IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) Cyclically Adjusted Price-to-FCF: 6.52 (As of Aug. 13, 2026) — 19% Below Median

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BKK:IFS-R IFS Capital Holdings (Thailand) PCL BKK:IFS-R
65 GF Score
Price ฿1.89
GF Value ฿2.58
! 5 Warning Signs
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What is IFS Capital Holdings (Thailand) PCL Cyclically Adjusted Price-to-FCF?

IFS Capital Holdings (Thailand) PCL BKK:IFS-R 65 Cyclically Adjusted Price-to-FCF is 6.52 as of Aug. 13, 2026, which is 19% below its 10-year median of 8.03. GuruFocus rates BKK:IFS-R with a GF Score™ of 65/100 and a GF Value™ of ฿2.58. The stock has 5 warning signs investors should review. Among 128 Credit Services companies, IFS Capital Holdings (Thailand) PCL ranks better than 54.69% on this metric.

As of today (2026-08-13), IFS Capital Holdings (Thailand) PCL's current share price is ฿1.89. IFS Capital Holdings (Thailand) PCL's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was ฿0.29. IFS Capital Holdings (Thailand) PCL's Cyclically Adjusted Price-to-FCF for today is 6.52.

The historical rank and industry rank for IFS Capital Holdings (Thailand) PCL's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

BKK:IFS-R' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 5.87   Med: 8.03   Max: 274
Current: 6.76

During the past years, IFS Capital Holdings (Thailand) PCL's highest Cyclically Adjusted Price-to-FCF was 274.00. The lowest was 5.87. And the median was 8.03.

BKK:IFS-R's Cyclically Adjusted Price-to-FCF is ranked better than
54.69% of 128 companies
in the Credit Services industry
Industry Median: 8.175 vs BKK:IFS-R: 6.76

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

IFS Capital Holdings (Thailand) PCL's adjusted free cash flow per share data for the three months ended in Mar. 2026 was ฿0.418. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is ฿0.29 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


IFS Capital Holdings (Thailand) PCL  (BKK:IFS-R) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


IFS Capital Holdings (Thailand) PCL Cyclically Adjusted Price-to-FCF Related Terms


IFS Capital Holdings (Thailand) PCL Cyclically Adjusted Price-to-FCF Historical Data

* Premium members only.

The historical data trend for IFS Capital Holdings (Thailand) PCL's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IFS Capital Holdings (Thailand) PCL Cyclically Adjusted Price-to-FCF Chart

IFS Capital Holdings (Thailand) PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 167.97 7.63 7.25 9.17 7.55

IFS Capital Holdings (Thailand) PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.91 5.97 8.41 7.55 6.45

BKK:IFS-R vs V, MA, AXP: Cyclically Adjusted Price-to-FCF Comparison

For the Credit Services subindustry, IFS Capital Holdings (Thailand) PCL's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IFS Capital Holdings (Thailand) PCL Cyclically Adjusted Price-to-FCF vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IFS Capital Holdings (Thailand) PCL's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where IFS Capital Holdings (Thailand) PCL's Cyclically Adjusted Price-to-FCF falls into.


BKK:IFS-R
65GF Score
IFS Capital Holdings (Thailand) PCL BKK:IFS-R
Cyclically Adjusted Price-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

IFS Capital Holdings (Thailand) PCL Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

IFS Capital Holdings (Thailand) PCL's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=1.89/0.29
=6.52

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IFS Capital Holdings (Thailand) PCL's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, IFS Capital Holdings (Thailand) PCL's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.418/330.2130*330.2130
=0.418

Current CPI (Mar. 2026) = 330.2130.

IFS Capital Holdings (Thailand) PCL Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 -0.140 241.018 -0.192
201609 0.347 241.428 0.475
201612 -0.571 241.432 -0.781
201703 -0.065 243.801 -0.088
201706 -0.198 244.955 -0.267
201709 0.071 246.819 0.095
201712 -0.228 246.524 -0.305
201803 -0.183 249.554 -0.242
201806 0.162 251.989 0.212
201809 0.218 252.439 0.285
201812 0.029 251.233 0.038
201903 0.430 254.202 0.559
201906 0.037 256.143 0.048
201909 0.754 256.759 0.970
201912 -0.409 256.974 -0.526
202003 0.446 258.115 0.571
202006 1.661 257.797 2.128
202009 0.201 260.280 0.255
202012 -0.706 260.474 -0.895
202103 -0.147 264.877 -0.183
202106 0.146 271.696 0.177
202109 0.116 274.310 0.140
202112 -0.879 278.802 -1.041
202203 0.524 287.504 0.602
202206 -0.008 296.311 -0.009
202209 0.490 296.808 0.545
202212 0.048 296.797 0.053
202303 0.287 301.836 0.314
202306 0.215 305.109 0.233
202309 -0.097 307.789 -0.104
202312 -0.521 306.746 -0.561
202403 0.433 312.332 0.458
202406 0.069 314.175 0.073
202409 0.263 315.301 0.275
202412 -0.763 315.605 -0.798
202503 0.125 319.799 0.129
202506 0.252 322.561 0.258
202509 -0.016 324.800 -0.016
202512 -0.380 324.054 -0.387
202603 0.418 330.213 0.418

