. According to the industry distribution chart, IFS Capital Holdings (Thailand) PCL ranks #82 out of 314 companies in the Credit Services industry, placing it in the top 26.1%.
Is IFS Capital Holdings (Thailand) PCL's Intrinsic Value: Projected FCF too high?
IFS Capital Holdings (Thailand) PCL's current Intrinsic Value: Projected FCF of ฿6.35 is 1251% above median its 10-year median of 0.47. Over the past 10 years, this metric has ranged from a low of 0.26 to a high of 123.33. Based on the distribution chart, IFS Capital Holdings (Thailand) PCL ranks #82 out of 314 companies in the Credit Services industry, which is above the industry midpoint. Overall, IFS Capital Holdings (Thailand) PCL has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does IFS Capital Holdings (Thailand) PCL's Intrinsic Value: Projected FCF compare to V and MA?
According to the Credit Services industry distribution chart, IFS Capital Holdings (Thailand) PCL ranks #82 out of 314 companies for Intrinsic Value: Projected FCF. This puts IFS Capital Holdings (Thailand) PCL in the upper half of its industry. The industry median Intrinsic Value: Projected FCF is 0.74. Historically, IFS Capital Holdings (Thailand) PCL's own Intrinsic Value: Projected FCF has ranged from 0.26 to 123.33 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Intrinsic Value: Projected FCF for a Credit Services company?
The median Intrinsic Value: Projected FCF among Credit Services companies is 0.74, based on 314 companies in the industry. Companies in the top quartile (top 25%) have a Intrinsic Value: Projected FCF significantly above this median, while those in the bottom quartile fall well below. However, Intrinsic Value: Projected FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Intrinsic Value: Projected FCF mean?
A high Intrinsic Value: Projected FCF can signal that a stock is expensive relative to its fundamentals. Intrinsic Value: Projected FCF is the stock value based on a projected free cash flow model. View historical data on IFS Capital Holdings (Thailand) PCL and its competitors. For the Credit Services industry, the median Intrinsic Value: Projected FCF is 0.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFS Capital Holdings (Thailand) PCL's current Intrinsic Value: Projected FCF is ฿6.35, which is 1251% above median its own 10-year median of 0.47. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFS Capital Holdings (Thailand) PCL stock overvalued right now?
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) has a current Intrinsic Value: Projected FCF of ฿6.35. The stock's GF Value™ is ฿2.64, compared to a current price of ฿1.89 — trading 28.4% below its estimated fair value. The current Intrinsic Value: Projected FCF is ฿6.35, which is 1251% above median its 10-year median of 0.47. IFS Capital Holdings (Thailand) PCL's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Intrinsic Value: Projected FCF calculated?
Intrinsic Value: Projected FCF is calculated from a company's financial statements. For IFS Capital Holdings (Thailand) PCL (BKK:IFS-R), the current Intrinsic Value: Projected FCF is ฿6.35 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) Overvalued in 2026?
Based on GuruFocus' analysis, IFS Capital Holdings (Thailand) PCL stock appears to be undervalued.
The current stock price of ฿1.89 is trading 28.4% below its estimated GF Value™ of ฿2.64.
Key valuation signals for BKK:IFS-R:
Intrinsic Value: Projected FCF: ฿6.35 (1251% above median its 10-year median of 0.47)
GF Value™: ฿2.64 vs. price of ฿1.89 (28.4% below fair value)
No single metric tells the full story. See the BKK:IFS-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IFS Capital Holdings (Thailand) PCL Business Description
IFS Capital Holdings (Thailand) PCL is a Thailand-based company which is involved in three business segments. A factoring business is a short-term loan that provides liquidity to the business immediately and enables the business to increase its turnover in the form of buying accounts receivable. The factoring facility applies to both domestic and international sales. Hire purchase and finance leasing businesses are long-term loans for investment in the business industry. Others encompass a range of activities from corporate decisions, income, and expenses not attributed to the business segments described. The majority of revenue is derived from Factoring Business.
65GF Score
Get the complete analysis for BKK:IFS-R
Intrinsic Value: Projected FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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