Credit du MarocCAS:CDM +0.10%56 5-Year Yield-on-Cost % is 21.16 as of Jul. 03, 2026, which is 72% above its 10-year median of 12.30. GuruFocus rates CAS:CDM with a GF Score™ of 56/100 and a GF Value™ of MAD1,083.09 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,252 Banks companies, Credit du Maroc ranks better than 95.69% on this metric.
Credit du Maroc's yield on cost for the quarter that ended in Mar. 2026 was 21.16.
The historical rank and industry rank for Credit du Maroc's 5-Year Yield-on-Cost % or its related term are showing as below:
CAS:CDM'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.54 Med: 12.3 Max: 31.55
Current: 21.16
During the past 13 years, Credit du Maroc's highest Yield on Cost was 31.55. The lowest was 2.54. And the median was 12.30.
CAS:CDM's 5-Year Yield-on-Cost % is ranked better than 95.69% of 1252
companies
in the Banks industry
Industry Median: 3.91
vs CAS:CDM: 21.16
Credit du Maroc (CAS:CDM) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Credit du Maroc 5-Year Yield-on-Cost % Related Terms
CAS:CDM vs PNC, USB: 5-Year Yield-on-Cost % Comparison
For the Banks - Regional subindustry, Credit du Maroc's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit du Maroc 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Credit du Maroc's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Credit du Maroc's 5-Year Yield-on-Cost % falls into.
Credit du Maroc 5-Year Yield-on-Cost % Calculation
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Credit du Maroc is calculated as
Credit du Maroc (CAS:CDM) has a 5-Year Yield-on-Cost % of 21.16 as of Jul. 03, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Credit du Maroc and its competitors. This is 72% above median its historical median of 12.30. Over the past decade, Credit du Maroc's 5-Year Yield-on-Cost % has ranged from 2.54 to 31.55. According to the industry distribution chart, Credit du Maroc ranks #54 out of 1252 companies in the Banks industry, placing it in the top 4.3%.
Is Credit du Maroc's 5-Year Yield-on-Cost % too high?
Credit du Maroc's current 5-Year Yield-on-Cost % of 21.16 is 72% above median its 10-year median of 12.30. Over the past 10 years, this metric has ranged from a low of 2.54 to a high of 31.55. The Banks industry median 5-Year Yield-on-Cost % is 3.91. Credit du Maroc's value of 21.16 is 441.2% above this industry median. Based on the distribution chart, Credit du Maroc ranks #54 out of 1252 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Credit du Maroc has a GF Score™ of 56/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit du Maroc's 5-Year Yield-on-Cost % compare to PNC and USB?
According to the Banks industry distribution chart, Credit du Maroc ranks #54 out of 1252 companies for 5-Year Yield-on-Cost %. This places Credit du Maroc in the top 4% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.91. Credit du Maroc's value of 21.16 is 441.2% above this benchmark. Historically, Credit du Maroc's own 5-Year Yield-on-Cost % has ranged from 2.54 to 31.55 over the past decade. While the company's 10-year median is 12.30 vs. the industry median of 3.91, Credit du Maroc has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.91, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit du Maroc's current 5-Year Yield-on-Cost % of 21.16 is 441.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Credit du Maroc and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit du Maroc's current 5-Year Yield-on-Cost % is 21.16, which is 72% above median its own 10-year median of 12.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit du Maroc stock overvalued right now?
Based on GuruFocus' analysis, Credit du Maroc (CAS:CDM) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD1,083.09, compared to a current price of MAD971.00 — trading 10.3% below its estimated fair value. The current 5-Year Yield-on-Cost % is 21.16, which is 72% above median its 10-year median of 12.30 and 441.2% above the Banks industry median of 3.91. Credit du Maroc's overall GF Score™ is 56/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Credit du Maroc (CAS:CDM), the current 5-Year Yield-on-Cost % is 21.16 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit du Maroc (CAS:CDM) Overvalued in 2026?
Based on GuruFocus' analysis, Credit du Maroc stock appears to be undervalued.
The current stock price of MAD971.00 is trading 10.3% below its estimated GF Value™ of MAD1,083.09.
GuruFocus considers Credit du Maroc to be Modestly Undervalued.
Key valuation signals for CAS:CDM:
5-Year Yield-on-Cost %: 21.16 (72% above median its 10-year median of 12.30)
GF Value™: MAD1,083.09 vs. price of MAD971.00 (10.3% below fair value)
Industry Position: 441.2% above the Banks median (#54 of 1252)
No single metric tells the full story. See the CAS:CDM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit du Maroc SA provides banking services. The company provides commercial banking activities and financial. commercial. property-related activities for its customers in Morocco or overseas.
56GF Score
Get the complete analysis for CAS:CDM
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
CAS:CDM has been successfully added to your 