BKK:IFS-R's Quick Ratio is ranked worse than 65.99% of 394
companies
in the Credit Services industry
Industry Median: 4.93
vs BKK:IFS-R: 1.85
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) Quick Ratio Explanation
The quick ratio is more conservative than the Current Ratio because it excludes inventories from current assets. The ratio derives its name presumably from the fact that assets such as cash and marketable securities are quick sources of cash. Inventories generally take time to be converted into cash, and if they have to be sold quickly, the company may have to accept a lower price than book value of these inventories. As a result, they are justifiably excluded from assets that are ready sources of immediate cash.
In general, low or decreasing quick ratios generally suggest that a company is over-leveraged, struggling to maintain or grow sales, paying bills too quickly or collecting receivables too slowly. On the other hand, a high or increasing quick ratio generally indicates that a company is experiencing solid top-line growth, quickly converting receivables into cash, and easily able to cover its financial obligations. Such companies often have faster inventory turnover and cash conversion cycles.
The higher the quick ratio, the better the company's liquidity position.
IFS Capital Holdings (Thailand) PCL Quick Ratio Related Terms
IFS Capital Holdings (Thailand) PCL Quick Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IFS Capital Holdings (Thailand) PCL Quick Ratio Chart
For the Credit Services subindustry, IFS Capital Holdings (Thailand) PCL's Quick Ratio, along with its competitors' market caps and Quick Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
IFS Capital Holdings (Thailand) PCL Quick Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, IFS Capital Holdings (Thailand) PCL's Quick Ratio distribution charts can be found below:
* The bar in red indicates where IFS Capital Holdings (Thailand) PCL's Quick Ratio falls into.
IFS Capital Holdings (Thailand) PCL Quick Ratio Calculation
The quick ratio measures a company's ability to meet its short-term obligations with its most liquid assets. For this reason, the ratio excludes inventories from current assets.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) has a Quick Ratio of 1.85 as of Mar. 2026. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on IFS Capital Holdings (Thailand) PCL and its competitors. This is near median its historical median of 1.79. Over the past decade, IFS Capital Holdings (Thailand) PCL's Quick Ratio has ranged from 1.38 to 2.04. According to the industry distribution chart, IFS Capital Holdings (Thailand) PCL ranks #260 out of 394 companies in the Credit Services industry, placing it in the top 66%.
Is IFS Capital Holdings (Thailand) PCL's Quick Ratio too high?
IFS Capital Holdings (Thailand) PCL's current Quick Ratio of 1.85 is near median its 10-year median of 1.79. Over the past 10 years, this metric has ranged from a low of 1.38 to a high of 2.04. The Credit Services industry median Quick Ratio is 4.93. IFS Capital Holdings (Thailand) PCL's value of 1.85 is 62.5% below this industry median. Based on the distribution chart, IFS Capital Holdings (Thailand) PCL ranks #260 out of 394 companies in the Credit Services industry, which is below the industry midpoint. Overall, IFS Capital Holdings (Thailand) PCL has a GF Score™ of 70/100, reflecting its overall financial health beyond just this single metric.
How does IFS Capital Holdings (Thailand) PCL's Quick Ratio compare to V and MA?
According to the Credit Services industry distribution chart, IFS Capital Holdings (Thailand) PCL ranks #260 out of 394 companies for Quick Ratio. This places IFS Capital Holdings (Thailand) PCL in the lower half of its industry. The industry median Quick Ratio is 4.93. IFS Capital Holdings (Thailand) PCL's value of 1.85 is 62.5% below this benchmark. Historically, IFS Capital Holdings (Thailand) PCL's own Quick Ratio has ranged from 1.38 to 2.04 over the past decade. While the company's 10-year median is 1.79 vs. the industry median of 4.93, IFS Capital Holdings (Thailand) PCL has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Quick Ratio for a Credit Services company?
The median Quick Ratio among Credit Services companies is 4.93, based on 394 companies in the industry. Companies in the top quartile (top 25%) have a Quick Ratio significantly above this median, while those in the bottom quartile fall well below. However, Quick Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. IFS Capital Holdings (Thailand) PCL's current Quick Ratio of 1.85 is 62.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Quick Ratio mean?
A high Quick Ratio can signal that a stock is expensive relative to its fundamentals. Quick ratio is the ratio of current assets less inventory to current liabilities. View historical data on IFS Capital Holdings (Thailand) PCL and its competitors. For the Credit Services industry, the median Quick Ratio is 4.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. IFS Capital Holdings (Thailand) PCL's current Quick Ratio is 1.85, which is near median its own 10-year median of 1.79. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is IFS Capital Holdings (Thailand) PCL stock overvalued right now?
IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) has a current Quick Ratio of 1.85. The stock's GF Value™ is ฿2.74, compared to a current price of ฿1.89 — trading 31% below its estimated fair value. The current Quick Ratio is 1.85, which is near median its 10-year median of 1.79 and 62.5% below the Credit Services industry median of 4.93. IFS Capital Holdings (Thailand) PCL's overall GF Score™ is 70/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Quick Ratio calculated?
Quick Ratio is calculated from a company's financial statements. For IFS Capital Holdings (Thailand) PCL (BKK:IFS-R), the current Quick Ratio is 1.85 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is IFS Capital Holdings (Thailand) PCL (BKK:IFS-R) Overvalued in 2026?
Based on GuruFocus' analysis, IFS Capital Holdings (Thailand) PCL stock appears to be undervalued.
The current stock price of ฿1.89 is trading 31% below its estimated GF Value™ of ฿2.74.
Key valuation signals for BKK:IFS-R:
Quick Ratio: 1.85 (near median its 10-year median of 1.79)
GF Value™: ฿2.74 vs. price of ฿1.89 (31% below fair value)
Industry Position: 62.5% below the Credit Services median (#260 of 394)
No single metric tells the full story. See the BKK:IFS-R stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
IFS Capital Holdings (Thailand) PCL Business Description
IFS Capital Holdings (Thailand) PCL is a Thailand-based company which is involved in three business segments. A factoring business is a short-term loan that provides liquidity to the business immediately and enables the business to increase its turnover in the form of buying accounts receivable. The factoring facility applies to both domestic and international sales. Hire purchase and finance leasing businesses are long-term loans for investment in the business industry. Others encompass a range of activities from corporate decisions, income, and expenses not attributed to the business segments described. The majority of revenue is derived from Factoring Business.
70GF Score
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