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted Price-to-FCF of 6.52 mean?
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) has a Cyclically Adjusted Price-to-FCF of 6.52 as of Aug. 13, 2026. Cyclically Adjusted Price-to-FCF Ratio is the ratio of share price to a company's inflation-adjusted FCF per share over a 10-year period. View historical data on IFS Capital Holdings (Thailand) PCL and its competitors. This is 19% below median its historical median of 8.03. Over the past decade, IFS Capital Holdings (Thailand) PCL's Cyclically Adjusted Price-to-FCF has ranged from 5.87 to 274.00. According to the industry distribution chart, IFS Capital Holdings (Thailand) PCL ranks #58 out of 128 companies in the Credit Services industry, placing it in the top 45.3%.
Is IFS Capital Holdings (Thailand) PCL's Cyclically Adjusted Price-to-FCF too high?
IFS Capital Holdings (Thailand) PCL's current Cyclically Adjusted Price-to-FCF of 6.52 is 19% below median its 10-year median of 8.03. Over the past 10 years, this metric has ranged from a low of 5.87 to a high of 274.00. The Credit Services industry median Cyclically Adjusted Price-to-FCF is 8.18. IFS Capital Holdings (Thailand) PCL's value of 6.52 is 20.2% below this industry median. Based on the distribution chart, IFS Capital Holdings (Thailand) PCL ranks #58 out of 128 companies in the Credit Services industry, which is above the industry midpoint. Overall, IFS Capital Holdings (Thailand) PCL has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does IFS Capital Holdings (Thailand) PCL's Cyclically Adjusted Price-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, IFS Capital Holdings (Thailand) PCL ranks #58 out of 128 companies for Cyclically Adjusted Price-to-FCF. This puts IFS Capital Holdings (Thailand) PCL in the upper half of its industry. The industry median Cyclically Adjusted Price-to-FCF is 8.18. IFS Capital Holdings (Thailand) PCL's value of 6.52 is 20.2% below this benchmark. Historically, IFS Capital Holdings (Thailand) PCL's own Cyclically Adjusted Price-to-FCF has ranged from 5.87 to 274.00 over the past decade. While the company's 10-year median is 8.03 vs. the industry median of 8.18, IFS Capital Holdings (Thailand) PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Price-to-FCF for a Credit Services company?
The median Cyclically Adjusted Price-to-FCF among Credit Services companies is 8.18, based on 128 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted Price-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted Price-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IFS Capital Holdings (Thailand) PCL's current Cyclically Adjusted Price-to-FCF of 6.52 is 20.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Price-to-FCF mean?
A high Cyclically Adjusted Price-to-FCF can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted Price-to-FCF Ratio is the ratio of share price to a company's inflation-adjusted FCF per share over a 10-year period. View historical data on IFS Capital Holdings (Thailand) PCL and its competitors. For the Credit Services industry, the median Cyclically Adjusted Price-to-FCF is 8.18 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFS Capital Holdings (Thailand) PCL's current Cyclically Adjusted Price-to-FCF is 6.52, which is 19% below median its own 10-year median of 8.03. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFS Capital Holdings (Thailand) PCL stock overvalued right now?
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) has a current Cyclically Adjusted Price-to-FCF of 6.52. The stock's GF Value™ is ฿2.58, compared to a current price of ฿1.89 — trading 26.7% below its estimated fair value. The current Cyclically Adjusted Price-to-FCF is 6.52, which is 19% below median its 10-year median of 8.03 and 20.2% below the Credit Services industry median of 8.18. IFS Capital Holdings (Thailand) PCL's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Price-to-FCF calculated?
Cyclically Adjusted Price-to-FCF is calculated from a company's financial statements. For IFS Capital Holdings (Thailand) PCL (BKK:IFS-R), the current Cyclically Adjusted Price-to-FCF is 6.52 as of Aug. 13, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) Overvalued in 2026?

Based on GuruFocus' analysis, IFS Capital Holdings (Thailand) PCL stock appears to be undervalued. The current stock price of ฿1.89 is trading 26.7% below its estimated GF Value™ of ฿2.58.

Key valuation signals for BKK:IFS-R:

  • Cyclically Adjusted Price-to-FCF: 6.52 (19% below median its 10-year median of 8.03)
  • GF Value™: ฿2.58 vs. price of ฿1.89 (26.7% below fair value)
  • GF Score™: 65/100 with 5 warning signs
  • Industry Position: 20.2% below the Credit Services median (#58 of 128)

No single metric tells the full story. See the BKK:IFS-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IFS Capital Holdings (Thailand) PCL Business Description

Other Exchanges IFS:Thailand
Address 1168/55 Rama IV Road, 20th Floor Lumpini Tower, Tungmahamek, Sathorn, Bangkok, THA, 10120
IFS Capital Holdings (Thailand) PCL is a Thailand-based company which is involved in three business segments. A factoring business is a short-term loan that provides liquidity to the business immediately and enables the business to increase its turnover in the form of buying accounts receivable. The factoring facility applies to both domestic and international sales. Hire purchase and finance leasing businesses are long-term loans for investment in the business industry. Others encompass a range of activities from corporate decisions, income, and expenses not attributed to the business segments described. The majority of revenue is derived from Factoring Business.
65GF Score

Get the complete analysis for BKK:IFS-R

Cyclically Adjusted Price-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿1.89
Price
฿2.58
GF Value