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Credit du MarocCAS:CDM -0.90%61 Cash-to-Debt is 0.40 as of Jun. 2026, which is 5% below its 10-year median of 0.42. GuruFocus rates CAS:CDM with a GF Score™ of 61/100 and a GF Value™ of MAD1,110.63 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,489 Banks companies, Credit du Maroc ranks worse than 79.58% on this metric.
Cash to Debt Ratio measures the financial strength of a company. It is calculated as a company's cash, cash equivalents, and marketable securities divide by its debt. Credit du Maroc's cash to debt ratio for the quarter that ended in Jun. 2026 was 0.40.
If Cash to Debt ratio is less than 1, the company cannot pay off its debt using the cash in hand. Here we can see, Credit du Maroccouldn't pay off its debt using the cash in hand for the quarter that ended in Jun. 2026.
The historical rank and industry rank for Credit du Maroc's Cash-to-Debt or its related term are showing as below:
CAS:CDM'
s Cash-to-Debt Range Over the Past 10 Years
Min: 0.2 Med: 0.42 Max: 1.25
Current: 0.4
During the past 13 years, Credit du Maroc's highest Cash to Debt Ratio was 1.25. The lowest was 0.20. And the median was 0.42.
CAS:CDM's Cash-to-Debt is ranked worse than 79.58% of 1489
companies
in the Banks industry
Industry Median: 1.37
vs CAS:CDM: 0.40
Credit du Maroc (CAS:CDM) Cash-to-Debt Explanation
If Cash to Debt ratio is greater than 1, the company can pay off its debt using the cash in hand. If it is smaller than 1, it means the company has more debt than the cash in hands. In this case, it is important to look the the company's Interest Coverage. Ben Graham requires that a company must have an Interest Coverage of at least 5.
Credit du Maroc Cash-to-Debt Related Terms
Credit du Maroc Cash-to-Debt Historical Data
* Premium members only.
The historical data trend for Credit du Maroc's Cash-to-Debt can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Note: An indication of "No Debt" does not necessarily mean that the company has no debt obligations; it could be due to missing data in the quarterly or annual report. Use caution when interpreting this information.
For the Banks - Regional subindustry, Credit du Maroc's Cash-to-Debt, along with its competitors' market caps and Cash-to-Debt data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credit du Maroc Cash-to-Debt vs Banks Industry
For the Banks industry and Financial Services sector, Credit du Maroc's Cash-to-Debt distribution charts can be found below:
* The bar in red indicates where Credit du Maroc's Cash-to-Debt falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credit du Maroc (CAS:CDM) has a Cash-to-Debt of 0.40 as of Jun. 2026. This is near median its historical median of 0.42. Over the past decade, Credit du Maroc's Cash-to-Debt has ranged from 0.20 to 1.25. According to the industry distribution chart, Credit du Maroc ranks #1185 out of 1489 companies in the Banks industry, placing it in the top 79.6%.
Is Credit du Maroc's Cash-to-Debt too high?
Credit du Maroc's current Cash-to-Debt of 0.40 is near median its 10-year median of 0.42. Over the past 10 years, this metric has ranged from a low of 0.20 to a high of 1.25. The Banks industry median Cash-to-Debt is 1.37. Credit du Maroc's value of 0.40 is 70.8% below this industry median. Based on the distribution chart, Credit du Maroc ranks #1185 out of 1489 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Credit du Maroc has a GF Score™ of 61/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Credit du Maroc's Cash-to-Debt compare to PNC and USB?
According to the Banks industry distribution chart, Credit du Maroc ranks #1185 out of 1489 companies for Cash-to-Debt. This places Credit du Maroc in the lower half of its industry. The industry median Cash-to-Debt is 1.37. Credit du Maroc's value of 0.40 is 70.8% below this benchmark. Historically, Credit du Maroc's own Cash-to-Debt has ranged from 0.20 to 1.25 over the past decade. While the company's 10-year median is 0.42 vs. the industry median of 1.37, Credit du Maroc has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash-to-Debt for a Banks company?
The median Cash-to-Debt among Banks companies is 1.37, based on 1,489 companies in the industry. Companies in the top quartile (top 25%) have a Cash-to-Debt significantly above this median, while those in the bottom quartile fall well below. However, Cash-to-Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credit du Maroc's current Cash-to-Debt of 0.40 is 70.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash-to-Debt mean?
A high Cash-to-Debt can signal that a stock is expensive relative to its fundamentals. For the Banks industry, the median Cash-to-Debt is 1.37 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credit du Maroc's current Cash-to-Debt is 0.40, which is near median its own 10-year median of 0.42. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credit du Maroc stock overvalued right now?
Based on GuruFocus' analysis, Credit du Maroc (CAS:CDM) is currently considered Modestly Undervalued. The stock's GF Value™ is MAD1,110.63, compared to a current price of MAD990.00 — trading 10.9% below its estimated fair value. The current Cash-to-Debt is 0.40, which is near median its 10-year median of 0.42 and 70.8% below the Banks industry median of 1.37. Credit du Maroc's overall GF Score™ is 61/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash-to-Debt calculated?
Cash-to-Debt is calculated from a company's financial statements. For Credit du Maroc (CAS:CDM), the current Cash-to-Debt is 0.40 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credit du Maroc (CAS:CDM) Overvalued in 2026?
Based on GuruFocus' analysis, Credit du Maroc stock appears to be undervalued.
The current stock price of MAD990.00 is trading 10.9% below its estimated GF Value™ of MAD1,110.63.
GuruFocus considers Credit du Maroc to be Modestly Undervalued.
Key valuation signals for CAS:CDM:
Cash-to-Debt: 0.40 (near median its 10-year median of 0.42)
GF Value™: MAD1,110.63 vs. price of MAD990.00 (10.9% below fair value)
Industry Position: 70.8% below the Banks median (#1185 of 1489)
No single metric tells the full story. See the CAS:CDM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credit du Maroc SA provides banking services. The company provides commercial banking activities and financial. commercial. property-related activities for its customers in Morocco or overseas.
61GF Score
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