Credit du MarocCAS:CDM +1.02%56 Pretax Margin % is 60.56% as of Mar. 2026, which is 92% above its 10-year median of 31.48. GuruFocus rates CAS:CDM with a GF Score™ of 56/100 and a GF Value™ of MAD1,078.34 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,527 Banks companies, Credit du Maroc ranks better than 81.34% on this metric.
The historical rank and industry rank for Credit du Maroc's Pretax Margin % or its related term are showing as below:
CAS:CDM'
s Pretax Margin % Range Over the Past 10 Years
Min: 17.33 Med: 31.48 Max: 49.02
Current: 49.02
CAS:CDM's Pretax Margin % is ranked better than 81.34% of 1527
companies
in the Banks industry
Industry Median: 34.88
vs CAS:CDM: 49.02
Credit du Maroc (CAS:CDM) Pretax Margin % Explanation
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Credit du Maroc Pretax Margin % Related Terms
Credit du Maroc Pretax Margin % Historical Data
* Premium members only.
The historical data trend for Credit du Maroc's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Credit du Maroc's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit du Maroc Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Credit du Maroc's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Credit du Maroc's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit du Maroc (CAS:CDM) has a Pretax Margin % of 60.56% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Credit du Maroc and its competitors. This is 92% above median its historical median of 31.48. Over the past decade, Credit du Maroc's Pretax Margin % has ranged from 17.33 to 49.02. According to the industry distribution chart, Credit du Maroc ranks #285 out of 1527 companies in the Banks industry, placing it in the top 18.7%.
Is Credit du Maroc's Pretax Margin % too high?
Credit du Maroc's current Pretax Margin % of 60.56% is 92% above median its 10-year median of 31.48. Over the past 10 years, this metric has ranged from a low of 17.33 to a high of 49.02. The Banks industry median Pretax Margin % is 34.88. Credit du Maroc's value of 60.56% is 73.6% above this industry median. Based on the distribution chart, Credit du Maroc ranks #285 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Credit du Maroc has a GF Score™ of 56/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Credit du Maroc's Pretax Margin % compare to PNC and USB?
According to the Banks industry distribution chart, Credit du Maroc ranks #285 out of 1527 companies for Pretax Margin %. This places Credit du Maroc in the top 19% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.88. Credit du Maroc's value of 60.56% is 73.6% above this benchmark. Historically, Credit du Maroc's own Pretax Margin % has ranged from 17.33 to 49.02 over the past decade. While the company's 10-year median is 31.48 vs. the industry median of 34.88, Credit du Maroc has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.88, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit du Maroc's current Pretax Margin % of 60.56% is 73.6% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Credit du Maroc and its competitors. For the Banks industry, the median Pretax Margin % is 34.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit du Maroc's current Pretax Margin % is 60.56%, which is 92% above median its own 10-year median of 31.48. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit du Maroc stock overvalued right now?
Based on GuruFocus' analysis, Credit du Maroc (CAS:CDM) is currently considered Fairly Valued. The stock's GF Value™ is MAD1,078.34, compared to a current price of MAD990.00 — trading 8.2% below its estimated fair value. The current Pretax Margin % is 60.56%, which is 92% above median its 10-year median of 31.48 and 73.6% above the Banks industry median of 34.88. Credit du Maroc's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Credit du Maroc (CAS:CDM), the current Pretax Margin % is 60.56% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit du Maroc (CAS:CDM) Overvalued in 2026?
Based on GuruFocus' analysis, Credit du Maroc stock appears to be undervalued.
The current stock price of MAD990.00 is trading 8.2% below its estimated GF Value™ of MAD1,078.34.
GuruFocus considers Credit du Maroc to be Fairly Valued.
Key valuation signals for CAS:CDM:
Pretax Margin %: 60.56% (92% above median its 10-year median of 31.48)
GF Value™: MAD1,078.34 vs. price of MAD990.00 (8.2% below fair value)
Industry Position: 73.6% above the Banks median (#285 of 1527)
No single metric tells the full story. See the CAS:CDM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit du Maroc SA provides banking services. The company provides commercial banking activities and financial. commercial. property-related activities for its customers in Morocco or overseas.
56GF Score
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