A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
BKK:IFS-R'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.95 Med: 1.27 Max: 2.3
Current: 1.1
During the past 13 years, the highest Debt-to-Equity Ratio of IFS Capital Holdings (Thailand) PCL was 2.30. The lowest was 0.95. And the median was 1.27.
BKK:IFS-R's Debt-to-Equity is ranked better than 53.32% of 452
companies
in the Credit Services industry
Industry Median: 1.225
vs BKK:IFS-R: 1.10
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) Debt-to-Equity Explanation
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
IFS Capital Holdings (Thailand) PCL Debt-to-Equity Related Terms
IFS Capital Holdings (Thailand) PCL Debt-to-Equity Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IFS Capital Holdings (Thailand) PCL Debt-to-Equity Chart
BKK:IFS-R vs V, MA, AXP: Debt-to-Equity Comparison
For the Credit Services subindustry, IFS Capital Holdings (Thailand) PCL's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IFS Capital Holdings (Thailand) PCL Debt-to-Equity vs Credit Services Industry
For the Credit Services industry and Financial Services sector, IFS Capital Holdings (Thailand) PCL's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where IFS Capital Holdings (Thailand) PCL's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) has a Debt-to-Equity of 1.10 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on IFS Capital Holdings (Thailand) PCL and its competitors. This is 13% below median its historical median of 1.27. Over the past decade, IFS Capital Holdings (Thailand) PCL's Debt-to-Equity has ranged from 0.95 to 2.30. According to the industry distribution chart, IFS Capital Holdings (Thailand) PCL ranks #211 out of 452 companies in the Credit Services industry, placing it in the top 46.7%.
Is IFS Capital Holdings (Thailand) PCL's Debt-to-Equity too high?
IFS Capital Holdings (Thailand) PCL's current Debt-to-Equity of 1.10 is 13% below median its 10-year median of 1.27. Over the past 10 years, this metric has ranged from a low of 0.95 to a high of 2.30. The Credit Services industry median Debt-to-Equity is 1.23. IFS Capital Holdings (Thailand) PCL's value of 1.10 is 10.2% below this industry median. Based on the distribution chart, IFS Capital Holdings (Thailand) PCL ranks #211 out of 452 companies in the Credit Services industry, which is above the industry midpoint. Overall, IFS Capital Holdings (Thailand) PCL has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does IFS Capital Holdings (Thailand) PCL's Debt-to-Equity compare to V and MA?
According to the Credit Services industry distribution chart, IFS Capital Holdings (Thailand) PCL ranks #211 out of 452 companies for Debt-to-Equity. This puts IFS Capital Holdings (Thailand) PCL in the upper half of its industry. The industry median Debt-to-Equity is 1.23. IFS Capital Holdings (Thailand) PCL's value of 1.10 is 10.2% below this benchmark. Historically, IFS Capital Holdings (Thailand) PCL's own Debt-to-Equity has ranged from 0.95 to 2.30 over the past decade. While the company's 10-year median is 1.27 vs. the industry median of 1.23, IFS Capital Holdings (Thailand) PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Credit Services company?
The median Debt-to-Equity among Credit Services companies is 1.23, based on 452 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IFS Capital Holdings (Thailand) PCL's current Debt-to-Equity of 1.10 is 10.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on IFS Capital Holdings (Thailand) PCL and its competitors. For the Credit Services industry, the median Debt-to-Equity is 1.23 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFS Capital Holdings (Thailand) PCL's current Debt-to-Equity is 1.10, which is 13% below median its own 10-year median of 1.27. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFS Capital Holdings (Thailand) PCL stock overvalued right now?
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) has a current Debt-to-Equity of 1.10. The stock's GF Value™ is ฿2.74, compared to a current price of ฿1.89 — trading 31% below its estimated fair value. The current Debt-to-Equity is 1.10, which is 13% below median its 10-year median of 1.27 and 10.2% below the Credit Services industry median of 1.23. IFS Capital Holdings (Thailand) PCL's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For IFS Capital Holdings (Thailand) PCL (BKK:IFS-R), the current Debt-to-Equity is 1.10 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) Overvalued in 2026?
Based on GuruFocus' analysis, IFS Capital Holdings (Thailand) PCL stock appears to be undervalued.
The current stock price of ฿1.89 is trading 31% below its estimated GF Value™ of ฿2.74.
Key valuation signals for BKK:IFS-R:
Debt-to-Equity: 1.10 (13% below median its 10-year median of 1.27)
GF Value™: ฿2.74 vs. price of ฿1.89 (31% below fair value)
Industry Position: 10.2% below the Credit Services median (#211 of 452)
No single metric tells the full story. See the BKK:IFS-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IFS Capital Holdings (Thailand) PCL Business Description
IFS Capital Holdings (Thailand) PCL is a Thailand-based company which is involved in three business segments. A factoring business is a short-term loan that provides liquidity to the business immediately and enables the business to increase its turnover in the form of buying accounts receivable. The factoring facility applies to both domestic and international sales. Hire purchase and finance leasing businesses are long-term loans for investment in the business industry. Others encompass a range of activities from corporate decisions, income, and expenses not attributed to the business segments described. The majority of revenue is derived from Factoring Business.
70GF Score
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