BKK:IFS-R'
s Net Margin % Range Over the Past 10 Years
Min: 22.54 Med: 40.85 Max: 56.24
Current: 30.2
BKK:IFS-R's Net Margin % is ranked better than 72.66% of 534
companies
in the Credit Services industry
Industry Median: 14.52
vs BKK:IFS-R: 30.20
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
IFS Capital Holdings (Thailand) PCL Net Margin % Related Terms
IFS Capital Holdings (Thailand) PCL Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IFS Capital Holdings (Thailand) PCL Net Margin % Chart
For the Credit Services subindustry, IFS Capital Holdings (Thailand) PCL's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IFS Capital Holdings (Thailand) PCL Net Margin % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, IFS Capital Holdings (Thailand) PCL's Net Margin % distribution charts can be found below:
* The bar in red indicates where IFS Capital Holdings (Thailand) PCL's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) has a Net Margin % of 15.67% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on IFS Capital Holdings (Thailand) PCL and its competitors. This is 62% below median its historical median of 40.85. Over the past decade, IFS Capital Holdings (Thailand) PCL's Net Margin % has ranged from 22.54 to 56.24. According to the industry distribution chart, IFS Capital Holdings (Thailand) PCL ranks #146 out of 534 companies in the Credit Services industry, placing it in the top 27.3%.
Is IFS Capital Holdings (Thailand) PCL's Net Margin % too high?
IFS Capital Holdings (Thailand) PCL's current Net Margin % of 15.67% is 62% below median its 10-year median of 40.85. Over the past 10 years, this metric has ranged from a low of 22.54 to a high of 56.24. The Credit Services industry median Net Margin % is 14.52. IFS Capital Holdings (Thailand) PCL's value of 15.67% is 7.9% above this industry median. Based on the distribution chart, IFS Capital Holdings (Thailand) PCL ranks #146 out of 534 companies in the Credit Services industry, which is above the industry midpoint. Overall, IFS Capital Holdings (Thailand) PCL has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does IFS Capital Holdings (Thailand) PCL's Net Margin % compare to V and MA?
According to the Credit Services industry distribution chart, IFS Capital Holdings (Thailand) PCL ranks #146 out of 534 companies for Net Margin %. This puts IFS Capital Holdings (Thailand) PCL in the upper half of its industry. The industry median Net Margin % is 14.52. IFS Capital Holdings (Thailand) PCL's value of 15.67% is 7.9% above this benchmark. Historically, IFS Capital Holdings (Thailand) PCL's own Net Margin % has ranged from 22.54 to 56.24 over the past decade. While the company's 10-year median is 40.85 vs. the industry median of 14.52, IFS Capital Holdings (Thailand) PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Credit Services company?
The median Net Margin % among Credit Services companies is 14.52, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IFS Capital Holdings (Thailand) PCL's current Net Margin % of 15.67% is 7.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on IFS Capital Holdings (Thailand) PCL and its competitors. For the Credit Services industry, the median Net Margin % is 14.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFS Capital Holdings (Thailand) PCL's current Net Margin % is 15.67%, which is 62% below median its own 10-year median of 40.85. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFS Capital Holdings (Thailand) PCL stock overvalued right now?
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) has a current Net Margin % of 15.67%. The stock's GF Value™ is ฿2.74, compared to a current price of ฿1.89 — trading 31% below its estimated fair value. The current Net Margin % is 15.67%, which is 62% below median its 10-year median of 40.85 and 7.9% above the Credit Services industry median of 14.52. IFS Capital Holdings (Thailand) PCL's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For IFS Capital Holdings (Thailand) PCL (BKK:IFS-R), the current Net Margin % is 15.67% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) Overvalued in 2026?
Based on GuruFocus' analysis, IFS Capital Holdings (Thailand) PCL stock appears to be undervalued.
The current stock price of ฿1.89 is trading 31% below its estimated GF Value™ of ฿2.74.
Key valuation signals for BKK:IFS-R:
Net Margin %: 15.67% (62% below median its 10-year median of 40.85)
GF Value™: ฿2.74 vs. price of ฿1.89 (31% below fair value)
Industry Position: 7.9% above the Credit Services median (#146 of 534)
No single metric tells the full story. See the BKK:IFS-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IFS Capital Holdings (Thailand) PCL Business Description
IFS Capital Holdings (Thailand) PCL is a Thailand-based company which is involved in three business segments. A factoring business is a short-term loan that provides liquidity to the business immediately and enables the business to increase its turnover in the form of buying accounts receivable. The factoring facility applies to both domestic and international sales. Hire purchase and finance leasing businesses are long-term loans for investment in the business industry. Others encompass a range of activities from corporate decisions, income, and expenses not attributed to the business segments described. The majority of revenue is derived from Factoring Business.
70GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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