IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) Gross Margin %: 81.81% (As of Mar. 2026) — Near Median


BKK:IFS-R IFS Capital Holdings (Thailand) PCL BKK:IFS-R
70 GF Score
Price ฿1.89
GF Value ฿2.74
! 5 Warning Signs
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What is IFS Capital Holdings (Thailand) PCL Gross Margin %?

IFS Capital Holdings (Thailand) PCL BKK:IFS-R 70 Gross Margin % is 81.81% as of Mar. 2026, which is 9% above its 10-year median of 75.17. GuruFocus rates BKK:IFS-R with a GF Score™ of 70/100 and a GF Value™ of ฿2.74. The stock has 5 warning signs investors should review. Among 388 Credit Services companies, IFS Capital Holdings (Thailand) PCL ranks better than 83.25% on this metric.

Gross Margin % is calculated as gross profit divided by its revenue. IFS Capital Holdings (Thailand) PCL's Gross Profit for the three months ended in Mar. 2026 was ฿82.5 Mil. IFS Capital Holdings (Thailand) PCL's Revenue for the three months ended in Mar. 2026 was ฿100.9 Mil. Therefore, IFS Capital Holdings (Thailand) PCL's Gross Margin % for the quarter that ended in Mar. 2026 was 81.81%.


The historical rank and industry rank for IFS Capital Holdings (Thailand) PCL's Gross Margin % or its related term are showing as below:

BKK:IFS-R' s Gross Margin % Range Over the Past 10 Years
Min: 71.12   Med: 75.17   Max: 79.92
Current: 78.16


During the past 13 years, the highest Gross Margin % of IFS Capital Holdings (Thailand) PCL was 79.92%. The lowest was 71.12%. And the median was 75.17%.

BKK:IFS-R's Gross Margin % is ranked better than
83.25% of 388 companies
in the Credit Services industry
Industry Median: 51.76 vs BKK:IFS-R: 78.16

IFS Capital Holdings (Thailand) PCL had a gross margin of 81.81% for the quarter that ended in Mar. 2026 => Durable competitive advantage

The 5-Year average Growth Rate of Gross Margin for IFS Capital Holdings (Thailand) PCL was -0.90% per year.


IFS Capital Holdings (Thailand) PCL  (BKK:IFS-R) Gross Margin % Explanation

Warren Buffett believes that firms with excellent long term economics tend to have consistently higher margins.

Durable competitive advantage creates a high Gross Margin % because of the freedom to price in excess of cost. Companies can be categorized by their Gross Margin %

1. Greater than 40% = Durable competitive advantage
2. Less than 40% = Competition eroding margins
3. Less than 20% = no sustainable competitive advantage
Consistency of Gross Margin is key

IFS Capital Holdings (Thailand) PCL had a gross margin of 81.81% for the quarter that ended in Mar. 2026 => Durable competitive advantage


Be Aware

If a company loses its competitive advantages, usually its gross margin declines well before its sales declines. Watching Gross Margin % and Operating Margin % closely helps avoid value trap situations.


IFS Capital Holdings (Thailand) PCL Gross Margin % Related Terms


IFS Capital Holdings (Thailand) PCL Gross Margin % Historical Data

* Premium members only.

The historical data trend for IFS Capital Holdings (Thailand) PCL's Gross Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IFS Capital Holdings (Thailand) PCL Gross Margin % Chart

IFS Capital Holdings (Thailand) PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 79.29 79.92 76.29 73.91 77.51

IFS Capital Holdings (Thailand) PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Gross Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 79.07 75.58 78.58 76.74 81.81

BKK:IFS-R vs V, MA, AXP: Gross Margin % Comparison

For the Credit Services subindustry, IFS Capital Holdings (Thailand) PCL's Gross Margin %, along with its competitors' market caps and Gross Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IFS Capital Holdings (Thailand) PCL Gross Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IFS Capital Holdings (Thailand) PCL's Gross Margin % distribution charts can be found below:

* The bar in red indicates where IFS Capital Holdings (Thailand) PCL's Gross Margin % falls into.


BKK:IFS-R
70GF Score
IFS Capital Holdings (Thailand) PCL BKK:IFS-R
Gross Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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IFS Capital Holdings (Thailand) PCL Gross Margin % Calculation

Gross Margin is the percentage of Gross Profit out of sales or Revenue.

IFS Capital Holdings (Thailand) PCL's Gross Margin for the fiscal year that ended in Dec. 2025 is calculated as

Gross Margin % (A: Dec. 2025 )=Gross Profit (A: Dec. 2025 ) / Revenue (A: Dec. 2025 )
=328.1 / 423.279
=(Revenue - Cost of Goods Sold) / Revenue
=(423.279 - 95.185) / 423.279
=77.51 %

IFS Capital Holdings (Thailand) PCL's Gross Margin for the quarter that ended in Mar. 2026 is calculated as


Gross Margin % (Q: Mar. 2026 )=Gross Profit (Q: Mar. 2026 ) / Revenue (Q: Mar. 2026 )
=82.5 / 100.891
=(Revenue - Cost of Goods Sold) / Revenue
=(100.891 - 18.355) / 100.891
=81.81 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

A positive Gross Profit is only the first step for a company to make a net profit. The gross profit needs to be big enough to also cover related labor, equipment, rental, marketing/advertising, research and development and a lot of other costs in selling the products.

