IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) Pretax Margin %: 20.08% (As of Mar. 2026) — 61% Below Median


BKK:IFS-R IFS Capital Holdings (Thailand) PCL BKK:IFS-R
70 GF Score
Price ฿1.89
GF Value ฿2.74
! 5 Warning Signs
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What is IFS Capital Holdings (Thailand) PCL Pretax Margin %?

IFS Capital Holdings (Thailand) PCL BKK:IFS-R 70 Pretax Margin % is 20.08% as of Mar. 2026, which is 61% below its 10-year median of 51.45. GuruFocus rates BKK:IFS-R with a GF Score™ of 70/100 and a GF Value™ of ฿2.74. The stock has 5 warning signs investors should review. Among 534 Credit Services companies, IFS Capital Holdings (Thailand) PCL ranks better than 72.28% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. IFS Capital Holdings (Thailand) PCL's Pre-Tax Income for the three months ended in Mar. 2026 was ฿20.3 Mil. IFS Capital Holdings (Thailand) PCL's Revenue for the three months ended in Mar. 2026 was ฿100.9 Mil. Therefore, IFS Capital Holdings (Thailand) PCL's pretax margin for the quarter that ended in Mar. 2026 was 20.08%.

The historical rank and industry rank for IFS Capital Holdings (Thailand) PCL's Pretax Margin % or its related term are showing as below:

BKK:IFS-R' s Pretax Margin % Range Over the Past 10 Years
Min: 28.37   Med: 51.45   Max: 71.85
Current: 38.05


BKK:IFS-R's Pretax Margin % is ranked better than
72.28% of 534 companies
in the Credit Services industry
Industry Median: 19.865 vs BKK:IFS-R: 38.05

IFS Capital Holdings (Thailand) PCL  (BKK:IFS-R) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


IFS Capital Holdings (Thailand) PCL Pretax Margin % Related Terms


IFS Capital Holdings (Thailand) PCL Pretax Margin % Historical Data

* Premium members only.

The historical data trend for IFS Capital Holdings (Thailand) PCL's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

IFS Capital Holdings (Thailand) PCL Pretax Margin % Chart

IFS Capital Holdings (Thailand) PCL Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 55.47 52.08 51.79 43.57 28.37

IFS Capital Holdings (Thailand) PCL Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -18.28 47.06 52.33 31.86 20.08

BKK:IFS-R vs V, MA, AXP: Pretax Margin % Comparison

For the Credit Services subindustry, IFS Capital Holdings (Thailand) PCL's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


IFS Capital Holdings (Thailand) PCL Pretax Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, IFS Capital Holdings (Thailand) PCL's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where IFS Capital Holdings (Thailand) PCL's Pretax Margin % falls into.


BKK:IFS-R
70GF Score
IFS Capital Holdings (Thailand) PCL BKK:IFS-R
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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IFS Capital Holdings (Thailand) PCL Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

IFS Capital Holdings (Thailand) PCL's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=120.091/423.279
=28.37 %

IFS Capital Holdings (Thailand) PCL's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=20.255/100.891
=20.08 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 20.08% mean?
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) has a Pretax Margin % of 20.08% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on IFS Capital Holdings (Thailand) PCL and its competitors. This is 61% below median its historical median of 51.45. Over the past decade, IFS Capital Holdings (Thailand) PCL's Pretax Margin % has ranged from 28.37 to 71.85. According to the industry distribution chart, IFS Capital Holdings (Thailand) PCL ranks #148 out of 534 companies in the Credit Services industry, placing it in the top 27.7%.
Is IFS Capital Holdings (Thailand) PCL's Pretax Margin % too high?
IFS Capital Holdings (Thailand) PCL's current Pretax Margin % of 20.08% is 61% below median its 10-year median of 51.45. Over the past 10 years, this metric has ranged from a low of 28.37 to a high of 71.85. The Credit Services industry median Pretax Margin % is 19.87. IFS Capital Holdings (Thailand) PCL's value of 20.08% is 1.1% above this industry median. Based on the distribution chart, IFS Capital Holdings (Thailand) PCL ranks #148 out of 534 companies in the Credit Services industry, which is above the industry midpoint. Overall, IFS Capital Holdings (Thailand) PCL has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does IFS Capital Holdings (Thailand) PCL's Pretax Margin % compare to V and MA?
According to the Credit Services industry distribution chart, IFS Capital Holdings (Thailand) PCL ranks #148 out of 534 companies for Pretax Margin %. This puts IFS Capital Holdings (Thailand) PCL in the upper half of its industry. The industry median Pretax Margin % is 19.87. IFS Capital Holdings (Thailand) PCL's value of 20.08% is 1.1% above this benchmark. Historically, IFS Capital Holdings (Thailand) PCL's own Pretax Margin % has ranged from 28.37 to 71.85 over the past decade. While the company's 10-year median is 51.45 vs. the industry median of 19.87, IFS Capital Holdings (Thailand) PCL has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 19.87, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IFS Capital Holdings (Thailand) PCL's current Pretax Margin % of 20.08% is 1.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on IFS Capital Holdings (Thailand) PCL and its competitors. For the Credit Services industry, the median Pretax Margin % is 19.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFS Capital Holdings (Thailand) PCL's current Pretax Margin % is 20.08%, which is 61% below median its own 10-year median of 51.45. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFS Capital Holdings (Thailand) PCL stock overvalued right now?
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) has a current Pretax Margin % of 20.08%. The stock's GF Value™ is ฿2.74, compared to a current price of ฿1.89 — trading 31% below its estimated fair value. The current Pretax Margin % is 20.08%, which is 61% below median its 10-year median of 51.45 and 1.1% above the Credit Services industry median of 19.87. IFS Capital Holdings (Thailand) PCL's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For IFS Capital Holdings (Thailand) PCL (BKK:IFS-R), the current Pretax Margin % is 20.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) Overvalued in 2026?

Based on GuruFocus' analysis, IFS Capital Holdings (Thailand) PCL stock appears to be undervalued. The current stock price of ฿1.89 is trading 31% below its estimated GF Value™ of ฿2.74.

Key valuation signals for BKK:IFS-R:

  • Pretax Margin %: 20.08% (61% below median its 10-year median of 51.45)
  • GF Value™: ฿2.74 vs. price of ฿1.89 (31% below fair value)
  • GF Score™: 70/100 with 5 warning signs
  • Industry Position: 1.1% above the Credit Services median (#148 of 534)

No single metric tells the full story. See the BKK:IFS-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


IFS Capital Holdings (Thailand) PCL Business Description

Other Exchanges IFS:Thailand
Address 1168/55 Rama IV Road, 20th Floor Lumpini Tower, Tungmahamek, Sathorn, Bangkok, THA, 10120
IFS Capital Holdings (Thailand) PCL is a Thailand-based company which is involved in three business segments. A factoring business is a short-term loan that provides liquidity to the business immediately and enables the business to increase its turnover in the form of buying accounts receivable. The factoring facility applies to both domestic and international sales. Hire purchase and finance leasing businesses are long-term loans for investment in the business industry. Others encompass a range of activities from corporate decisions, income, and expenses not attributed to the business segments described. The majority of revenue is derived from Factoring Business.
70GF Score

Get the complete analysis for BKK:IFS-R

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

฿1.89
Price
฿2.74
GF Value