* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
BKK:IFS-R's PEG Ratio is ranked worse than 76.69% of 236
companies
in the Credit Services industry
Industry Median: 0.845
vs BKK:IFS-R: 2.27
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
IFS Capital Holdings (Thailand) PCL PEG Ratio Related Terms
IFS Capital Holdings (Thailand) PCL PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IFS Capital Holdings (Thailand) PCL PEG Ratio Chart
For the Credit Services subindustry, IFS Capital Holdings (Thailand) PCL's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IFS Capital Holdings (Thailand) PCL PEG Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, IFS Capital Holdings (Thailand) PCL's PEG Ratio distribution charts can be found below:
* The bar in red indicates where IFS Capital Holdings (Thailand) PCL's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) has a PEG Ratio of 2.33 as of Jun. 24, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on IFS Capital Holdings (Thailand) PCL and its competitors. This is near median its historical median of 2.49. Over the past decade, IFS Capital Holdings (Thailand) PCL's PEG Ratio has ranged from 0.54 to 8.41. According to the industry distribution chart, IFS Capital Holdings (Thailand) PCL ranks #181 out of 236 companies in the Credit Services industry, placing it in the top 76.7%.
Is IFS Capital Holdings (Thailand) PCL's PEG Ratio too high?
IFS Capital Holdings (Thailand) PCL's current PEG Ratio of 2.33 is near median its 10-year median of 2.49. Over the past 10 years, this metric has ranged from a low of 0.54 to a high of 8.41. The Credit Services industry median PEG Ratio is 0.85. IFS Capital Holdings (Thailand) PCL's value of 2.33 is 175.7% above this industry median. Based on the distribution chart, IFS Capital Holdings (Thailand) PCL ranks #181 out of 236 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, IFS Capital Holdings (Thailand) PCL has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does IFS Capital Holdings (Thailand) PCL's PEG Ratio compare to V and MA?
According to the Credit Services industry distribution chart, IFS Capital Holdings (Thailand) PCL ranks #181 out of 236 companies for PEG Ratio. This places IFS Capital Holdings (Thailand) PCL in the lower half of its industry. The industry median PEG Ratio is 0.85. IFS Capital Holdings (Thailand) PCL's value of 2.33 is 175.7% above this benchmark. Historically, IFS Capital Holdings (Thailand) PCL's own PEG Ratio has ranged from 0.54 to 8.41 over the past decade. While the company's 10-year median is 2.49 vs. the industry median of 0.85, IFS Capital Holdings (Thailand) PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Credit Services company?
The median PEG Ratio among Credit Services companies is 0.85, based on 236 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IFS Capital Holdings (Thailand) PCL's current PEG Ratio of 2.33 is 175.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on IFS Capital Holdings (Thailand) PCL and its competitors. For the Credit Services industry, the median PEG Ratio is 0.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFS Capital Holdings (Thailand) PCL's current PEG Ratio is 2.33, which is near median its own 10-year median of 2.49. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFS Capital Holdings (Thailand) PCL stock overvalued right now?
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) has a current PEG Ratio of 2.33. The stock's GF Value™ is ฿2.74, compared to a current price of ฿1.89 — trading 31% below its estimated fair value. The current PEG Ratio is 2.33, which is near median its 10-year median of 2.49 and 175.7% above the Credit Services industry median of 0.85. IFS Capital Holdings (Thailand) PCL's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For IFS Capital Holdings (Thailand) PCL (BKK:IFS-R), the current PEG Ratio is 2.33 as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) Overvalued in 2026?
Based on GuruFocus' analysis, IFS Capital Holdings (Thailand) PCL stock appears to be undervalued.
The current stock price of ฿1.89 is trading 31% below its estimated GF Value™ of ฿2.74.
Key valuation signals for BKK:IFS-R:
PEG Ratio: 2.33 (near median its 10-year median of 2.49)
GF Value™: ฿2.74 vs. price of ฿1.89 (31% below fair value)
Industry Position: 175.7% above the Credit Services median (#181 of 236)
No single metric tells the full story. See the BKK:IFS-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IFS Capital Holdings (Thailand) PCL Business Description
IFS Capital Holdings (Thailand) PCL is a Thailand-based company which is involved in three business segments. A factoring business is a short-term loan that provides liquidity to the business immediately and enables the business to increase its turnover in the form of buying accounts receivable. The factoring facility applies to both domestic and international sales. Hire purchase and finance leasing businesses are long-term loans for investment in the business industry. Others encompass a range of activities from corporate decisions, income, and expenses not attributed to the business segments described. The majority of revenue is derived from Factoring Business.
70GF Score
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