Frequently Asked Questions Learn more about Gross Margin % →
What does a Gross Margin % of 81.81% mean?
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) has a Gross Margin % of 81.81% as of Mar. 2026. Gross margin is the ratio of total gross profit to net sales. View historical data on IFS Capital Holdings (Thailand) PCL and its competitors. This is near median its historical median of 75.17. Over the past decade, IFS Capital Holdings (Thailand) PCL's Gross Margin % has ranged from 71.12 to 79.92. According to the industry distribution chart, IFS Capital Holdings (Thailand) PCL ranks #65 out of 388 companies in the Credit Services industry, placing it in the top 16.8%.
Is IFS Capital Holdings (Thailand) PCL's Gross Margin % too high?
IFS Capital Holdings (Thailand) PCL's current Gross Margin % of 81.81% is near median its 10-year median of 75.17. Over the past 10 years, this metric has ranged from a low of 71.12 to a high of 79.92. The Credit Services industry median Gross Margin % is 51.76. IFS Capital Holdings (Thailand) PCL's value of 81.81% is 58.1% above this industry median. Based on the distribution chart, IFS Capital Holdings (Thailand) PCL ranks #65 out of 388 companies in the Credit Services industry, which is in the top quartile — a strong position relative to peers. Overall, IFS Capital Holdings (Thailand) PCL has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does IFS Capital Holdings (Thailand) PCL's Gross Margin % compare to V and MA?
According to the Credit Services industry distribution chart, IFS Capital Holdings (Thailand) PCL ranks #65 out of 388 companies for Gross Margin %. This places IFS Capital Holdings (Thailand) PCL in the top 17% of its industry — outperforming the majority of peers. The industry median Gross Margin % is 51.76. IFS Capital Holdings (Thailand) PCL's value of 81.81% is 58.1% above this benchmark. Historically, IFS Capital Holdings (Thailand) PCL's own Gross Margin % has ranged from 71.12 to 79.92 over the past decade. While the company's 10-year median is 75.17 vs. the industry median of 51.76, IFS Capital Holdings (Thailand) PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Margin % for a Credit Services company?
The median Gross Margin % among Credit Services companies is 51.76, based on 388 companies in the industry. Companies in the top quartile (top 25%) have a Gross Margin % significantly above this median, while those in the bottom quartile fall well below. However, Gross Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IFS Capital Holdings (Thailand) PCL's current Gross Margin % of 81.81% is 58.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Margin % mean?
A high Gross Margin % can signal that a stock is expensive relative to its fundamentals. Gross margin is the ratio of total gross profit to net sales. View historical data on IFS Capital Holdings (Thailand) PCL and its competitors. For the Credit Services industry, the median Gross Margin % is 51.76 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFS Capital Holdings (Thailand) PCL's current Gross Margin % is 81.81%, which is near median its own 10-year median of 75.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFS Capital Holdings (Thailand) PCL stock overvalued right now?
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) has a current Gross Margin % of 81.81%. The stock's GF Value™ is ฿2.74, compared to a current price of ฿1.89 — trading 31% below its estimated fair value. The current Gross Margin % is 81.81%, which is near median its 10-year median of 75.17 and 58.1% above the Credit Services industry median of 51.76. IFS Capital Holdings (Thailand) PCL's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Margin % calculated?
Gross Margin % is calculated from a company's financial statements. For IFS Capital Holdings (Thailand) PCL (BKK:IFS-R), the current Gross Margin % is 81.81% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) Overvalued in 2026?

Based on GuruFocus' analysis, IFS Capital Holdings (Thailand) PCL stock appears to be undervalued. The current stock price of ฿1.89 is trading 31% below its estimated GF Value™ of ฿2.74.

Key valuation signals for BKK:IFS-R:

  • Gross Margin %: 81.81% (near median its 10-year median of 75.17)
  • GF Value™: ฿2.74 vs. price of ฿1.89 (31% below fair value)
  • GF Score™: 70/100 with 5 warning signs
  • Industry Position: 58.1% above the Credit Services median (#65 of 388)

No single metric tells the full story. See the BKK:IFS-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IFS Capital Holdings (Thailand) PCL Business Description

Other Exchanges IFS:Thailand
Address 1168/55 Rama IV Road, 20th Floor Lumpini Tower, Tungmahamek, Sathorn, Bangkok, THA, 10120
IFS Capital Holdings (Thailand) PCL is a Thailand-based company which is involved in three business segments. A factoring business is a short-term loan that provides liquidity to the business immediately and enables the business to increase its turnover in the form of buying accounts receivable. The factoring facility applies to both domestic and international sales. Hire purchase and finance leasing businesses are long-term loans for investment in the business industry. Others encompass a range of activities from corporate decisions, income, and expenses not attributed to the business segments described. The majority of revenue is derived from Factoring Business.
70GF Score

Get the complete analysis for BKK:IFS-R

Gross Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿1.89
Price
฿2.74
GF Value