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Credit du MarocCAS:CDM 62 3-Year Book Growth Rate is 9.10% as of Jun. 2026, which is 28% above its 10-year median of 7.10. GuruFocus rates CAS:CDM with a GF Score™ of 62/100 and a GF Value™ of MAD1,099.49 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,496 Banks companies, Credit du Maroc ranks better than 52.47% on this metric.
During the past 12 months, Credit du Maroc's average Book Value per Share Growth Rate was 2.90% per year.
During the past 3 years, the average Book Value per Share Growth Rate was 9.10% per year.
During the past 5 years, the average Book Value per Share Growth Rate was 7.90% per year.
During the past 10 years, the average Book Value per Share Growth Rate was 6.80% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
During the past 13 years, the highest 3-Year average Book Value per Share Growth Rate of Credit du Maroc was 29.90% per year. The lowest was 1.40% per year. And the median was 7.10% per year.
Credit du Maroc (CAS:CDM) 3-Year Book Growth Rate Explanation
Book Value per Share is the ratio of equity available to common shareholders divided by the shares outstanding. Book value per share effectively indicates a firm's net asset value on a per-share basis. It can be used by investors to gauge whether a stock price is undervalued by comparing it to the firm's market value per share. Theoretically, it is what the shareholders will receive if the company is liquidated.
Credit du Maroc 3-Year Book Growth Rate Related Terms
CAS:CDM vs PNC, USB: 3-Year Book Growth Rate Comparison
For the Banks - Regional subindustry, Credit du Maroc's 3-Year Book Growth Rate, along with its competitors' market caps and 3-Year Book Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit du Maroc 3-Year Book Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Credit du Maroc's 3-Year Book Growth Rate distribution charts can be found below:
* The bar in red indicates where Credit du Maroc's 3-Year Book Growth Rate falls into.
Credit du Maroc 3-Year Book Growth Rate Calculation
This is the 3-year average growth rate of Book Value per Share. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average Book Value per Share growth rate.
What does a 3-Year Book Growth Rate of 9.10% mean?
Credit du Maroc (CAS:CDM) has a 3-Year Book Growth Rate of 9.10% as of Jun. 2026. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Credit du Maroc and its competitors. This is 28% above median its historical median of 7.10. Over the past decade, Credit du Maroc's 3-Year Book Growth Rate has ranged from 1.40 to 29.90. According to the industry distribution chart, Credit du Maroc ranks #711 out of 1496 companies in the Banks industry, placing it in the top 47.5%.
Is Credit du Maroc's 3-Year Book Growth Rate too high?
Credit du Maroc's current 3-Year Book Growth Rate of 9.10% is 28% above median its 10-year median of 7.10. Over the past 10 years, this metric has ranged from a low of 1.40 to a high of 29.90. The Banks industry median 3-Year Book Growth Rate is 8.70. Credit du Maroc's value of 9.10% is 4.6% above this industry median. Based on the distribution chart, Credit du Maroc ranks #711 out of 1496 companies in the Banks industry, which is above the industry midpoint. Overall, Credit du Maroc has a GF Score™ of 62/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Credit du Maroc's 3-Year Book Growth Rate compare to PNC and USB?
According to the Banks industry distribution chart, Credit du Maroc ranks #711 out of 1496 companies for 3-Year Book Growth Rate. This puts Credit du Maroc in the upper half of its industry. The industry median 3-Year Book Growth Rate is 8.70. Credit du Maroc's value of 9.10% is 4.6% above this benchmark. Historically, Credit du Maroc's own 3-Year Book Growth Rate has ranged from 1.40 to 29.90 over the past decade. While the company's 10-year median is 7.10 vs. the industry median of 8.70, Credit du Maroc has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Book Growth Rate for a Banks company?
The median 3-Year Book Growth Rate among Banks companies is 8.70, based on 1,496 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Book Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Book Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit du Maroc's current 3-Year Book Growth Rate of 9.10% is 4.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Book Growth Rate mean?
A high 3-Year Book Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Book Growth Rate is the 3-year average growth rate of Book Value per Share. View historical data for Credit du Maroc and its competitors. For the Banks industry, the median 3-Year Book Growth Rate is 8.70 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit du Maroc's current 3-Year Book Growth Rate is 9.10%, which is 28% above median its own 10-year median of 7.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit du Maroc stock overvalued right now?
Based on GuruFocus' analysis, Credit du Maroc (CAS:CDM) is currently considered Fairly Valued. The stock's GF Value™ is MAD1,099.49, compared to a current price of MAD999.00 — trading 9.1% below its estimated fair value. The current 3-Year Book Growth Rate is 9.10%, which is 28% above median its 10-year median of 7.10 and 4.6% above the Banks industry median of 8.70. Credit du Maroc's overall GF Score™ is 62/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Book Growth Rate calculated?
3-Year Book Growth Rate is calculated from a company's financial statements. For Credit du Maroc (CAS:CDM), the current 3-Year Book Growth Rate is 9.10% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit du Maroc (CAS:CDM) Overvalued in 2026?
Based on GuruFocus' analysis, Credit du Maroc stock appears to be undervalued.
The current stock price of MAD999.00 is trading 9.1% below its estimated GF Value™ of MAD1,099.49.
GuruFocus considers Credit du Maroc to be Fairly Valued.
Key valuation signals for CAS:CDM:
3-Year Book Growth Rate: 9.10% (28% above median its 10-year median of 7.10)
GF Value™: MAD1,099.49 vs. price of MAD999.00 (9.1% below fair value)
Industry Position: 4.6% above the Banks median (#711 of 1496)
No single metric tells the full story. See the CAS:CDM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit du Maroc SA provides banking services. The company provides commercial banking activities and financial. commercial. property-related activities for its customers in Morocco or overseas.
62GF Score
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